Updated: October 11, 2023

Medigap plans help beneficiaries cover the costs left over by Medicare. This Medicare Supplement refresher will review the benefits of Medigap plans, how they’re impacted by the Annual Enrollment Period, and answer some frequently asked questions. Learn all you need to know about the Medicare Supplement plans. What is a Medicare Supplement plan? Medicare Supplement

Updated: October 11, 2023

During the Annual Enrollment Period, Medicare beneficiaries can change their coverage. This is a very important time of the year for beneficiaries enrolled in Medicare Advantage plans. We’ll discuss what Medicare Advantage plans cover, when you can make changes. Medicare Advantage refresher Medicare Advantage (Medicare Part C) plans are an alternative way to receive your

Updated: October 11, 2023

Every year, Medicare beneficiaries can make changes in their Medicare coverage in the fall. This AEP allows beneficiaries enrolled in Original Medicare or any other Medicare plan to take control of their healthcare. This refresher will help remind beneficiaries how Original Medicare works and the importance of choosing the right Medicare plan. A Look at

Updated: October 11, 2023

Medicare’s Annual Enrollment Period is the most well-known enrollment period regarding Medicare. It allows Americans enrolled in Medicare to change their Medicare plans from October 15 through December 7. The plan changes take effect on January 1 the following year. Learn more about the AEP Medicare plan options during the 2024 enrollment period. Exploring plan

Updated: October 11, 2023

As we approach the 2024 AEP, we’ve put together some tips to help Medicare beneficiaries make informed decisions. This can be stressful with all the new options, plan changes, updates, and, in many cases, misinformation. The tips below will help make the 2024 AEP a simple and easy process while helping to ensure they’re empowered

Updated: October 11, 2023

For those on Medicare, the Annual Enrollment Period is when they can review their Medicare coverage and make any changes they see fit. We’ll review the 2024 AEP, what you need to know, and what changes you can make to your Medicare coverage. Understanding the 2024 Medicare Annual Enrollment Period The Annual Enrollment Period occurs

Updated: August 25, 2023

Swimming pools offer numerous benefits for individuals, including Medicare beneficiaries. Beyond the refreshing and enjoyable aspect, pools can also provide therapeutic advantages. We’ll explore the potential of Medicare paying for a swimming pool and how pool activities can increase the quality of life for Medicare beneficiaries. Will Medicare pay for a swimming pool? Medicare, in

Updated: September 01, 2023

Becoming a grandmother is an exciting milestone that deserves to be celebrated. The options are endless, from sentimental keepsakes to practical items that will make their lives easier. Knowing where to start when choosing the perfect gift can be overwhelming, so we’ve curated a list of the top 10 new grandma gifts. Best new grandma

Updated: September 01, 2023

The Better Medicare Alliance is a research group in the United States that supports private health insurance coverage for Medicare recipients through Medicare Advantage plans. Aetna, Humana, and United Healthcare fund the 501©(4) group. Please continue to read below and learn more about the Better Medicare Alliance’s work.  Better Medicare Alliance: Who are they?  The

Updated: July 20, 2023

When you begin your new journey as a retiree, it’s essential always to plan and budget accordingly to stay one step ahead. One of the most crucial things to keep track of is the Social Security payment schedule and when you can plan on receiving your Social Security payments each month. Below we’ll dive into

Updated: August 04, 2023

When finding the best gifts for elderly parents, it’s important to consider their unique needs and preferences. Some people prefer comfort and indoor activities while other prefer the outdoors and nature. Gifts for elderly parents Whether it’s their birthday or a special occasion, giving them a thoughtful and practical gift that they can enjoy and

Updated: October 12, 2023

The utilization of technology has brought numerous benefits to seniors, including the ability to stay connected with their loved ones, manage their health more effectively, and enjoy entertainment. With the advent of smartphones, many apps for seniors enhance their quality of life. Discover the best apps for seniors Apps have revolutionized how older Americans can

Updated: August 25, 2023

Choosing the right state for retirement is a crucial decision that can significantly impact your quality of life, finances, and healthcare access. To help you make an informed choice, this article will explore the best states to retire in 2023, considering factors like cost of living, healthcare facilities, climate, and cultural amenities. Factors to consider

Updated: October 12, 2023

Navigating Medicare coverage can be complex, but with the new Medicare What’s Covered App, understanding your benefits has never been easier. As a Medicare beneficiary, you deserve convenient access to comprehensive information at your fingertips. This article will explore the What’s Covered App’s features, benefits, and practicality, ensuring you can confidently make informed healthcare decisions.

