Do you have Medicare? Humana has a vast array of health insurance plans that can help. Whether it’s a supplement to your Original Medicare coverage or a Medicare Advantage plan, Humana has an option for you! There are also prescription drug plans and dental plan options available.

Humana is the largest private company in the United States. They offer Medicare options with over 15 million customers in all 50 states and Puerto Rico.

They offer products at many different price points. This includes those that provide some coverage for out-of-pocket costs and other supplemental benefits like vision care and dental coverage.

Humana is a Louisville, Kentucky-based company that offers health insurance plans, including Medicare plans, to its members.

Humana’s been in business since 1961 and employs more than 34,000 people. The company has several subsidiaries and brands, including HumanaDental and Humana Achieve.

Humana Supplemental Medicare Plans

Humana offers a variety of supplemental Medicare plans to help people with their health care needs. These plans include prescription drugs, vision, and dental care coverage.

They also offer programs that cover out-of-pocket costs. These programs can be helpful for people who need additional assistance paying for medical expenses.

Humana offers two types of supplemental Medicare plans. Medicare Supplement Plans and Medicare Advantage Plans. Humana also has supplemental plans for dental, vision, and hearing options.

Humana offers pretty much anything you need when it comes to Medicare options. We’ll discuss in detail the options below.

Humana Medicare Supplement Plans

Humana offers a variety of Medicare Supplement plans to help seniors cover the gaps in their Original Medicare coverage. Medigap plans help pay for out-of-pocket costs, including copayments, coinsurance, and deductibles. Plans vary in terms of the services they cover, so reviewing the plan details carefully before enrolling is essential.

Humana Medicare Advantage Plans

A variety of Advantage plans are offered through Humana, but all share some standard features. The programs offer hospital stays, doctor visits, and prescription drugs coverage.

In addition, many of the plans offer dental and vision coverage and coverage for fitness and wellness programs.

Humana Medicare Part D

Humana offers a variety of Medicare Part D prescription drug plans to meet the requirements of its members. Available drug plans provide different levels of coverage, and members can choose the plan that best meets their needs.

Members can choose from several plan options. This includes plans with different deductible levels and co-pays. Thus, enabling you to choose the plan that fits your situation.

Humana Medicare Pros and Cons

Pros

  • Well-known company
  • Great customer service
  • Mild underwriting
  • Offers all Medicare plan options

Cons

  • Higher rates
  • Liberal rate increases

Humana Financial Strength Ratings

All three rating agencies have Humana rated as a strong company. A.M. Best has given them an A- (excellent) rating, Standard and Poor’s has placed them as B++, and Moody’s has rated them Bb3.

These ratings indicate that the company is very financially stable and is likely to be able to meet its financial obligations. This gives policyholders confidence that their claims will be paid promptly.

Humana Reviews

Humana has a wide variety of plans to choose from. Their customer service reps are friendly and knowledgeable about the plans and coverage. The member website was easy to navigate. Overall, our clients are delighted with this carrier and its plans!

FAQs

How much does the average Humana Medicare Supplement cost?

The average Medicare Supplement Plan G costs around $150 to $315 per month. However, the price will vary based on your plan choice and where you live.

Can I get dental and vision coverage with my Humana Medicare Advantage plan?

Yes, many offer dental and vision coverage.

If I’m enrolled in a Medicare Advantage plan. Can I switch to a Humana Medicare Supplement plan?

You may be able to switch to a plan. Still, you must have an enrollment period allowing you to drop the Medicare Advantage plan. In addition, in most cases, you will need to qualify medically.

Is Humana gold the same as Medicare?

No, Humana gold is not the same as Medicare. Humana is a Medicare Advantage plan, and these are sometimes referred to as Medicare Part C.

Does Humana supplement cover Medicare deductible?

Yes, depending on the plan you choose. Remember that starting Medicare after 2021 cannot get Plan F or C. This means they cannot select a plan covering Medicare’s Part B deductible.

How to Enroll in a Humana Medicare Plan

This carrier offers a variety of Medicare options to help seniors cover the gaps in their Original Medicare coverage. Humana plans help pay out-of-pocket costs, including copayments, coinsurance, and deductibles.

It’s essential to review the plan details carefully before enrolling. You must enroll in Medicare Part A and B to enroll.

You can call us or fill out our online request form to enroll. Our licensed agents specialize in Medicare plans and can help you enroll in a plan.

Written By:
Picture of the author
Lindsay Malzone, Lindsay Malzone is the Medicare editor for Medigap.com. She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
Picture of the expert
Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at Medigap.com. He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.