New Hampshire Medicare Supplement plans are standardized health expense coverage plans. The government standardizes these benefits across states and carriers, but premiums differ. These plans work with Original Medicare to cover your uncovered healthcare costs.
New Hampshire Medigap Enrollment Per Letter Plan
There are 98,155 beneficiaries with a Medigap plan in New Hampshire. Of these enrollees, 36.3% have Fee-for-Service Medicare in addition to Medigap.
What Are the Most Common Medigap Plans in New Hampshire?
The top Medigap letter plan in New Hampshire is Medigap Plan F, which has 44,707 participants. The next most popular plan New Hampshire residents pick is Medigap Plan N. This plan has 23,459 beneficiaries.
Another plan, Medigap Plan G, offers nearly full healthcare expense coverage. This plan is an excellent option for residents with significant Medicare Part A and Part B expenses. Its 10,992 beneficiaries indicate general satisfaction with the plan.
Another standard plan patients in New Hampshire choose is Medigap Plan C, featuring 2,038 beneficiaries. This plan covers everything but Part B excess charges.
Medigap Plan Coverage Chart for New Hampshire
The below chart lists the coverage benefits for each Medigap plan available in New Hampshire. These benefits are the same in each state and with every carrier.
Medicare Supplement Plans Costs in New Hampshire
Not everyone gets the exact Medicare Supplement plan cost. Several factors affect your New Hampshire Medicare Supplement plan’s monthly premium. How much you pay per month depends on your:
- Payment method
- Enrollment date
- Tobacco use
Lowest Premium Per Medigap Letter Plan in New Hampshire
The following quotes for the lowest Medigap premium apply to a woman who’s 65 years old and living in New Hampshire. These numbers are a general estimate rather than the exact premium you can expect for each plan.
Highest Premium Per Medigap Letter Plan in New Hampshire
The numbers below represent what the average 70-year-old male beneficiary could pay for each plan in New Hampshire.
Top Medicare Supplement/Medigap Plan Carriers in New Hampshire
The following quotes are also for New Hampshire females 65 years of age.
AARP offers some of the least expensive New Hampshire Medicare Supplement and Medigap plans, with monthly premiums ranging from $129 to $182. State Farm offers Plan N for only $113 per month, while Aetna charges $211 for Plan F.
What is the best Medicare Supplement Plan in New Hampshire?
The best Medicare Supplement plan New Hampshire has is from Anthem Blue Cross and Blue Shield. Patients pay $173.54 per month for Plan F, $134.05 for Plan G, and $121.68 monthly for Plan N.
Anthem Blue Cross and Blue Shield also have the highest star rating of nearly five stars. Their trustworthy name and longstanding history of coverage excellence make them a top choice in New Hampshire and many other states. However, determining which plan is best for you depends on your unique insurance and budget needs.
How old do you have to be to qualify for a Medicare Supplement plan in New Hampshire?
To be eligible for a New Hampshire Medicare Supplement plan, you have to be 65 years old or older. However, that’s not the only qualification you must have.
You’ll also need to be a Medicare Part B beneficiary. It’s best to enroll during the Open Enrollment Period to avoid higher fees or a Medigap coverage denial, but you can sign up for Medigap throughout the year. You can qualify for a Medigap plan before turning 65 if you have Original Medicare Parts A and B.
Which Medicare Supplement plan has the lowest rate increases in New Hampshire?
Medigap Plan G from United Healthcare has the lowest rate increases in New Hampshire. In 2021, rates were $181.50 per month for males and females. This number decreased in 2022 to $139.50 for females and $156.50 for males.
Other low rate increases were from Aetna, with an $11.86 increase for females and $13.50 for males.
What is the Medigap Enrollment Period for New Hampshire?
Your Medigap enrollment period begins as soon as you enroll in Medicare Part A and B.
If you enroll in Medicare when you turn 65, you have six months from your 65th birthday to enroll in a Medigap plan without risk of coverage denial due to pre-existing health issues. You can also change Medigap plans at any time throughout the year.
In New Hampshire, what disabilities qualify for a Medicare Supplement Plan before the age of 65?
If you have End-Stage Renal Disease, Lou Gehrig’s disease, or are fully disabled, you may be eligible to enroll in a Medigap plan before turning 65. However, you must first enroll in Original Medicare Parts A and B before becoming eligible for a Medigap plan.
How to Sign Up for Medicare Supplement/Medigap Plan in New Hampshire
At Medigap.com, we keep updated information on every state’s Medigap plans and private carriers. Whether you need a plan with full coverage or an affordable option, we can help.
Between plans with low premiums, comprehensive coverage, and additional inclusions, you need to know what you want and find the plan that provides the ideal benefits. Our team has significant experience detailing these plans and helping enrollees find one that meets their budget and medical coverage needs.
Call our friendly Medigap experts today. Or complete our online rate form to see rates today!