“Girl power!” is definitely a slogan that Royal Neighbors of America can get behind. Since before women were legally allowed to vote, this fraternal organization has dedicated itself to the unique insurance needs of women, as well as the inherent maternal instinct to give back to their local communities.

Affiliated Brand Names

  • Royal Neighbors
  • Royal Neighbors of America
  • Royal Neighbors Foundation

Company Highlights

  • Over 120 years experiences with the unique financial needs of women
  • Has appeared on the Lifetime network
  • Empowers women and local communities with grants, scholarships, and The Royal Neighbor Magazine

Medicare Plans Offered

Among the insurance-related and non-related products and services that Royal Neighbors offers its customers, females age 65+ can supplement their Medicare with the following program(s):

Medicare Supplement Plans YES
Medicare Advantage Plans NO
Medicare Part D Drug Plans NO

Royal Neighbors Premium Comparison

You’re going to want to make sure that Royal Neighbors lives up to their claims of offering competitively-priced products by comparison shopping. The bar graph below shows how they stand against the national average. But your specific premiums will depend on your unique circumstances.
This Table Represents National Average Costs of Medicare Supplement Plans

Plan Type Starting From Part A Deductible Part B Deductible Excess Nursing Travel
Plan C $118* $0 $0 Not Covered 100% Covered 100% Covered
Plan F $116* $0 $0 100% Covered 100% Covered 100% Covered
Plan G $105* $0 $233 100% Covered 100% Covered 100% Covered
Plan B $104* $0 $233 Not Covered Not Covered Not Covered
Plan N $70* $0 $233 Not Covered 100% Covered 100% Covered
Plan D $97* $0 $233 Not Covered 100% Covered 100% Covered
Plan A $69* $1,556 $233 Not Covered Not Covered Not Covered
Plan L $76* $389 $233 Not Covered 75% Covered Not Covered
Plan K $45* $778 $233 Not Covered 50% Covered Not Covered
Plan M $97* $778 $233 Not Covered 100% Covered 100% Covered

Financial Strength Ratings

Despite the uncertain disclaimer on their main page which reads “Member benefits are provided at the discretion of Royal Neighbors of America and are…not guaranteed”, they have earned an “excellent” rating from A.M. Best.

A.M. Best Rating A-
Standard & Poor’s Rating No Rating
Moody’s Rating No Rating

*Ratings as of 2/17/15

Royal Neighbors Video

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.