American National Life Insurance is headquartered in Galveston, Texas. Founded in 1905, they have several subsidiaries under which they do business. Their subsidiaries have different names in some states, but they’re all members of the same company. American National provides Medicare products throughout the United States are numerous. Their corporate goals are financial strength, service, teamwork, and integrity.

American National Life Insurance Supplemental Medicare Plans

Regarding Supplemental Medicare plans, people generally think of three types. Medicare Supplement, Medicare Advantage, and Medicare Part D plans. These plans are the options that beneficiaries enrolled in Medicare have to choose from.

American National Life Insurance Medicare Supplement Plans

Medicare Supplement plans are the only Supplement Medicare plan option offered by American National. These plans commonly referred to as Medigap, work hand in hand with your Original Medicare Part A and Part B benefits.

You can choose between 10 Medicare Supplement plan options, and American National provides all of them. Most Medicare beneficiaries settle for one of the top three plans.

Plans F, G, and N have been the most popular Medigap options for several years. This is because of their comprehensive coverage and easy-to-budget premiums.

American National Life Insurance Medicare Advantage Plans

American National Life is not an insurer of Medicare Advantage plans. Medicare Advantage plans are also called Medicare Part C. These plans pay instead of Medicare and combine all the Medicare Part A, B, and in most cases, Part D coverage into a convenient all-in-one option.

If you need help with Medicare Advantage, let us know. We are experts in that field as well.

American National Life Insurance Medicare Part D

Likewise, American National doesn’t offer Part D prescription drugs. This is your Medicare drug coverage for prescriptions you pick up from the pharmacy. We can assist you with these as well.

American National Life Insurance Medicare Pros and Cons

Pros

  • Affordable plan premiums
  • Competitive Pricing
  • They offer the top three plans
  • Strong financial background

Cons

  • No Medicare Part C or Part D options
  • Limited plan offerings

Financial Strength Ratings

Financial strength ratings are important when it comes to choosing a Medicare company. The stronger the company, the more likely you will have lower premiums and rate increases.

Standard & Poors and AM Best are two companies that are the standard regarding financial rating.

  • Standard and Poors’ gives American National Life a rating of “A.”
  • American National Life Insurance was given a rating of “A” as well.

Reviews

American National offers great Medicare Supplement options throughout the nation. They offer all 10 Medicare options and contain several subsidiaries. They also have a few great life insurance products that are catered to individuals that are on Medicare.

FAQs

Is American National a reputable company?

Yes, American National is a reputable company. The company’s Standard and Poor rating indicates they have a strong capacity to meet its financial obligations.

How do I know if a supplement plan is right for me?

Deciding which option fits your needs can be tricky. Factors like where you live, your needs, and your budget play an important role in determining which selection meets your requirements.

We can explain the differences between the options you’re considering and answer your questions so you can make an informed decision.

When do I get to see the doctor?

After your plan becomes effective, you can see the doctor. The first visit is usually the Welcome to Medicare visit and requires no copay.

It’s essentially a new patient visit. The physician will gather your personal and family history.

How to Enroll in an American National Life Insurance Medicare Plan

Enrolling in a Medicare Supplement plan can be a little confusing. Fortunately, there is help. We can help evaluate your situation and needs. Then, we’ll review your doctors and drugs to ensure your needs are met. Finally, We can help make your enrollment process quick and easy.

Simply fill out our online request form, or give us a call. Our licensed brokers are here to make Medicare easy.

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for Medigap.com. She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at Medigap.com. He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.