Coverage

If you are having any physical issues where your speech is impacted, it’s difficult to know without prior experience if Medicare will pay for those associated costs. Speech-language pathology (also known as speech therapy) issues at this age can be a symptom of other medical issues, so keep reading to see how Medicare will cover

If you’ve recently enrolled in Medicare, you may be wondering: do my benefits include prosthetics? Right now, over 2 million U.S. citizens rely on prosthetics to live their happiest, healthiest lives. The good news is yes, Medicare does cover prosthetics. But it doesn’t cover everything. Let’s take a look at what Medicare does and does

Medicare is a government-run health insurance program that provides coverage for Americans over the age of 65. It also covers some younger people with disabilities. Does Medicare pay for pregnancy? The answer to that question is a little complicated, but we’ll break it down for you in this article. It would seem like this would

Once you’re enrolled in Medicare, there may come a time in your life when you need occupational therapy. But will Medicare help you pay for it? And what out-of-pocket costs should you anticipate before you start getting treatment? We can help you answer all of these questions and more. Occupational Therapy Services Covered By Medicare

It’s almost inevitable that you will require medical transportation at some point as you age. But did you know some of that is easily covered by Medicare? It’s true! But it’s not the default, and you may not be eligible under certain circumstances. Below, we’ll go into more detail about which medical transportation services are

If you’re Medicare-eligible and need a biopsy, it’s essential to understand your Medicare coverage. A biopsy is a procedure in which cells or tissues are removed from the body for examination. Medicare may cover some or all the costs associated with this procedure. Still, the coverage will vary depending on your Medicare plan. We’ll discuss

If you’re affected by allergies, Medicare coverage could help cover the cost of doctor and laboratory services necessary to make you feel better. When your doctor prescribes allergy testing, it’s important to understand how your Medicare insurance works for those and allergy shots. The information below will tell you everything you need to know about

Sometimes an illness or major surgery can lead you with a road to recovery that can’t start at home. That might require the use of inpatient rehabilitation (or rehab) care to return you to full health. But you might be wondering if Medicare will absorb the costs of inpatient rehab care. Read more to find

Funeral expenses are not covered by Medicare. The fact is that Medicare coverage ends when your life comes to an end, in a manner of speaking. According to USA Life Insurance Services, the typical cost of a funeral in 2021 was $9,135.2. However, that number can vary greatly depending on the chosen funeral home, the

Medicare coverage for organ transplants can be a little confusing. We’ll discuss how Medicare covers organ transplants and the requirements for a procedure to receive coverage. We’ll also discuss how Medigap and Medicare Advantage plans cover transplants. Generally, Medicare covers organ transplants if they are “life-saving”. For Medicare to cover a transplant, the procedure must

Medicare will cover Medical Nutrition Therapy services for those with a qualifying disease. There is a limit to the number of visits you get each year for nutrition services. In this context, we’ll discuss helpful information about Medical Nutrition Therapy (MNT), dietician services, nutrition counseling, and more. Does Medicare Cover Medical Nutrition Therapy? Medicare will

In some Medicare recipients’ lives, there could come a time when home health care is a necessity to continue living a quality life. But those same beneficiaries may be wondering if Medicare covers home health care? The simple answer is that Medicare covers some home health care services. Continue reading to learn more about this

Medicare will help cover hip and knee replacement surgery that is medically necessary. If your primary care provider is suggesting knee or hip surgery, it’s likely necessary. With Medicare, you may still be responsible for copays or deductibles, a Medigap plan can help cover some of those costs. Continue reading to better understand Medicare coverage

If you have trouble getting out of a chair or sitting down in a chair, you probably questioned whether Medicare will cover a lift chair. This device is one that you may need for safety or comfort reasons to help get from the sitting position to the standing position and vice versa. In this context,

If you need heart bypass surgery, you may be curious to know if Medicare will cover the procedure. You may need a double, triple, or quadruple bypass surgery in some instances. All these surgeries are lifesaving procedures, so it makes sense that Medicare coverage is available. Keep reading to better understand how Medicare covers heart

While Medicare doesn’t generally cover liposuction, the program will cover the procedure if it’s medically necessary to restore function after an illness or injury. There are many reasons a person may want liposuction, but cosmetic reasons won’t get you coverage with Medicare. Keep reading to discover if Medicare will cover a portion of your liposuction

Medicare covers mental health treatment and will also cover procedures for early detection and therapy. You may obtain psychotherapy, counseling, psychiatric care, and other services as a beneficiary under Medicare. We’ll look at how Medicare covers mental health in this section. How Does Medicare Cover Mental Health Services? Mental health care is covered by either

