Lincoln Heritage Life Insurance was originally founded back in 1963. At the time, the company was designed to fill a very specific niche in the elderly and final expenses market. They designed an efficient business model that would, instead of taking weeks or months to pay out claims, get beneficiaries paid within 24 hours. They have steadily grown and diversified offering a greater variety of financial products to seniors in many different states.
Affiliated Brand Names
- Lincoln Heritage
- Lincoln Heritage Life
- Lincoln Heritage Life Insurance Company
Company Highlights
- Founded in 1963
- Over $300 million in yearly premiums
- Nearly 700,000 policyholders
- More than 10% annual growth since 2007
Medicare Plans Offered
Before you decide on Lincoln Heritage, or any other Medicare supplement insurance provider, you should know what sort of options they are willing to offer you:
| Medicare Supplement Plans | YES |
| Medicare Advantage Plans | NO |
| Medicare Part D Drug Plans | NO |
Lincoln Heritage Premium Comparison
Have you done any research into Lincoln Heritage pricing? If not, you can start to get an idea of what to expect from the graph below. We correlated statistical data with regard to average premiums in order to compare Lincoln Heritage with the national average.
This Table Represents National Average Costs of Medicare Supplement Plans
| Plan Type | Starting From | Part A Deductible | Part B Deductible | Excess | Nursing | Travel | |
|---|---|---|---|---|---|---|---|
| Plan C | $118* | $0 | $0 | Not Covered | 100% Covered | 100% Covered | |
| Plan F | $116* | $0 | $0 | 100% Covered | 100% Covered | 100% Covered | |
| Plan G | $105* | $0 | $233 | 100% Covered | 100% Covered | 100% Covered | |
| Plan B | $104* | $0 | $233 | Not Covered | Not Covered | Not Covered | |
| Plan N | $70* | $0 | $233 | Not Covered | 100% Covered | 100% Covered | |
| Plan D | $97* | $0 | $233 | Not Covered | 100% Covered | 100% Covered | |
| Plan A | $69* | $1,556 | $233 | Not Covered | Not Covered | Not Covered | |
| Plan L | $76* | $389 | $233 | Not Covered | 75% Covered | Not Covered | |
| Plan K | $45* | $778 | $233 | Not Covered | 50% Covered | Not Covered | |
| Plan M | $97* | $778 | $233 | Not Covered | 100% Covered | 100% Covered |
Financial Strength Ratings
Is Lincoln Heritage a particularly strong company? You’ll want to consult the top rating agencies in order to find out. We’ve already done some research for you, and here’s what we found:
| A.M. Best Rating | A- |
| Standard & Poor’s Rating | No Rating |
| Moody’s Rating | No Rating |
*Ratings as of 2/17/15
Lincoln Heritage Video
Lincoln Heritage Review
While it may seem a bit morbid to purchase Medicare supplement insurance from a final expense insurance agency, Lincoln Heritage has earned a high (A-) financial strength rating from A.M. Best, which is a very reliable credit ratings agency. They have also shown substantial growth in recent years. Well over half a million satisfied customers can’t be easily ignored.
- Market Experience
- Fast Claims Processing
- Strong Financial Reserves
- Competitive Rates
- Customer Satisfaction
How To File A Claim With Lincoln Heritage
Telephone Number: (800) 438-7180
To speak with a person:
- You will be directly connected to a live customer service representative
Company Contact Information
Customer Service:
(800) 438-7180
Mailing Address:
Lincoln Heritage Life Insurance
4343 E Camelback Road
Suite 400
Phoenix, AZ 85018
How To Get A Rate Quote
Customers looking to get a rate quote, or learn more about plans have 2 options:
- Call a licensed insurance representative at: (877) 910-7579
- Complete an online quote request at:
https://www.medigap.com/form/
