Unicare is a health insurance company that sponsors Medicare Part D prescription drug plans and is an affiliate of Anthem BlueCross BlueShield. The company doesn’t offer plans in all states.

Unicare Supplemental Medicare Plans

Supplemental Medicare plans are options designed to assist with healthcare costs left over by Medicare cost-sharing. There are a few different routes you can take for additional coverage. Supplemental Medicare plans include Medicare prescription drug coverage, Medicare Supplemental plans, and Medicare Advantage plans.

Next, we’re going to discuss the Supplemental Medicare options available through Unicare. Then, we’ll talk about their financial strength and answer a few commonly asked questions. Finally, we’ll go over how to get enrolled with a Unicare Supplemental Medicare option.

Unicare Medicare Part D

Part D Prescription Drug plans help cover your costs of drugs picked up at the pharmacy. Part D plans set the deductible, co-insurance, and copays you pay when you pick up your prescriptions.

Make sure to check the formulary of the plan for the covered drugs. This will help ensure you choose a PDP plan that fits your needs. Generally speaking, your generic drugs will have fewer costs than brand-name drugs.

If you’re having a hard time with the costs, you can apply for Extra Help. The Extra Help program assists low-income beneficiaries with costs related to their prescription drugs. If you use preferred in-network pharmacies, your cost-share could also be less.

Unicare Medicare Supplement Plans

Medicare Supplement plans are health insurance plan options that pick up your portion of the costs left over by the Medicare program. Unicare doesn’t offer Medigap plan options.

Unicare Medicare Advantage Plans

Medicare Advantage plans are the same thing as Medicare Part C. These health plans combine your Medicare benefits in an easy-to-use all-in-one plan. The majority of these plans provide prescription drug benefits.

Unicare doesn’t provide Medicare Advantage plans.

Unicare Medicare Pros and Cons

Pros

  • Affiliated with BlueCross BlueShield
  • Great prices
  • Low Co-pays on generics

Cons

  • Small preferred pharmacy network
  • Not available in many areas

Unicare Financial Strength Ratings

Financial strength is a big indicator of how efficiently the company works to pay claims. There are a few independent companies that rate insurance companies’ financial strength.

AM Best grants Unicare an “A-” rating and Standard & Poors provides a rating of “BBB”

Unicare Reviews

Unicare’s parent company Anthem BlueCross is a very solid company. Unicare only offers drug plans in specific states. Unicare offers competitive plan options for prescription drug plans. Make sure you do your homework to make sure they are the right plan for you before enrolling.

FAQs

Is UniCare part of Medicare?

No! Unicare is affiliated with Anthem BlueCross BlueShield. They sponsor Medicare Part D prescription drug plans.

How do I sign up for UniCare?

You can call them directly, or work with a licensed broker that works with Unicare. Using a broker ensures you enroll with the best plan for your needs is wise.

Does UniCare offer a Medicare Part D plan?

Yes! Unicare offers Medicare Part D prescription drug coverage.

What are some of the benefits of UniCare?

Unicare offers coverage that helps with prescription drug costs. The Part D benefits will help cover the costs of both generic and brand-name prescriptions.

How to Enroll in a Unicare Medicare Plan

To enroll in a Unicare drug plan there are a few things you want to do. First, make sure you have a copy of your current drugs handy. It’s vital to ensure your drugs are covered properly. Part D plans costs for you are determined primarily by your drugs, not the plan premium.

Our licensed brokers have access to Unicare and all of the insurance options in your area. We’ll go over your options and prescriptions to provide an accurate look at the plans available to you. After that, we’ll help you through the enrollment process.

Help is easy to find — give us a call, or fill out our online request form.

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for Medigap.com. She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at Medigap.com. He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.