Those that have skin issues or specific health conditions that require dermatology care, will have coverage through Medicare Part B. Whatever the reason, your visit must be medically necessary. If you have any additional Medicare insurance, that could affect your coverage or costs, so keep that in mind while reading. Now, let’s get into the

While Medicare doesn’t cover medical alert systems, you may find a Medicare Advantage plan that does provide coverage. There are various types of medical alert systems on the market, depending on your needs one may be better than another. A medical alert system is beneficial, especially for those that are often alone. In the event

For many people, having a surgical procedure for any number of reasons is a common occurrence. But for older Americans, it’s a valid question to ask if Medicare covers surgery. Then, if so, what exactly does the program deem worthy of coverage? Besides Original Medicare, there are also Medicare Advantage and Medicare Supplemental plans that

Getting older sometimes means you require more help than in your younger days. So it’s important for those thinking they might need assistance to know if Medicare pays for assisted living. Read more to find out what assisted living options there are and what — if anything — that Medicare provides coverage for. Medicare Coverage

For one reason or another, Medicare recipients may feel they need — or even want — plastic surgery. But the big question is if Medicare covers plastic surgery? The answer to that is not straightforward. In fact, it’s really on a situation-specific basis. Keep reading to find out more about how Medicare and its various

Medicare does cover some bariatric surgery procedures like gastric bypass surgery and lap band surgery when you meet specific requirements. Generally, the Centers for Medicare and Medicaid Services (CMS) requires you to meet health conditions relating to morbid obesity. Keep reading to learn more about Medicare coverage for bariatric surgery procedures. Does Medicare Cover Bariatric

If you have problems with your neck, shoulder, back, knees, or ankles, chances are you’ll need an orthotic brace. But will your Medicare cover this for you? Orthotic devices are devices applied to the body to support align, or improve the movement of joints, spine, or limbs. The good thing is that Medicare covers them

Medicare covers many services you’ll need if you have dementia, but not all. From testing to skilled nursing facilities, it’s important to understand how your coverage works. Some costs you should anticipate having to pay for include long-term care and custodial care. You may even decide to choose additional Medicare coverage to help cover the

As alternative therapies grow in popularity, you may wonder if Medicare would cover chiropractic care. Well, in certain situations, Medicare will cover chiropractic care. To learn more on when and how Medicare covers chiropractic care, keep reading. Does Medicare Cover Chiropractic Care Services? Medicare will cover manual manipulation of the spine done by a chiropractor

Those on Medicare know grocery shopping isn’t easy when you have chronic pain or health issues. For many people, it’s a hassle to get to the grocery store let alone pay for groceries. Would Medicare be able to help with the cost of grocery delivery? The short answer is no. But there are additional Medicare

Nearly everyone with working ears will experience hearing loss at some point in their lives. Hearing loss is especially common in older folks over the age of 65. So you’d think that such a common medical problem would naturally be a part of your Medicare benefits; sadly, though, hearing aids are rarely covered by Medicare.

As you get older, there are a handful of serious diseases that can make it expensive for you to get medical coverage. End-Stage Renal Disease (ESRD) is one of those. But as long as you manage the disease properly, you can live a long and relatively high quality of life even with less than optimal

These days, many Medicare beneficiaries are curious about telemedicine and telehealth. The good news is that yes, Medicare covers certain types of telemedicine and telehealth care. But not everything receives coverage. Depending on the type of care you need, certain telemedicine services might not be available (or be prohibitively expensive). Keep reading to learn more.

As Medicare beneficiaries get older, they may find they need help getting around. A mobility scooter can be a great way to make moving around easier, but you may be wondering how Medicare covers the cost of one. Keep reading to learn more about how Medicare can help pay for your mobility scooter. Does Medicare

When you get sick or hurt suddenly and unexpectedly, it can be difficult to know whether or not your health problem needs emergency treatment. For people who are unsure, urgent care centers exist. Best of all, they’re usually much, much cheaper than actually visiting an emergency room. But most beneficiaries wonder: are they covered by

You may be eligible for Medicare coverage on an adjustable bed if your doctor orders it. There are stipulations for coverage, and coverage may only extend to a rental or loan of an adjustable bed. Keep reading to see how Medicare coverage works for adjustable beds. Does Medicare Cover Adjustable Beds? Medicare Part B does

If you’re a senior with stairs in your home, you may be wondering if Medicare can help pay for the cost of a stairlift. Generally, no Medicare won’t cover a stairlift even if a doctor orders it. But there may be times when Medicare does pay for a small portion. Also, one type of Medicare

