Several supplemental Medicare options are available in Concord, New Hampshire, and dozens of providers for those additional plans.
The three main types of optional Concord, New Hampshire Medicare are Medicare Supplement plans, Medicare Part D plans, and Medicare Advantage plans.
Medicare plans in Concord, New Hampshire
There is no price standardization for the three primary types of supplemental Medicare because private insurance companies distribute the plans, unlike Original Medicare, which the federal government controls.
The costs for each plan will vary based on your provider, location, age, gender, and several other factors. The charts below show the average rates for a typical 65-year-old female Concord, New Hampshire, Medicare enrollee.
Medicare Advantage plans
Concord, New Hampshire’s Merrimack County, has one of the state’s densest populations of Medicare Advantage plans.
Residents have 37 different plans to choose from, including several affordable options with no monthly costs.
Aetna’s Concord, New Hampshire, Medicare Advantage plan is one of the highest-regarded local PPO options in the state. It has a $0 premium and a $6,700 maximum out-of-pocket (MOOP) rate.
Medicare Advantage plans receive ratings from one to five stars grading their coverage effectiveness, and Aetna has three stars.
UnitedHealthcare has a popular HMO Medicare Advantage option with an identically priced $0 premium and $6,700 MOOP. It has a four-star rating. This plan only requires a $3 copay for Tier 1 Prescription medications.
Martin’s Point’s MA plan has a perfect five-star rating on top of a $0 premium and $7,050 MOOP. It includes Part D prescription drug coverage with no copays. While out-of-network services will incur costs, those costs are relatively low.
The average cost of Medicare Advantage plans in Concord, New Hampshire
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| Martin’s Point | $0 | $7,050 | HMO-POS | 5 |
| Aetna | $0 | $6,700 | LOCAL PPO | 3 |
| Wellcare | $0 | $7,550 | LOCAL PPO | N/A |
| UnitedHealthcare | $0 | $6,700 | HMO | 4 |
| Anthem BCBS | $0 | $6.900 | HMO | 3 |
Medicare Supplement plans
Medicare Supplement plans, which providers commonly market as Medigap plans, are optional Medicare packages enrollees use to expand their Original Medicare coverage.
There are ten Medicare Supplement plans in Concord, New Hampshire, each with a different price and varying benefits. But because the federal government standardizes their coverage, providers can’t shift what comes in each policy, only the costs.
Plan F is the most popular Medigap plan in Concord, New Hampshire, but it’s also the most expensive. Beneficiaries can pay anywhere from $182.50 to $331.97 for Plan F monthly premiums, but these plans also have the most coverage. This includes up to 80% coverage for foreign travel medical services.
Concord, New Hampshire, Medicare users who want Plan F without the monthly costs can opt for High-Deductible Plan F (HDF), the same policy but with a high-priced deductible and lower premiums. Premium rates for HDF typically range from $38 to $83.02. While you have to meet a higher deductible with this plan, you’ll have comprehensive coverage once you meet it.
Plan N is a popular option with less coverage than Plan F, but it’s cheaper as a whole. Plan N beneficiaries typically pay monthly premiums from $113.05 to $232.03. However, it doesn’t cover the Plan B deductible like other plans.
The average cost of Medicare Supplement plans in Concord, New Hampshire
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $100.25 | $230.84 |
| PLAN B | $144.75 | $291.60 |
| PLAN C | $181.50 | $307.71 |
| PLAN D | $147.31 | $244.00 |
| PLAN F | $182.50 | $331.97 |
| PLAN HDF | $38.00 | $83.02 |
| PLAN G | $139.50 | $302.44 |
| PLAN HDG | $38.00 | $80.43 |
| PLAN K | $53.25 | $151.04 |
| PLAN L | $95.75 | $204.83 |
| PLAN M | $156.10 | $259.85 |
| PLAN N | $113.05 | $232.03 |
Medicare Part D prescription drug plans
Medicare Part D plans cover prescription drug costs for nearly all types of medication. These policies are popular with Concord, New Hampshire enrollees since no Medigap plans and only a handful of Medicare Advantage plans cover prescription medications.
Aetna’s Part D plan is one of the cheapest options in Concord. It has a $7.60 premium and a $480 deductible. The plan has a three-and-a-half-star rating.
Wellcare offers a popular Part D option with a $480 deductible and $11.90 premium. Copays start at $0 at many major pharmacies. The plan covers thousands of medications, including most generic drugs.
Humana’s four-star rated Medicare Part D plan in Concord, New Hampshire, is one of the highest-rated options in the area. The average premium is $22.70, with a $480 deductible. This deductible goes down to $0 for Tier 1 and 2 drugs.
The average cost of Medicare Part D plans in Concord, New Hampshire
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $7.60 | $480 | 3 |
| Wellcare | $11.90 | $480 | 3 |
| Humana | $22.70 | $480 | 4 |
| Elixir | $28.30 | $480 | 3 |
| Cigna | $29.60 | $480 | 3 |
Special Needs plans
Medicare Special Needs Plans (SNP) are a subset of Medicare Advantage plans available in Concord for people with specialized medical needs. People with chronic disabilities or qualifying medical conditions can sign up for SNPs before the standard qualifying age of 65. However, these plans aren’t available at every provider or location.
As you can see, Concord, New Hampshire has only one SNP option. It’s a local PPO plan from UnitedHealthcare with institutional eligibility, a $30.50 premium, and a $1,800 MOOP. The plan even covers rides to doctor visits and pharmacies.
The average cost of Medicare Special Needs plans in Concord, New Hampshire
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| UnitedHealthcare | $30.50 | $1,800 | LOCAL PPO | Institutional |
How to sign up for Medicare plans in Concord
Medigap.com makes finding Concord, New Hampshire, Medicare plans, providers, and rates easy in just a few hours.
We work with all insurance companies and compare their rates and coverage specifics for you for free so that you can easily find the additional coverage you need to live comfortably.
Call our team today, or complete our convenient online rate form to get the best rates in Concord, New Hampshire!
