Gerber Life has been providing affordable insurance to small, young families on a tight budget since 1967. Over the years, they have expanded the variety of insurance options to include adults and senior citizens.

Affiliated Brand Names

  • Gerber Life Insurance
  • Gerber Products Company

Company Highlights

  • Founded in 1967
  • A subsidiary of the Gerber Products Company
  • Serves over 2.9 million insurance policies nationwide
  • Also provides benefits to members in Canada and Puerto Rico

Medicare Plans Offered

Gerber Life is a relatively new player in the Medicare insurance industry. So far, they only offer Medicare supplement plans. These plans might not be available in all areas.

Medicare Supplement Plans YES
Medicare Advantage Plans NO
Medicare Part D Drug Plans NO

Gerber Premium Comparison

Below is a graph chart which shows how Gerber compares to the competition. The dollar amounts shown are based on national averages across a variety of demographics. While the graph is helpful for understanding possible future expenses, it is no substitute for an accurate quote from a Gerber agent who has been given a chance to evaluate your unique medical circumstances.

This Table Represents National Average Costs of Medicare Supplement Plans

Plan Type Starting From Part A Deductible Part B Deductible Excess Nursing Travel
Plan C $118* $0 $0 Not Covered 100% Covered 100% Covered
Plan F $116* $0 $0 100% Covered 100% Covered 100% Covered
Plan G $105* $0 $233 100% Covered 100% Covered 100% Covered
Plan B $104* $0 $233 Not Covered Not Covered Not Covered
Plan N $70* $0 $233 Not Covered 100% Covered 100% Covered
Plan D $97* $0 $233 Not Covered 100% Covered 100% Covered
Plan A $69* $1,556 $233 Not Covered Not Covered Not Covered
Plan L $76* $389 $233 Not Covered 75% Covered Not Covered
Plan K $45* $778 $233 Not Covered 50% Covered Not Covered
Plan M $97* $778 $233 Not Covered 100% Covered 100% Covered

Financial Strength Ratings

Gerber, like many other insurance companies, is held up to public scrutiny to make sure they are performing at their best. A typical indicator of strong business performance is a company’s financial strength rating. Based on the scores below from A.M. Best, Moody’s, and Standard & Poor’s, you can get an idea of how likely Gerber will be to pay out your medical claims:

A.M. Best Rating A
Standard & Poor’s Rating No Rating
Moody’s Rating No Rating

*Ratings as of 2/17/15

Gerber Life Review

Gerber Life Insurance Company specializes in general life insurance products for babies, young families, and helping parents save for college. There are also some options for senior citizens. The company has been in business since the late 1960’s, and is a subsidiary of Gerber Products, as well as Nestle.

  • Good Customer Satisfaction Rating
  • Special Attention to Customer Service
  • Good Financial Ratings
  • Affordable Packages
  • Market Experience

How To File A Claim With Gerber Life

Telephone Number: 1-800-704-2180

To speak with a person:

  1. Enter either your policy number, or the phone number associated with your policy number using the keypad on your phone

Company Contact Information

Customer Service: 866-503-4481

Mailing Address:

Gerber Life Insurance Company

445 State Street

Fremont, MI 49412

How To Get A Rate Quote

Customers looking to get a rate quote, or learn more about plans have 2 options:

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.