One of the most common questions asked for insurance agents specializing in Medicare is, “Does Medicare cover dental services?” It’s one of those questions that need more context or information to answer accurately. The answer is mostly no — but yes under some very specific scenarios. We will elaborate further so you know why. Is

As you get older, you might suffer an ailment requiring time in a skilled nursing facility (SNF). Skilled nursing facilities are any medical facility where doctors, pathologists, physical therapists, and medically trained nurses are all required in order to give you the care you need to get better. But you have to coordinate with medical

It’s no secret that keeping your heart healthy is essential in living a quality life. Yet, heart disease is the leading cause of death for Americans. It affects nearly half of Americans and kills about 647,000 every year. So while it’s up to you to help keep that blood-pumping organ in tip-top shape, it’s also

If you’ve recently become a medical marijuana patient, you may be wondering if Medicare will help cover some of your dispensary costs. Unfortunately, Medicare won’t cover a marijuana prescription. But there may be instances when Part C or Part D could help with cannabinoid-based medications. While Medicare won’t cover your medical marijuana prescription, there may

Hospice care isn’t something people like thinking about, but the focus of hospice is a patient’s quality of living at the end of life. Medicare hospice includes a core team that provides medical, psychological, and spiritual support for terminally ill patients. The Medicare hospice team can include nurses, doctors, volunteers, home healthcare aides, and counselors.

Medicare beneficiaries with limited mobility may qualify for help paying for a wheelchair. Under Medicare, a wheelchair is considered Durable Medical Equipment (DME) and similar rules for coverage apply. Let’s learn more about how to get Medicare to cover your wheelchair, the documents you’ll need for coverage, your costs, and how Medicare insurance can help

Medicare covers vision services if it’s deemed medically necessary. For many beneficiaries, their vision is medically essential to them, but Medicare doesn’t see it that way. Does Medicare Cover Vision? Original Medicare won’t cover routine eye examinations, treatments, or glasses unless tied to a medical condition. Medicare Part B will cover routine preventative and diagnostic

In most cases, Medicare doesn’t cover medical care outside of the United States or its territories. But there may be situations where some coverage is available. Keep reading to learn more about how Medicare works when traveling, understand when you need travel insurance, and which plans can provide international medical coverage. Does Medicare Cover You

Traditional Medicare doesn’t cover the shingles vaccine, but a Part D plan could provide you with benefits. While Medicare doesn’t cover the vaccine, Part B will cover the doctor’s visit that gets you a prescription for Shingrix. Those of us that had chickenpox know how awful it felt and want to be sure we get

Medicare covers colonoscopies differently depending on two factors — if a person is at risk and where the procedure is completed. If someone is classified as high risk for colorectal cancer, screenings are available every 2 years. Otherwise, beneficiaries can expect screening coverage every 10 years. How Does Medicare Cover a Colonoscopy? Colonoscopy can be

Cancer is one of the most invasive and deadly conditions of all time. One of every two men and one of every three women will get cancer in their lifetime. The American Cancer Society reports over 4,500 people receive a cancer diagnosis daily. Fortunately, more people are living through and beating cancer. Medicare covers cancer

Many Medicare beneficiaries use equipment to treat or maintain their health. This equipment comes in many shapes and sizes. Medicare Part B covers medical equipment as Durable Medical Equipment, sometimes referred to as DME. What is Durable Medical Equipment? To be classified as Durable Medical Equipment, the device must meet specific criteria. The equipment must

Those on Medicare are the most vulnerable to COVID, coverage for this group of people is perhaps the most important. Whether it’s COVID testing, treatment, or vaccines we have the information on Medicare you need to get through this pandemic. Does Medicare Cover Testing for COVID-19? Medicare Part B will cover COVID-19 testing ordered by

Medicare does cover Durable Medical Equipment (DME), but do walk-in tubs fall under the DME umbrella? In this article, we’ll talk about Medicare coverage and how to get help paying for your walk-in tub or bathtub conversion. Does Medicare Cover Walk-In Tubs? The short answer, Medicare won’t cover your walk-in tub or help with the

Many beneficiaries wonder if owning their home will affect their Medicare benefits. Medicare doesn’t limit enrollment based on resources or income. Unless the sale of your home is taxable income, your Medicare won’t be affected. If you sell your home for taxable income and make a hefty profit, there may be an increase in your

Pre-Existing conditions won’t prevent you from getting Original Medicare, but they can have an impact on Medigap eligibility. If you have Medicare or an Advantage plan, you have coverage for Medicare benefits no matter your pre-existing conditions. Here are the details on how Medicare and Medicare programs work with pre-existing conditions. Does Original Medicare Cover