Today’s Options Life Insurance Company is a Subsidiary of Universal American. Specifically, Today’s Options provides Medicare Advantage plans to parts of the US Southwest and Northeast. Their new parent company, Universal American, has been providing insurance policies to customers for over 40 years.
Today’s Options is working in collaboration with Universal American in order to provide various Medicare Advantage plans with prescription drug coverage to qualified seniors. For the most part, Today’s Options plans are available in the Southwestern and Northeastern United States.
|Medicare Supplement Plans||NO|
|Medicare Advantage Plans||YES|
|Medicare Part D Drug Plans||YES|
Have you been comparison shopping for your Medicare supplement insurance policy yet? If not, you should definitely start. We’ve already taken the first step for you. Just look at the bar graph below. The data presented shows how Today’s Options compare to average prices across the country.
This Table Represents National Average Costs of Medicare Supplement Plans
|Plan Type||Starting From||Part A Deductible||Part B Deductible||Excess||Nursing||Travel|
|Plan C||$118*||$0||$0||Not Covered||100% Covered||100% Covered||Request Info|
|$116*||$0||$0||100% Covered||100% Covered||100% Covered||Request Info|
|Plan G||$105*||$0||$147||100% Covered||100% Covered||100% Covered||Request Info|
|Plan B||$104*||$0||$147||Not Covered||Not Covered||Not Covered||Request Info|
|Plan N||$70*||$0||$147||Not Covered||100% Covered||100% Covered||Request Info|
|Plan D||$97*||$0||$147||Not Covered||100% Covered||100% Covered||Request Info|
|Plan A||$69*||$1||$147||Not Covered||Not Covered||Not Covered||Request Info|
|Plan L||$76*||$304||$147||Not Covered||75% Covered||Not Covered||Request Info|
|Plan K||$45*||$608||$147||Not Covered||50% Covered||Not Covered||Request Info|
|Plan M||$97*||$608||$147||Not Covered||100% Covered||100% Covered||Request Info|
For smaller companies, or for companies which are small affiliates of much larger parent companies – which is certainly the case with Today’s Options – it can be hard to get a clear idea of how reliable their financial strength is. But United American is a fairly large company, so keep that in mind when reviewing the table below.
|A.M. Best Rating||NR (Not Rated)|
|Standard & Poor’s Rating||No Rating|
|Moody’s Rating||No Rating|
*Ratings as of 2/17/15
Today’s Options is a part of a loose-knit group of senior-oriented health care providers across the US. Primarily, Today’s Options services customers in the Texas and New England areas, but other members of the Universal American family may be offering Medicare supplement packages near you.
Telephone Number: 1-866-249-8668
To speak with a person:
P.O. Box 740445
Houston, Texas 77274-0445
Customers looking to get a rate quote, or learn more about plans have 2 options:
Mon-Fri, 8am-8pm EST