Supplemental Medicare plans in Derry, New Hampshire, give Original Medicare Part A and B users coverage for health and wellbeing services they don’t get in their baseline Medicare.
The three standard options for additional Medicare in Derry are Medicare Part D plans, Medicare Supplement plans, and Medicare Advantage plans.
Medicare plans in Derry, New Hampshire
Each supplemental Medicare option has a different price that varies based on your location, age, gender, provider, and other factors. Unlike Original Medicare, which the federal government oversees and standardizes prices for, private insurance companies distribute and control these optional plans.
The charts below show the average costs for sought-after Derry, New Hampshire, Medicare options for a typical 65-year-old male.
Medicare Advantage plans
Medicare Advantage plans cover essential services like vision, dental, and hearing appointments, and in Derry, New Hampshire, beneficiaries have several options to choose from when it comes to Medicare Advantage.
Rockingham County, Derry’s home county, has 36 Medicare Advantage options at several prices from different providers.
One of the cheapest options comes from UnitedHealthcare. It has a $0 premium and a maximum out-of-pocket (MOOP) rate of $4,500. Every Medicare Advantage package receives a rating of one to five stars, which grades its effectiveness, and UnitedHealthcare has three stars.
Harvard Pilgrim has one of Derry, New Hampshire’s few low-cost HMO Medicare Advantage plans. It costs $0 in premiums and has a $6,700 MOOP. It also includes drug coverage.
Martin’s Point’s $0 premium, $7,050 MOOP Derry, New Hampshire, Medicare Advantage plan is among the state’s highest-regarded. The Martin’s Point plan has a perfect five-star rating. It even covers out-of-country care.
The average cost of Medicare Advantage plans in Derry, New Hampshire
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| Wellcare | $0 | $7,550 | LOCAL PPO | N/A |
| Harvard Pilgrim | $0 | $6,700 | HMO | 4 |
| Martin’s Point | $0 | $7,050 | HMO-POS | 5 |
| UnitedHealthcare | $0 | $4,500 | LOCAL PPO | 3 |
| Humana | $0 | $4,800 | LOCAL PPO | 4 |
Medicare Supplement plans
Medicare Supplement plans, which most Derry, New Hampshire providers call Medigap plans, offer additional coverage overlooked in Original Medicare Part A and B.
Ten Medigap plans are available in Derry, and the federal government standardizes their benefits so that each policy will have the same coverage regardless of your provider.
However, despite the coverage staying the same, insurance companies will shift the premium prices for your plan depending on several criteria.
Plan F is the most popular Medicare Supplement plan in Derry, New Hampshire. It provides more coverage than any other Medigap option but has the priciest range of premium rates. Plan F typically costs anywhere from $205 to $368.73.
Plan G is another popular Medicare Supplement option. It covers everything in Plan F except the Part B deductible, and the average costs are nearly the same, ranging from $156.50 to $335.93. Plan G includes nursing home coverage for those who need it.
Derry, New Hampshire, Medicare beneficiaries who need baseline Medigap coverage without the extra benefits generally opt for Plan N. It doesn’t have as much coverage as Plan G or F, but the average cost range of $126.06 to $241.31 is much lower. That said, it still does fill in some Medicare gaps.
The average cost of Medicare Supplement plans in Derry, New Hampshire
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $112.75 | $256.37 |
| PLAN B | $162.75 | $323.88 |
| PLAN C | $204.00 | $320.02 |
| PLAN D | $162.61 | $280.00 |
| PLAN F | $205.00 | $368.73 |
| PLAN HDF | $44.00 | $92.16 |
| PLAN G | $156.50 | $335.93 |
| PLAN HDG | $44.00 | $89.27 |
| PLAN K | $60.00 | $157.09 |
| PLAN L | $107.50 | $227.48 |
| PLAN M | $171.17 | $288.63 |
| PLAN N | $126.06 | $241.31 |
Medicare Part D prescription drug plans
Medicare Part D plans cover costs for most prescription medications. Part D policies are prevalent for Derry, New Hampshire, Medicare users because the only supplemental Medicare options with drug coverage are a small handful of Medicare Advantage plans.
Aetna’s Part D plan is one of the most popular and affordable. It has a $7.60 premium and a $480 deductible. It features $0 copays on Tier 1 prescription drugs.
Elixir offers another sought-after Part D plan with a $480 deductible and $28.30 premium. This plan comes with a three-star rating. It also has Extra Help, a subsidy option for low-income people.
Humana’s Part D option has a $22.70 premium, $480 deductible, and a four-star rating, making it one of Derry, New Hampshire’s highest-rated Part D plans. It offers $0 copays on many Tier 1 and 2 prescription drugs. The plan works with many different pharmacies to remain accessible to its members.
The average cost of Medicare Part D plans in Derry, New Hampshire
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $7.60 | $480 | 3 |
| Wellcare | $11.90 | $480 | 3 |
| Humana | $22.70 | $480 | 4 |
| Elixir | $28.30 | $480 | 3 |
| Cigna | $29.60 | $480 | 3 |
Special Needs plans
Medicare Special Needs Plans (SNPs) are a subsection of Medicare Advantage with unique coverage for beneficiaries with chronic disabilities and specialized medical needs.
Unfortunately, they are unavailable everywhere or at every provider, and as you can see, Derry, New Hampshire has only one SNP option.
That SNP is a local PPO plan with institutional eligibility from UnitedHealthcare. It has a $30.50 premium and $1,800 MOOP. This plan covers vision, dental, and even hearing loss.
The average cost of Medicare Special Needs plans in Derry, New Hampshire
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| UnitedHealthcare | $30.50 | $1,800 | LOCAL PPO | Institutional |
How to sign up for Medicare plans in Derry
Looking for a Medicare Supplement plan is an excellent choice for many, but it’s still difficult if not armed with the correct information.
Our licensed insurance agents make it easy for Medicare enrollees to find the supplemental plans they need. We work with all Derry, New Hampshire, Medicare providers and compare all their rates and plans for free so that you can quickly find the coverage you need to live comfortably.
Call our agents today. Or complete our online rate form to get the best price quotes in your area.
