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A+ Rating More than 3 million customers served since 2013.
A+ Rating More than 3 million customers served since 2013.

Understanding The Benefits of Medicare Insurance

Four important points to help you choose!

1 Medigap.com is FREE to Use

Medigap.com is FREE to Use

It doesn't cost anything to get a quote and there is no obligation to apply!

2 We help you save time

We help you save time

Compare your Medicare options in just a few minutes.

3 Plan recommendation

Plan recommendation

We recommend the perfect plan based on your location, income, and more.

4 Talk to a U.S. based, licensed expert

Talk to a U.S. based, licensed expert

Our licensed insurance agents will help you find a plan that meet your financial and medical needs

Frequently Asked Questions

Have questions? We’ll help you understand

Have Questions? We’ve got YOU COVERED!

When an American citizen turns 65 years of age, they have the option to enroll in Medicare (they may also qualify before the age of 65 if they are eligible for disability benefits). Basic Medicare, which includes Parts A and B, cover most of your basic hospital and doctor expenses, respectively. Unfortunately, “most” does not mean “all”. The expenses which Medicare does not cover – sometimes referred to as “gaps” in coverage – are what Medigap insurance protects you from. It is a private plan designed to cover the medical expenses where Traditional Medicare falls short of the mark.

You, as a consumer, have a variety of options. While some prefer to look up nearby agents in their local Yellow Pages, the truth is that you’ll get the best deal by doing your research and shopping around online. With the power of the internet, you can get more and better offers from several major companies who are all competing for your business.

You could contact each and every individual agency by yourself and spend hours filling out the same redundant online forms for quotes, or you can let us do all of the busy work for you. Compare multiple plans, prices, and agencies by filling out our one, simple online quote form today. We can help you get the best possible deal on virtually any available Medigap policy.

If any of the following scenarios apply to you, then you are already guaranteed “eligible” to purchase Medicare supplemental insurance:

  • You are currently covered under Medicare Parts A & B
  • You are within 6 months of turning 65
  • You are within 6 months of receiving Part B coverage
  • If you are about to lose your group health insurance plan

Please note that you may still be required to answer some medical questions about your overall health and wellness. For further clarification, or if you have any questions, please do not hesitate to contact us at (844) 913-0253. Give us a call today.

The best way to save money when picking a new Medicare plan is to make sure that you’re comparing plans available in your area. Our licensed insurance agents are here to help make sure that you compare multiple plans rather than just going with the first one that fits your needs.

Based on the convoluted rules of Medicare enrollment, many seniors mistakenly believe that signing up for Medigap is similarly complicated. The good news is that you can sign up for Medigap insurance at any time. However, there are some “sweet spot” time frames which, if you apply during those opportunities, will make the process much easier:

  1. The Initial Enrollment Period. During your first 6 months of Part B coverage, your acceptance is guaranteed, regardless of your current level of health
  2. The “Guaranteed Issue” Period. If you are on the verge of losing coverage through an employer, you will have a “guaranteed issue” period lasting 63 days where you can purchase any Medigap policy with no health questions asked.

If you apply for Medicare supplement at any point outside of these time frames, you will likely have to go through the complicated process of medical underwriting and answering lots of invasive health questions. To learn more, and to get help going through the process, call us today at (844) 913-0253

It doesn’t matter whether you’re struggling to get by, on a fixed income, or enjoying incredible wealth in your golden years – all seniors from all walks of life can benefit from a Medicare supplement insurance policy. Medicare provides standard coverage to every beneficiary, regardless of income. What it does not provide, however, is 100% coverage of your medical costs. Therefore, the more vulnerable you are to the gaps in Medicare coverage, the more you can benefit from the protection of a Medigap policy.

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How Medicare works

Medicare is made up of several parts that you can choose from to fit your needs. Here’s an overview of how each of these parts work together.

<small>PART</small> A

PART A

Hospital & Inpatient

  • Hospital-related coverage
  • Emergency care
  • Skilled nursing
  • Home health services
  • Hospice
<small>PART</small> B

PART B

Doctors & Medical

  • Doctor's office visits
  • Laboratory services
  • Medical equipment
  • Mental health services
  • Outpatient and ambulatory services
<small>PART</small> C

PART C

Medicare Advantage

  • Lower monthly premium costs
  • Can only use in-network doctors and hospitals, and referred specialists
  • No coverage outside of local service area
  • Costs and coverage can change each year
<small>PART</small> D

PART D

Medicare Prescription Drug Coverage

  • Part A + Part D
  • Part A + Part B + Part D
  • Part A + Part B + Supplement + Part D
  • An Advantage plan that includes Part D
MEDIGAP

MEDIGAP

Supplement also called MediGap

  • Lower (or no) out-of-pocket costs
  • More choices in doctors, hospitals
  • Costs and coverage never change
  • Coverage while you travel

There are dozens of Medicare Insurance carriers you could choose from. Medigap.com compares a select group of Medicare Advantage, Medicare Supplement and Prescription Drug plans for you at no cost.
We do all the legwork, helping to save you time and money.

There are dozens of Medicare Insurance carriers you could choose from. Medigap.com compares a select group of Medicare Advantage, Medicare Supplement and Prescription Drug plans for you at no cost.
We do all the legwork, helping to save you time and money.

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