Dover, New Hampshire, Medicare beneficiaries have three options for expanding their baseline Medicare coverage: Medicare Part D, Medicare Advantage, and Medicare Supplement plans.

There are several plans and providers for each supplemental Medicare option in Dover, New Hampshire, each with different prices and distinct healthcare benefits.

Medicare plans in Dover, New Hampshire

Unlike Dover, New Hampshire Original Medicare Part A and B, which the federal government sets standardized prices for, supplemental Medicare plans vary in costs at each provider depending on your location, age, gender, and several other factors.

The rates in the charts below are what the average 70-year-old female Dover, New Hampshire, Medicare beneficiary can expect to pay for each supplemental option.

Medicare Advantage plans

With 33 Medicare Advantage plans available in Dover, New Hampshire’s home of Strafford County, Original Medicare beneficiaries have several options for expanding their healthcare coverage.

One popular Dover, New Hampshire, Medicare Advantage plan comes from UnitedHealthcare. It’s one of the city’s most affordable options, with a $0 premium and $4,500 maximum out-of-pocket (MOOP) rate. Every Medicare Advantage package receives a rating of one to five stars, which grades its effectiveness, and UnitedHealthcare has three stars.

Aetna offers a sought-after HMO option with a $0 premium and $6,700 MOOP. The plan has a four-star rating. It also includes prescription drug coverage.

Martin’s Point’s Medicare Advantage plan is the highest-rated in Dover, with a perfect five-star rating. It has a $0 monthly premium and a $6,500 MOOP. It even covers out-of-country care.

The average cost of Medicare Advantage plans in Dover, New Hampshire

PLAN PREMIUM MOOP Plan Type Star Rating
Martin’s Point $0 $6,500 HMO 5
Wellcare $0 $7,550 LOCAL PPO N/A
Humana $0 $4,500 LOCAL PPO 4
Aetna $0 $6,700 HMO 4
UnitedHealthcare $0 $4,500 LOCAL PPO 3

Medicare Supplement plans

Medicare Supplement plans, which insurance companies commonly market as “Medigap plans,” are optional packages that expand on the benefits of Original Medicare.

There are ten Dover, New Hampshire, Medicare Supplement plans, each with a different coverage range and prices that reflect those varying benefits. But even though the premium costs vary at each provider, the federal government ensures you’ll receive the same benefits in each plan regardless of where you sign up.

Plan F is the most popular Medigap option among Dover, New Hampshire, Medicare enrollees. It offers the most coverage, and the typical premium costs range from $215.36 to $393.79. Those high premiums do earn members more coverage.

Plan G is another popular Medigap option in Dover, New Hampshire. It covers everything included in Plan F aside from the Part B deductible, but average premiums for Plan G range slightly lower, from $167.96 to $364.18. Plan G includes nursing home coverage for those who need it.

High-Deductible Plan F (HDF) is an option in Dover for those looking for the extensive coverage offered in Plan F without the high monthly costs.

Plan F and HDF have the same benefits, but instead of paying high premiums and low deductibles as you would for Plan F, you’ll receive a costly deductible in exchange for a premium between $44 and $95.28. While you have to meet a higher deductible with this plan, you’ll have comprehensive coverage once you meet it.

The average cost of Medicare Supplement plans in Dover, New Hampshire

PLAN A $122.00 $274.81
PLAN B $174.10 $345.36
PLAN C $220.75 $338.80
PLAN D $167.71 $281.80
PLAN F $215.36 $393.79
PLAN HDF $44.00 $95.28
PLAN G $167.96 $364.18
PLAN HDG $44.00 $95.28
PLAN K $65.00 $166.30
PLAN L $116.50 $242.51
PLAN M $196.25 $314.18
PLAN N $129.54 $255.47

Medicare Part D prescription drug plans

Medicare Part D covers medication costs for nearly all standard prescription drugs. These plans are popular among Medicare beneficiaries because they’re the only way to receive Medicare drug coverage, aside from a few specialized Medicare Advantage plans.

Aetna has a sought-after low-premium Part D plan with a $7.60 monthly cost and a $480 deductible. It features $0 copays on Tier 1 prescription drugs. The plan has a three-star rating.

Wellcare’s Part D plan in Dover, New Hampshire, has a low $11.90 premium, a $480 deductible, and a three-star rating identical to Aetna’s. Copays start at $0 at many major pharmacies. The plan covers thousands of medications, including most generic drugs.

Humana’s four-star Part D plan is one of the best-rated options in Dover, New Hampshire. It costs $22.70 in monthly premiums and a $480 deductible payment. This deductible goes down to $0 for Tier 1 and 2 drugs.

The average cost of Medicare Part D plans in Dover, New Hampshire

Aetna $7.60 $480 3
Wellcare $11.90 $480 3
Humana $22.70 $480 4
Elixir $28.30 $480 3
Cigna $29.60 $480 3

Special Needs plans

Medicare Special Needs Plans (SNP) are a subgroup of Medicare Advantage available in Dover for anyone with chronic disabilities or specialized medical needs. Only a handful of Medicare Advantage providers offer these plans, which aren’t available in every area.

UnitedHealthcare has the only SNP available in Dover, New Hampshire. It’s institutional eligibility, a Local PPO plan with a $30.50 premium and $1,800 MOOP. This plan covers vision, dental, and even hearing loss.

The average cost of Medicare Special Needs plans in Dover, New Hampshire

PLAN PREMIUM MOOP Plan Type Eligibility
UnitedHealthcare $30.50 $1,800 LOCAL PPO Institutional

How to Sign Up for Supplemental Medicare in Dover

We can make it easy for you to find the supplemental Medicare you need to live a comfortable life in Dover, New Hampshire.

Our licensed insurance agents work with all Dover, New Hampshire, Medicare providers to compare rates and plans and send you our comprehensive comparison for free.

So give our team a call now. Or fill out our quick and easy online rate form to get the best rates in the area today!

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.