Updated: July 20, 2023

The trustees overseeing Medicare’s financial operations have recently announced positive news for the second consecutive year regarding the fund responsible for covering hospital care expenses for its 65 million beneficiaries. According to the latest report, which was published on March 31, the fund’s financial outlook has improved to such an extent that it is now

Updated: August 25, 2023

Good health insurance is crucial for keeping good health and handling healthcare costs as you retire. We’ll explore the top 10 best health insurance options for seniors and retirees. These plans offer complete coverage and cater to the unique needs of individuals like you. Importance of health insurance for retirees and seniors Health insurance plays

Updated: September 18, 2023

Each year the Centers for Medicare and Medicaid Services review proposed changes to the Medicare program. The CMS 2024 final rule will most impact agents and third-party marketing organizations.  The 2024 final rule requires a minimum 48-hour window between a Scope of Appointment form being completed and an appointment taking place. It also limits how

Updated: August 18, 2023

More than 60 million seniors and disabled individuals lean on Medicare for healthcare coverage. Potential cuts to Medicare Advantage remain a high-priority talking point between Democrats and Republicans. Let’s dive further into the proposed rule changes regarding cutting Medicare Advantage and what it may mean for you. Cutting Medicare Advantage: Do the proposed changes strengthen

Updated: August 18, 2023

When you join Medicare, you’ll soon learn all the fantastic perks of this popular health insurance coverage. But are you aware of the extra, extra perks? Such as program freebies? Below we’ll uncover the benefits often included with Medicare that are lesser-known among beneficiaries.  While Medicare isn’t exactly free, since you pay Medicare expenses such

Updated: August 18, 2023

Medicare and Social Security are federal government programs offering Americans some reassurance and a safety net through retirement or disabilities. Both programs are very similar but very different. Below we’ll review the current state of Medicare and Social Security and what it means for you. Current State of Medicare and Social Security Medicare currently provides

Updated: June 16, 2023

More than 15 million seniors live in poverty in the United States. These Americans are economically insecure and struggle to pay for their necessities. As living costs continue to rise, including housing and medical expenses, these vulnerable seniors are one unfortunate circumstance away from being unable to eat or stay in their homes.  According to

Updated: June 14, 2023

The upcoming Medicaid coverage redetermination process has generated much interest and anxiety among Americans. With the proposed changes, millions of low-income individuals and families could lose healthcare benefits, significantly impacting their lives.  The potential loss of coverage could devastate vulnerable groups, such as the elderly, children, pregnant women, and people with disabilities. Additionally, the proposed

Updated: June 16, 2023

The Social Security and Medicare programs are two of the most critical safety nets for American seniors. So when President Biden said that Republicans want to “sunset” these programs, it caused quite a stir. But what does it mean to sunset Social Security and Medicare? Let’s take a closer look. Sunset Medicare and Social Security:

Updated: June 09, 2023

Are you a Medicare Advantage beneficiary? We recently surveyed better to understand the satisfaction rates of Medicare Advantage beneficiaries, and the results are in. Our survey covered various aspects of the healthcare experience, from overall satisfaction to assessing cost, coverage, and access. If you’re curious about what other beneficiaries say about their coverage, keep reading

Updated: October 05, 2023

In Medigap.com’s Medicare satisfaction survey of more than 750 Medicare beneficiaries ages 65+, we attempted to uncover their thoughts, understanding, and concerns about their Medicare coverage. The survey shows good knowledge and satisfaction from Medicare beneficiaries about their coverage. Medicare Satisfaction Survey results Several areas showed some concerns. Specific areas need a clearer understanding of

Updated: May 02, 2023

Paxlovid is an experimental oral COVID-19 treatment, and as with other experimental treatments, it’s not covered by Medicare. This is because Medicare does not cover any experimental treatments that have not been proven to be safe and effective. Therefore, if you are seeking therapy for COVID-19, you may not be able to have Paxlovid covered

