Since 1901, Catholic Life Insurance has provided financial security for its members with supplemental Medicare plans. CLI has been helping members to live with their faith and positively impact the communities in which they live.

They believe that a balance of faith, family, and financial security is a vital part of the lives of the members of their fraternal benefit society. They think they can help by offering life, Medicare, and retirement products that provide peace of mind and exceptional customer service.

We’ll discuss Supplemental Medicare plans and details about Catholic Life’s Medicare Supplement insurance. Then, we’ll explain Medicare Advantage and Part D Medicare drug coverage.

Next, we’ll review the financial strength of Catholic Life and answer some frequent questions that we get asked. Finally, We’ll show you how to get help enrolling in a supplemental Medicare plan.

Catholic Life Supplemental Medicare Plans

The Federal Medicare program is primarily for individuals over the age of 65. In some cases, those under 65 are eligible for specific health conditions. Supplemental Medicare health plans help with the expenses left to you from the Original Medicare program. There are a couple of different insurance policies that supplement Original Medicare and lower the costs.

Catholic Life Medicare Supplement Plans

Medicare Supplement policies are secondary insurance policies to cover your portion of the Medicare cost-share. There are ten Medigap health insurance plans to choose from, and they have different levels of coverage. Some of the costs that Medigap plan options can cover include:

  • Medicare Part A Deductible
  • Part A Copays
  • Hospice Care Coinsurance
  • Skilled Nursing Facility Copays
  • Medicare Part B Deductible
  • Part B Coinsurance
  • Part B Excess Charges

Catholic Life offers the following Medicare Supplement policies:

The top three plans are all provided as an option through Catholic Life Insurance. Plan F, G, and N account for most of all Medicare Supplement enrollments nationwide.

Medicare Supplement insurance plans will have an additional fixed monthly premium. The Federal government standardizes and regulates Medigap plans. The coverage will be the same regardless of where you live and the company you decide to enroll with for your plan.

Since these plans supplement Original Medicare only, you can continue to see any Medicare-participating health care provider nationwide. These plans don’t include Medicare prescription drug coverage.

Catholic Life Medicare Advantage Plans

Catholic Life Insurance doesn’t offer Medicare Advantage plans. These plans combine your Medicare Part A and B benefits into a convenient all-in-one plan. Referred to as Medicare Part C, these plans will usually include drug coverage and additional benefits in addition to those required by Medicare.

Catholic Life Medicare Part D

Medicare Part D is standalone prescription drug coverage for medications filled at the pharmacy. You’ll usually couple standalone drug plans with a Medicare Supplement and Original Medicare.

These plans are administered by private health insurance companies and regulated by the government.

Catholic Life doesn’t provide Medicare Part D plans. For more information on Medicare Part C or Part D, please don’t hesitate to call one of our licensed agents or fill out our online request form.

Financial Strength Ratings

Health Insurance companies’ financial ratings will help determine how well they perform specific tasks. The higher the rating, the better the companies will generally handle claims processing, rate increases, and keeping premiums low.

AM Best issues Catholic Life insurance Company an “A-” rating.

Reviews

Catholic Life Insurance is a fraternal benefits company, meaning they answer to their policyholders and are not stock driven. They offer their members a 12% household discount and are a solid faith-based company.

FAQs

How can you determine if a Catholic Life Supplemental Medicare Plan is available in your area?

Give us a call or fill out our online request form. Our agents have access to all plans nationwide. They can see if Catholic Life Insurance Medicare Supplement plans are available for you.

What are the supplemental Medicare plans?

Supplemental Medicare plans are designed to lower the amount you pay out of pocket for Medicare services. They typically come in the form of a Medicare Advantage Plan or a Medicare Supplement policy with a Part D drug plan.

What are the eligibility requirements for the Catholic Life Medicare Supplement Plans?

You must have an active Medicare Part A and B. Once you register, you’ll automatically become a Catholic Life Insurance Associate member and enjoy benefits such as a Script Save program for prescriptions and the Perkspot discount program.

How to Enroll in a Catholic Life Medicare Plan

Enrolling in a Supplemental Medicare plan is a crucial decision. Our agents will help you with every step. We’ll educate you on your options, check to make sure your needs are met, and make the enrollment process smooth and easy. For assistance, simply fill out our online request form or give us a call. We’re looking forward to helping you.

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.