For Seniors
Memory Exercises For Seniors
With older age comes the steady decline of brain function and cognitive ability. Losing some cognitive function is normal for seniors, but there are ways to prevent its most severe effects. One of the most affected brain functions in seniors is memory. Memory impairment is a natural occurrence for an aging brain, but decades of
Ways for Seniors to Save Money
Are you looking to save more money and achieve financial stability? Lucky for you, there are several different ways in which you can cut your costs and maximize your savings. For any seniors looking to retire, the last thing you want on your mind is worrying about your money. Through proper budgeting, lifestyle changes, and
Medicare and VA Benefits
If you are eligible for Medicare and are a veteran, you may apply for more benefits through Veteran Affair (VA) plans. The VA plans give more opportunities for healthcare and may be used in addition to Medicare, but are completely separate from Medicare. One big difference between the two benefits are the locations that they
Tips for New Grandmas
Congratulations! As you embark on this new journey and chapter of life as a grandmother, there are many things to be excited about. However, there are also many challenges and responsibilities that come with this new role. As you prepare for your grandchild to arrive, here are a few tips on how to create a
Long Distance Grandparenting Ideas
When a new member is brought to the family miles away, it may seem hard to form a connection with them if you are not physically present. Most families do not have the privilege of living in the same household, same city or even the same state. This may cause difficulties for communication – but
Forgotten Songs of the 60s
The 1960s was a historic era that took the music industry by storm. It experimented with new sounds, rhythms, purposes, and music patterns. The ‘60s is heavily associated with the equal rights movement and many trends from music shifted to be associated with the movement. Additionally, this era in music transitioned music from 78rpm records
Free Stuff for Seniors
Typically, older adults get the luxury of entering retirement after years of hard work and dedication in the workforce. However, those who are unable to enter retirement or are not accustomed to not making the same salary as they did before may find some difficulty in enjoying the perks of old age and retirement. Having
Debt Relief For Seniors
With the onset of age, older people tend to focus on their financial stability before making the important decision of retiring. Unfortunately, many seniors today are riddled with debt. The rising cost of healthcare, housing, and food coupled with limited social security has made the prospect of retirement for seniors difficult. Currently, senior citizens experience
Ideas to Keep the Elderly Busy
Keeping the mind and body sharp is important for people of all ages, but becomes even more important as you get older. Participating in engaging activities in old age is a good way to spend leisure time as seniors begin to retire. It’s important for the elderly to remain active and social in their later
Senior Nutrition Programs
At any age, nutrition plays a vital role in our health and wellness. As an older adult, nutrition should be a priority in your everyday life to make sure your body is satisfied and filled with good nutrients to help build a strong heart, strong bones, and prevent illness. There are many programs that can
Library Programs for Seniors
Libraries are landscapes for local communities to come together and join in collective learning. Libraries promote community education by offering a variety of programs where locals of all ages can engage with new information. Programs can be anything from workshops to classes, to fun activities and more. For older adults who are retired or have
Benefits of Gardening For Seniors
Gardening is a common hobby for people of all ages but is especially popular among adults. Whether it is flowers or fruits and vegetables, gardening is the hobby of cultivating and tending to a garden. Not only is gardening a great way to pass time but it also provides many health benefits, both physically and
Best Places To Retire In New England
New England is the northeastern region of the United States constituting Maine, Vermont, New Hampshire, Massachusetts, Connecticut, and Rhode Island. The coastal region is recognized as the birthplace of America, as it was the site of the first settlement by European explorers. Bordering between New York and Canada, New England is known for its cold
Valentine’s Day Gifts for Grandchildren
The story behind Valentine’s Day is one as old as history itself, influenced by the early Christian and Ancient Roman traditions from hundreds of years ago. Although the exact origin of which the holiday is truly based is unknown, Valentine’s Day goes far beyond the preconceived notions of “romantic love”. This special day is meant
Planning A Senior Road Trip
There’s nothing like a good ol’ fashioned road trip to motivate you to venture out into the world. Road trips are a fun tradition for any group of people wishing to have a good time exploring outside of their comfort zones. Not only do you get the opportunity to see different places, but you also
Best Places for Seniors to Vacation
Are you stuck with too much free time, and can’t think of a better way to spend it? Why not travel? After working for many years, the last thing you want to do when you’re retired is to remain idle. You’ve got plenty of free time and money to spare, so why not treat yourself
Games for Seniors
As we grow up, games are used for a variety of reasons. We play games to learn, to serve as a form of entertainment, as a method to socialize with others, a way to exercise, a way to stimulate our mind, and more. As we grow into adults, many people forget the benefits and joys
45 Senior Safety Tips
Although safety should be a concern and a priority for people of all ages, safety is especially important for people who are age 65 and above. With age comes vulnerability to incidents like disease, robbery, falls, or accidents. In 2017, there were 257,000 older adults who were hospitalized due to motor vehicle crashes. Additionally, 24%
Things To Do With Grandchildren in Winter
As a grandparent, you probably already love spending time with your grandchildren – but did you know quality time with them can benefit your health? According to a 2016 study by Boston College, emotional bonding can be beneficial for both grandparents and their grandchildren by stimulating brain function. As grandparents engage with their grandchildren, cognitive
Did Medigap Plan F End?