Updated: February 20, 2023

The Food and Drug Administration has provided approval of Leqembi as a treatment option for mild to moderate Alzheimer’s disease. It works by blocking a specific enzyme responsible for the production of amyloid beta, a protein responsible for forming plaques in the brain, a hallmark of Alzheimer’s disease. Leqembi is the first drug to receive

Updated: July 07, 2023

Each year the Centers for Medicare and Medicaid Services review the spending from the federal Medicare Program to project cost changes for the following year. While this is necessary, many Medicare beneficiaries become nervous waiting for the new numbers and expect increases. Fortunately, in 2023, these costs will be lowered from the previous year. We’ll

Updated: July 26, 2023

Many questions come to mind as someone approaches Social Security and Medicare. When to start Social Security benefits and Medicare are at the forefront of those questions. Medicare eligibility requires individuals to be US citizens or permanent US residents. Most Americans will have premium-free Medicare Part A due to working for 10 years or 40

Updated: September 18, 2023

AEP is around the corner, and many wonder what impacts the Inflation Reduction Act will have on Medicare and the Annual Enrollment Period (AEP). The IRA of 2022 looks to increase clean energy, combat the national deficit, and lower out-of-pocket costs for prescriptions covered under Medicare Part D coverage. Congress and the Senate passed the

Updated: October 03, 2023

Many seniors know that living on a fixed income isn’t always easy—especially when the price of virtually everything is rising daily. Whether you find yourself in a position where you need extra help or care for a loved one who needs help, knows there’s help for seniors. We’ll look below at the top 5 government

Updated: October 06, 2023

Everyone knows Medicare AEP is coming, and health savings accounts are extremely popular among employer coverages. But even though HSA accounts are not available with Medicare, there are a few things that prospective Medicare enrollees need to know, especially if they’re considering dropping their group health insurance and starting a Medicare plan. Millions of working

Updated: October 21, 2022

Fall is in the air, and as temperatures throughout the nation cool, Medicare season is fast approaching. Medicare’s AEP is when Medicare beneficiaries can make changes in their Medicare coverage. Below we’ll discuss the AEP, how it works, and what beneficiaries need to do to prepare. Medicare AEP Enrollment Guide for 2023 Every year from

Updated: September 18, 2023

One of the biggest concerns for Medicare beneficiaries is their prescription drug costs. For some seniors, it’s the difference between life and death. Unfortunately, as inflation runs rampant nationwide, it’s getting harder for them to pay for their medications. Fortunately, this could be better with the Inflation Reduction Act of 2022 changes. The Democrats are

Updated: October 06, 2023

HSA or Health Savings Accounts are growing more popular every year. The increase in popularity within this plan style results from growing insurance and healthcare costs. More than 32 million HSA accounts are active in the United States and receiving contributions. One of the lesser-known items is that you can no longer contribute to your

Updated: February 20, 2023

Health care costs are a source of pain and anguish for many Americans. On January 1st. 2021, the Federal Government implemented a new law that went into effect to force hospitals to be more transparent about their charges. So far less than 20% of all hospitals are in compliance with the new rules. There are

Updated: April 14, 2023

Medicare is a vital program for many Americans, but it’s also been in the news lately because of budget sequestration. Here’s what you need to know about how the sequester affects Medicare. Medicare & Budget Sequestration Medicare and the federal budget are in the news lately as Congress — composed of the Senate and House

Updated: February 20, 2023

After passing in the house in February, the Postal Service Reform Act of 2022 was passed in the Senate with bipartisan support on March 8, 2022, with a vote of 79-19. The bill will now be passed to President Biden to sign into law. Already-Stressed Medicare Program Will Now Take on Postal Service Retirees Despite

Updated: February 20, 2023

The Centers for Medicare & Medicaid Services recently proposed a rule change that would affect the current Medicare coverage waiting periods. Currently, the rules are pretty reasonable, but these new changes could be a quality improvement for Medicare beneficiaries that fall into certain categories. Eligibility for the Medicare Program To be eligible for the Medicare

Updated: February 20, 2023

Although most requests for services and payment are approved, the U.S. Department of Health and Human Services (HHS) has recently reported that Medicare Advantage denies millions of medically necessary care requests. About 28 million beneficiaries are enrolled in Medicare Advantage plans, which offer privatized versions of Medicare that are often cheaper and provide a greater

