Golden Rule started as a small insurance company in the Midwest a little over 60 years ago. Since the company’s inception, they have prided themselves on their ability to keep costs low, pay claims quickly, and deliver personable customer service. In 2003, they merged with UnitedHealthcare and their newer brand name, UnitedHealthOne, is virtually interchangeable with Golden Rule.
Affiliated Brand Names
- Golden Rule Insurance Company
- UnitedHealthOne
- UnitedHealthcare
Company Highlights
- Large network of doctors and hospitals
- More than 60 years of experience in the field
- Currently serves over 25 million customers
- Part of the UnitedHealthcare family
Medicare Plans Offered
Some companies have a broader selection of supplement packages than others. With Golden Rule, you can choose from the following policies:
| Medicare Supplement Plans | YES |
| Medicare Advantage Plans | NO |
| Medicare Part D Drug Plans | NO |
Golden Rule Premium Comparison
Comparison shopping is one of the quickest and most efficient ways to get the best deal on your supplement. Below, in the graph, we’ve compiled some data about national averages. You can use the numbers to better understand how Golden Rule compares to other supplements out there.
This Table Represents National Average Costs of Medicare Supplement Plans
| Plan Type | Starting From | Part A Deductible | Part B Deductible | Excess | Nursing | Travel | |
|---|---|---|---|---|---|---|---|
| Plan C | $118* | $0 | $0 | Not Covered | 100% Covered | 100% Covered | |
| Plan F | $116* | $0 | $0 | 100% Covered | 100% Covered | 100% Covered | |
| Plan G | $105* | $0 | $233 | 100% Covered | 100% Covered | 100% Covered | |
| Plan B | $104* | $0 | $233 | Not Covered | Not Covered | Not Covered | |
| Plan N | $70* | $0 | $233 | Not Covered | 100% Covered | 100% Covered | |
| Plan D | $97* | $0 | $233 | Not Covered | 100% Covered | 100% Covered | |
| Plan A | $69* | $1,556 | $233 | Not Covered | Not Covered | Not Covered | |
| Plan L | $76* | $389 | $233 | Not Covered | 75% Covered | Not Covered | |
| Plan K | $45* | $778 | $233 | Not Covered | 50% Covered | Not Covered | |
| Plan M | $97* | $778 | $233 | Not Covered | 100% Covered | 100% Covered |
Financial Strength Ratings
Doing your research is smart. That’s why ratings agencies, like the big three below, exist; because they know that smart consumers want to learn as much about a company as they can before they make a purchase. And here’s what the big three have to say about Golden Rule:
| A.M. Best Rating | A |
| Standard & Poor’s Rating | AA |
| Moody’s Rating | No Rating |
Golden Rule Review
Golden Rule takes its name from the philosophy of treating others with kindness and respect in hopes that the courtesy is returned. They have made a name for themselves by providing quality customer service, speedy claims processing, and providing their clients with the some of the best products and services available.
- Market Experience
- Fast Claims Processing
- Strong Financial Reserves
- Competitive Rates
- Customer Satisfaction
How To File A Claim With Golden Rule
Telephone Number: (800) 444-8990
To speak with a person:
- Press 4 for “over age 65”
- Stay on the line, and you will be transferred to a live operator
Company Contact Information
Customer Service:
(800) 657-8205
Mailing Address:
Golden Rule Insurance Company
7440 Woodland Dr.
Indianapolis, IN 46278
How To Get A Rate Quote
Customers looking to get a rate quote, or learn more about plans have 2 options:
- Call a licensed insurance representative at: (877) 910-7579
- Complete an online quote request at:
https://www.medigap.com/form/
