National States Insurance Company Specialized in long-term care policies (including their signature National States Insurance Medicare Plans) in 37 states, including Missouri and Florida. However, in 2010, legal action was taken by the Missouri Department of Insurance regulators once it was discovered that the company was in hazardous financial condition. It has since been legally liquidated, and the majority of its former policies have been turned over to other companies.
Affiliated Brand Names
- National States Insurance Company
- National States Life Insurance Company
- National States
Company Highlights
- Was licensed in 37 states
- Legally forced into rehabilitation in 2010
- Medicare supplement policies were assumed by Oxford Life/North American Life in September 2010
- Remaining business was transferred in February of 2012
Medicare Plans Offered
Back when National States was in business, it offered the following products to consumers:
| Medicare Supplement Plans | YES |
| Medicare Advantage Plans | NO |
| Medicare Part D Drug Plans | NO |
National States Insurance Company Premium Comparison
Comparing quotes and prices from one company to another is a great way to get the best deal. Below, you can see how Nationwide States Insurance compares with national averages across the country. Keep in mind, these are just averages; they don’t necessarily reflect your exact future quotes.
This Table Represents National Average Costs of Medicare Supplement Plans
| Plan Type | Starting From | Part A Deductible | Part B Deductible | Excess | Nursing | Travel | |
|---|---|---|---|---|---|---|---|
| Plan C | $118* | $0 | $0 | Not Covered | 100% Covered | 100% Covered | |
| Plan F | $116* | $0 | $0 | 100% Covered | 100% Covered | 100% Covered | |
| Plan G | $105* | $0 | $233 | 100% Covered | 100% Covered | 100% Covered | |
| Plan B | $104* | $0 | $233 | Not Covered | Not Covered | Not Covered | |
| Plan N | $70* | $0 | $233 | Not Covered | 100% Covered | 100% Covered | |
| Plan D | $97* | $0 | $233 | Not Covered | 100% Covered | 100% Covered | |
| Plan A | $69* | $1,556 | $233 | Not Covered | Not Covered | Not Covered | |
| Plan L | $76* | $389 | $233 | Not Covered | 75% Covered | Not Covered | |
| Plan K | $45* | $778 | $233 | Not Covered | 50% Covered | Not Covered | |
| Plan M | $97* | $778 | $233 | Not Covered | 100% Covered | 100% Covered |
Financial Strength Ratings
You want to choose a financially strong company to help you with your Medicare supplement needs. A financially strong company will be more likely to pay out claims quickly and efficiently, as well as less likely to keep raising rates over time. National States is a textbook example of how a financially weak company can go out of business and complicate your long-term planning.
| A.M. Best Rating | No Rating |
| Standard & Poor’s Rating | No Rating |
| Moody’s Rating | No Rating |
*Ratings as of 2/17/15
National States Insurance Company Video
National States Insurance Medicare PlansReview
National States Insurance Company was officially ordered to liquidate on September 1, 2010, and the remainder of its active policies were transferred to other companies in early 2012. Some reports of underpriced financial products, specifically with respect to Medicare supplement policies, are blamed for the company’s demise. Just remember: if a low-priced quote seems too good to be true, it probably is.
- Market Experience
- Fast Claims Processing
- Strong Financial Reserves
- Competitive Rates
- Customer Satisfaction
How To File A Claim With National States Insurance Medicare Plans
Telephone Number: 1-800-868-6788
To speak with a person:
- Press “2” for “Claims”
- You will then be connected to a customer service representative
Company Contact Information
Customer Service:
1-800-868-6788
Mailing Address:
Since the company has been liquidated, they no longer have a mailing address.
How To Get A Rate Quote
Customers looking to get a rate quote, or learn more about plans have 2 options:
- Call a licensed insurance representative at: (877) 910-7579
- Complete an online quote request at:
https://www.medigap.com/form/
