Medicare beneficiaries have a lot to think about when it comes to their Medicare coverage. In addition to Parts A, B, and D, there are also supplemental plans available that can provide extra coverage and peace of mind. Each supplemental plan is different, so it’s important to do your research and find the one that best meets your needs. Below, we’ll give you a brief overview of the different types of supplemental plans available through GPM.

GPM Supplemental Medicare Plans

Government Personnel Mutual Life Insurance (GPM) is a company that has been around since 1934 and they still consider themselves “military first.”

The original focus of GPM was to provide services for active-duty military personnel, but over time their list has grown tremendously.

Today you can find them providing insurance coverage across all retired ranks as well as federal civil service workers or civilian families who need it too.

Company Highlights

  • Specific focus on military personnel and their families
  • Founded in 1934
  • Serving federal civil servants since 1977
  • Offers a wide portfolio of Medicare supplement products

GPM Medicare Plans Offered

The variety of Medicare supplement policies that some companies choose to offer will differ from agency to agency. Below is the product mix that GPM currently offers.

Medicare Supplement Plans YES
Medicare Advantage Plans YES
Medicare Part D Drug Plans YES

Uninsurable Pre-Existing Health Conditions

  • COPD
  • Diabetes
  • Kidney disease requiring dialysis
  • Systemic Lupus
  • Multiple Sclerosis
  • Myasthenia Gravis
  • Organ Transplant
  • Senile Dementia

GPM Medicare Pros and Cons


  • Underwritten by Mutual Of Omaha
  • Competitive premiums
  • Household discounts are available in most states


  • Tight underwriting
  • No Medicare Part C or D options

Financial Strength Ratings

A company’s financial rating is a good indicator of how well (or poorly) they run its business. The higher the score, the more confident you can feel that your claim will be paid promptly and correctly with minimal hassle on both ends.

A.M. Best Rating A-
Standard & Poor’s Rating No Rating
Moody’s Rating No Rating

GPM Review

GPM is a dedicated insurance provider looking out for members of US society that too often get overlooked: our military personnel, civil servants, and their families. If you have served, have worked a government job, or know someone in your family who has, you may qualify for an affordable insurance product from GPM Life.


What is GPM Medicare?

GPM offers supplemental Medicare plans that help fill in the gaps in coverage. Depending on the plan you enroll in, you could have zero out-of-pocket costs. GPM Life offers Plan A, C, F, G, and N. The top plans are Plan F, G, and N.

Does GPM offer Medicare Advantage plans?

Yes, GPM does offer Medicare Advantage plans in certain areas. We can compare what plans are in your zip code side by side.

Is GPM supplemental Medicare for federal employees only?

No, while GPM does have a history of serving military personnel and federal employees, anyone eligible for Medicare can apply.

How to Enroll in a GPM Supplemental Medicare Plan

If you are a Medicare beneficiary and would like to explore your supplemental insurance options, please call us or complete our form. We would be happy to help you find the best plan for your needs.

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.