“Girl power!” is definitely a slogan that Royal Neighbors of America can get behind. Since before women were legally allowed to vote, this fraternal organization has dedicated itself to the unique insurance needs of women, as well as the inherent maternal instinct to give back to their local communities.
Among the insurance-related and non-related products and services that Royal Neighbors offers its customers, females age 65+ can supplement their Medicare with the following program(s):
|Medicare Supplement Plans||YES|
|Medicare Advantage Plans||NO|
|Medicare Part D Drug Plans||NO|
You’re going to want to make sure that Royal Neighbors lives up to their claims of offering competitively-priced products by comparison shopping. The bar graph below shows how they stand against the national average. But your specific premiums will depend on your unique circumstances.
This Table Represents National Average Costs of Medicare Supplement Plans
|Plan Type||Starting From||Part A Deductible||Part B Deductible||Excess||Nursing||Travel|
|Plan C||$118*||$0||$0||Not Covered||100% Covered||100% Covered||Request Info|
|$116*||$0||$0||100% Covered||100% Covered||100% Covered||Request Info|
|Plan G||$105*||$0||$147||100% Covered||100% Covered||100% Covered||Request Info|
|Plan B||$104*||$0||$147||Not Covered||Not Covered||Not Covered||Request Info|
|Plan N||$70*||$0||$147||Not Covered||100% Covered||100% Covered||Request Info|
|Plan D||$97*||$0||$147||Not Covered||100% Covered||100% Covered||Request Info|
|Plan A||$69*||$1||$147||Not Covered||Not Covered||Not Covered||Request Info|
|Plan L||$76*||$304||$147||Not Covered||75% Covered||Not Covered||Request Info|
|Plan K||$45*||$608||$147||Not Covered||50% Covered||Not Covered||Request Info|
|Plan M||$97*||$608||$147||Not Covered||100% Covered||100% Covered||Request Info|
Despite the uncertain disclaimer on their main page which reads “Member benefits are provided at the discretion of Royal Neighbors of America and are…not guaranteed”, they have earned an “excellent” rating from A.M. Best.
|A.M. Best Rating||A-|
|Standard & Poor’s Rating||No Rating|
|Moody’s Rating||No Rating|
*Ratings as of 2/17/15
Having over a century of experience in the insurance industry is a successful feat which not many companies get to celebrate. If you are a woman who believes that your feminine financial challenges are truly unique and unequal to that of men, then Royal Neighbors of America might be the provider for you. They operate in 42 out of 50 states, as well as the District of Columbia.
Telephone Number: (800) 627-4762
To speak with a person:
Royal Neighbors of America
230 16th Street
Rock Island, IL 61201-8645
Customers looking to get a rate quote, or learn more about plans have 2 options:
Mon-Fri, 8am-8pm EST