Updated: September 21, 2023

During the last half of 2021, while legislators were trying to put together the finer parts of the Biden administration’s Build Back Better plan, there was talk of lowering the qualifying age for Medicare from 65 to 60. It was a very popular measure many retirees support; unfortunately, legislators struck it from the bill at

Updated: April 13, 2023

There’s been a lot of talk about Medicare for All and how it might change health coverage in America. But what is it, specifically? Is it a law yet? Will it become law soon? And what does it mean for you and your family? Get the facts about Medicare for All, the pros and the

Updated: February 20, 2023

On May 27, 2022, the Centers for Medicare & Medicaid Services (CMS) published a report that said projected 2023 cost savings for Medicare Part B should be passed on to the program’s beneficiaries. In turn, this should mean a reduction in the premium in 2023. The final determination will take place in the Fall of

Updated: April 06, 2023

We all get a little nervous whenever the government starts talking about bills that affect Medicare. This year’s inflation has caused many Medicare beneficiaries to be a little lighter in their pocket. From gas to food and everything in between, we’re all paying more. The Build Back Better plan may put some of that change

Updated: August 18, 2023

Do you know someone over 65 who has difficulty getting around or completing tasks that require physical strength and skill? Mobility can be incredibly challenging for seniors. Fortunately, there are specific steps they can take to maintain and improve their level of mobility. Let’s explore six main areas to help improve mobility in the elderly!

Updated: October 12, 2023

Retirement is a significant milestone in life, and while it can be a time of relaxation and enjoyment, it can also come with financial challenges. With the cost of living rising, healthcare expenses increasing, and longer life expectancies, it’s important to be proactive about saving money in retirement.  Fortunately, many ways exist to cut costs

Updated: June 30, 2023

As we grow up, games are used for a variety of reasons. We play games to learn, serve as a form of entertainment, as a method to socialize with others, as a way to exercise, a way to stimulate our minds, and more. As we grow into adults, many forget the benefits and joys of

Updated: October 05, 2023

Are you a senior looking for an affordable and comfortable housing option? Housing sharing, often known as “senior homeshare” or simply “home share,” may be your answer. House sharing offers many advantages compared to traditional assisted living and nursing home options, whether due to tight finances or personal preference.  But there are some potential downsides as

Updated: August 18, 2023

Are you a senior looking for activities to stay engaged and active in your community? Libraries offer various resources and programs, from books and magazines to art classes, lectures, computer training—and much more.  This guide will explore different library resources geared specifically toward seniors and provide tips on finding the right program suited to their

Updated: October 11, 2023

As you age, the brain can naturally decline in terms of memory. But what if we told you it doesn’t have to be like that? Exercising your mind regularly can keep your memory sharp and improve mental clarity – no matter how old you are! Memory exercises and their importance to seniors Memory exercises hold

Updated: June 30, 2023

Are you looking for a great way to get out of the house, socialize with others, and have some fun? As we age, sometimes it’s hard to find exciting things to do that are both enjoyable and accessible. We’ll explore the best social activities for seniors Social activities for seniors Fortunately, plenty of activities are

Updated: October 12, 2023

Being a grandparent is a special role, but staying connected and involved in their lives can be challenging when you live far away from your grandkids. However, with the help of technology and a little creativity, long-distance grandparenting can still be a fulfilling and rewarding experience. In this blog post, we’ll share the top 5

Updated: June 26, 2023

Gardening is a popular pastime that has become increasingly important for older adults. As we age, the physical and mental benefits of gardening become even more apparent. Gardening can provide a sense of purpose, physical activity, and a connection to nature. While gardening can be a fulfilling hobby for seniors, it can pose challenges, especially

Updated: October 05, 2023

As the population ages, the demand for in-home care for seniors continues to grow. In-home care for seniors refers to providing care services within the comfort and familiarity of the senior’s home. This type of care ranges from companionship and personal care to skilled nursing care. In-home care is vital for seniors who want to

Updated: July 03, 2023

As the fastest-growing demographic group in the United States, senior citizens significantly impact the outcomes of elections. However, many seniors face barriers when exercising their right to vote.  This post will discuss why senior voting matters, common obstacles seniors face, and tips for overcoming those barriers. Why senior voting matters: Power of the senior vote

