SilverScript is the Part D drug program offered through Aetna. Low premiums and extensive drug coverage make this a favorite option in the senior market. Over seven million people consider themselves part of the Aetna SilverScript family because their plans are value-driven, comprehensive, and convenient.

SilverScript Medicare Part D

Aetna offers 3 PDP plans and more than 65,000 pharmacies in the United States. SilverScript is accepted at many local pharmacies and large retail chains like Walmart, CVS, and Walgreens.

Preferred Pharmacies tend to have lower copayments and coinsurance; SilverScript has over 23,000 pharmacies they consider Preferred. CVS, Publix, Walmart, and Kroger are a few preferred pharmacies.

As an additional service to their members, SilverScript offers the convenience of 90-day supplies delivered to your residence through their mail-order pharmacy services which utilize Caremark.

Smart RX PDP

The Smart RX PDP has the lowest national average premium for a Prescription Drug Plan at approximately $7.08 per month.
They offer $0 deductibles and $1 copays for up to a 30-day supply.

Choice PDP

The monthly premium is $30.78. Potentially, the premium could be as low as $0 if you qualify for Extra Help.

With the Choice PDP option, SilverScript offers a $0 deductible for Tier 1 and Tier 2, a $0 copay for Tier 1, and a $5 copay for Tier 2 drugs.

Plus PDP

The monthly premium for the Plus PDP is $68.97 and includes more covered drugs. Variety of prescription vitamins and minerals, erectile dysfunction drugs, and coverage for Tier 1 and 2 during the coverage gap.

In addition, this option provides savings on insulin, and a 30-day supply has a max copay of $35. The Plus PDP offers a $0 deductible on all Tiers, a $0 copay on Tier 1, and a $2 copay for Tier 2.


SilverScript offers an exclusive online portal through Caremark where you can review your prescriptions drug coverage and check the status of orders and medication costs. Caremark allows members to receive a 90-day supply of medications delivered to their door.

Financial Strength

SilverScript is part of the Aetna family of Medicare products. AM Best issued SilverScript a Financial Strength Rating (FSR) of A (Excellent).

According to AM Best, Aetna’s growth in the Medicare Advantage and Medicaid market has placed the company in a position of growth.

Recently, Standard and Poor Global affirmed the “BBB” rating assigned to Aetna and revised the outlook to positive from stable.


SilverScript was issued a Medicare Star Rating of 4 stars, a fantastic score that confirms their dedication to quality customer service.

Choosing a SilverScript PDP

To choose the best plan, you’ll want to evaluate your needs. Consider the medications you take and how often you take those prescriptions. Determine the amount you are willing to pay in deductibles and out-of-pocket expenses like copays.

Rx Formulary

Make sure to always review the formulary before enrolling to calculate your overall costs. SilverScript classifies prescriptions into five tiers, and lower tiers have lower prices.

SilverScript will send a notice if the drug formulary is revised. Once you break down these numbers and outline the things most important to you, then choosing the best plan for your situation will be easy.


Is Aetna Silver Script a good plan?

The Smart Rx plan is suitable for many people, and it offers very low copays for the most common prescriptions. While this option won’t be a good fit for everyone, it can be a great choice if you’re only taking Tier 1 generics.
The Choice or Plus options are better if you are taking more expensive medications.

Does SilverScript pay for the shingles shot?

Yes, the SilverScript Part D plan covers the shingles vaccine.

How to Enroll in a SilverScript Medicare Part D Plan

To compare SilverScript Medicare Part D plans that are available in your area, give us a call. Or, complete our online rate form to have an agent contact you regarding your options.

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.