Due to the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA), Medigap Plan F and Plan C were discontinued starting on January 1, 2020. Medicare Supplement Plans, such as Medigap Plan F and C, have been discontinued due to budget cuts decided by Congress. Congress discontinued these supplement plans not only to be more
Does Medicare Cover Viagra?
The short answer is no – yet, truth be told, it is a little more complicated than it seems. As of now, 15-25% of men 65 years and older currently struggle with symptoms of erectile dysfunction. Unfortunately, Original Medicare coverage does not include prescription drug coverage. But that’s just for Original Medicare (Medicare Parts A
What You Should Know About Your Medigap Rights
Your Medigap Rights Medigap rights ensure that you are able to obtain insurance in situations where it would have otherwise been impossible. In short, your rights include: – The ability to purchase Medigap insurance even if you have a pre-existing condition – Medigap insurance must cover your pre-existing condition – Medigap rates cannot be raised
An Overview Of Medigap Coverage
Medigap – the official Medicare supplemental insurance program – is used by nearly 25% of individuals who are on Medicare. Due to the gaps in coverage found in the traditional program, Medigap insurance helps to make medical expenditures a bit more predictable for those who it covers. This particular document covers not only the basics
Medigap Plan F Premiums Considerations
Medicare Supplement Plan F is popular and definitely the most comprehensive policy offered under Medigap insurance. The details of this ‘first dollar’ coverage remain the same no matter what state regulates its implementation. However, there are differences in the Medicare Plan F Premiums insurance and two factors that impact the cost. The Gender Issue An
Medigap Insurance Rates And Plans
Medigap insurance policies can range in pricing. The same amount of coverage and policy limits can vary from one insurance company to the next. If you are shopping around to compare prices, make sure you are comparing the same type of Medigap policies. Premiums are set in place by each individual insurance company for Medigap
How Medigap Plan F Can Help You
For most people over 65, Medicare coverage is vital, to ensure you are able to receive the basic medical services you need as you get older. However, there are several areas of medicine for which Medicare doesn’t cover you, and in order to provide this additional coverage, you can choose to buy a separate policy,
Medigap Insurance Policy Discussion
Medigap aims to provide additional medical insurance coverage for people on a Medicare plan, especially those who do not have the option to enjoy pensioner benefits (as provided by employers). This also applies to people who do not meet the requirements for Medicaid insurance. Just under a quarter of all Medicare clients have supplemented their
The Differences Between Medicare And Medigap
Many people, even those eligible for the four-part program, are confused about Medicare. They have crucial questions about coverage, such as the cost of hospital stays and the prices of prescription drugs. They also do not understand the differences between Medicare, Medigap other insurance options. What is Medicare? The Medicare program is divided into four
Medigap Insurance Plan Basics
Medicare helps a large number of Americans be able to receive the healthcare that they need. However, sometimes there are still gaps in Medicare plans that still require patients to pay deductibles, copayments, and coinsurance amounts. For some patients, it can be a large burden to fill in these financial gaps. With this in mind,
Medigap, An Employer Group Health Option
One of the innovations within the Medicare program is the addition of Medigap policies. Medigap is designed as a separate insurance supplement to Medicare and pays some of the health care costs that are not covered by Medicare. Some Medigap insurance provides additional benefits beyond what Medicare covers. Medigap plans are sold by insurance companies
Over & Under 65 Medicare Disability Protections
There are a number of protections in place for those who are entitled to Medicare and Medigap insurance benefits. Following is an overview of these protections and how Medicare recipients can take advantage of them to obtain top-quality care at a reasonable price. Medicare Beneficiaries Over the age of 65 The Federal government has created
Shopping Around For Medigap Insurance Rates
While Medigap insurance can in some cases be quite pricey, it is possible find an affordable policy that still provides good coverage. Following are some tips that can help you save money on your Medigap insurance plan. Tip #1: Pay Attention to Enrollment Deadlines Obtaining Medigap insurance in a timely manner is a must. If
Medigap Premiums By State & Age
Beneficiaries of Medigap plans pay different Medigap premiums by state and age, in most states. Generally, beneficiaries aged 65 paid lower premiums than those under age 65; in the same way, beneficiaries at 80 years old paid higher premiums than a 65-year-old. We looked up information on the state websites for plan F premiums, using
Tips Before You Enroll In Medicare
If you are nearing 65, then you need to figure out if you will need supplementary insurance after enrolling in Medicare. Generally, Medigap insurance is a good idea for people enrolled in Medicare A or B. The deductibles and copayments required under Medicare are substantial. Medigap plans help people to bridge these gaps and save
Medigap Insurance vs. Medicare Advantage Plans
At a basic level, both are insurance programs with people for Medicare. There are very big differences between these two types of insurance, although both are options for people with Medicare. On a technical level, only medigap plans are truly supplemental – but Advantage does provide extra benefits for those in Medicare. Breaking things down