Updated: July 03, 2023

Have you found yourself taking more care of the grandchildren lately? Has it reached a point where you’ve found yourself more and more drained after each visit? You may have grandparent burnout, a common experience among grandparents who regularly care for their grandchildren. Symptoms like irritability and exhaustion can characterize grandparent burnout and can even

Updated: August 18, 2023

As the largest generation in American history, Baby Boomers have left an indelible mark on our society. Baby Boomers were born between the years of 1946 and 1964.  This group of approximately 76 million individuals has influenced everything from pop culture to politics. But what about their values? What are the beliefs and principles that

Updated: July 28, 2023

The preservation of mobility in older adults can prove to be a formidable task. The aging process brings numerous physical changes, hindering one’s ability to stay active and mobile. We’ll discuss the stretching exercises for seniors. However, diligent care and exercise can strengthen the muscles and joints, thereby mitigating these changes and maintaining strength and flexibility. Pursuing

Updated: October 12, 2023

As individuals age, maintaining an active and fulfilling lifestyle becomes increasingly important. One way to enhance the quality of life for seniors is by introducing them to hobbies.  Hobbies not only provide entertainment but can also promote cognitive, physical, and social wellness. Activities such as gardening, painting, or joining a book club can improve mental

Updated: July 03, 2023

As we grow older, we often face many challenges in our daily lives, one of which is ageism. Ageism refers to discrimination against individuals based on their age, and it is unfortunately all too common in our society.  For Americans over the age of 63, it can manifest itself in many different ways. Consequently, there

Updated: October 12, 2023

Elder abuse, or taking advantage of the elderly, is the physical, emotional, or sexual harm inflicted upon an elderly person. It also includes financial exploitation and neglect by a caregiver or the person responsible for their care. As older adults become less mobile and physically weakener, they can defend themselves less against this aggressive behavior.

Updated: July 18, 2023

As we age, our eyes undergo changes that can affect our vision and overall eye health. These changes can happen gradually, but it’s essential to recognize them early and take the necessary steps to maintain good eye health. In this blog post, we’ll discuss the top 10 signs of aging eyes and provide tips on

Updated: July 03, 2023

As you enter retirement, it’s natural to worry about how you will make ends meet with a fixed income. Living frugally can help you stretch your budget and enjoy your golden years. Frugal living isn’t about living a life of deprivation but rather making conscious choices to spend your money wisely. With the right mindset

Updated: July 21, 2023

Whether this is your first time getting into weightlifting or you are an avid weightlifter, researching what exercises are best for you and your body is the best place to start. Seniors who follow consistent weightlifting routines will notice the immediate benefits – such as better sleep and more energy. But there are also long-term

Updated: August 18, 2023

Are you a senior, or do you have an elderly family member looking for a new pet? Pets can be great companions and provide seniors with many physical and mental health benefits.  However, only some types of a pet may work well in an older adult’s home. To ensure your loved one finds the perfect

Updated: June 30, 2023

The 1960s was a decade of transformation in the world of music. and we’ll discuss the top songs of the 60s. The era witnessed the birth of rock and roll, pop, soul, and folk music. It set the tone for the industry’s future. The 60s were marked by many iconic bands and artists whose music

Updated: August 18, 2023

The 1970s were a decade of change, growth, and cultural shifts. We’ll review the best songs of the ’70s music that created a truly unique sound. As disco, funk, and rock music took over the airwaves, artists pushed the boundaries and experimented with new sounds and styles.  The 70s also saw the emergence of new

Updated: June 26, 2023

Are you a senior looking for some companionship? If so, why not consider getting a cat? After all, cats are easy-to-care-for pets that bring joy and love into your home. Not only will they provide great emotional support as you age, but living with a cat can also offer incredible physical benefits such as stress

Updated: July 03, 2023

Are you seeking the perfect retirement destination combining natural beauty, cultural attractions, and excellent healthcare options? Consider retiring in New England. This region of the United States is home to many great cities and towns that offer all of the above and more. In this blog post, we’ll explore New England’s top 5 places to

Updated: August 18, 2023

Are you a senior searching for an ideal companion for your golden years? Whether you’re looking for a loving furry friend to keep you company or a loyal partner for adventuring through life, our four-legged friends are perfect. Dogs provide companionship and unconditional love and can contribute to physical and emotional well-being by reducing stress