There are about 305,000 New Hampshire Medicare beneficiaries. Most of those people are Original Medicare beneficiaries, and a much smaller portion of that population has a Medicare Advantage Plan.
We’ll review Original Medicare and some supplemental Medicare plans available to New Hampshire Medicare beneficiaries.
New Hampshire Medicare Facts & Figures
- In New Hampshire, there are about 211,000 Part A and B beneficiaries.
- Of those beneficiaries, 178,000 aged into Medicare.
- About 33,000 people have Part A and B coverage due to disability.
- About 64,000 people have a Medicare Advantage plan in New Hampshire.
- Over 200,000 utilize the benefits of a Medicare Part D plan in New Hampshire.
Medicare Costs in New Hampshire for 2023
Part A Medicare covers nursing facilities, hospice, and inpatient hospital care, and Part B covers doctor services, necessary equipment, and preventative service.
Generally, beneficiaries don’t have to pay a premium for Part A, while Part B has a monthly premium. Parts A & B will cover most of your medical expenses but not all of them.
|Medicare Part A Costs in 2023||Medicare Part B Costs in 2023|
Original Medicare Coverage
Most New Hampshire Medicare beneficiaries enroll when they turn 65, but some enroll earlier because of qualifying disabilities.
There are 243,000 Part A enrollees, with the vast majority due to age and only 40,000 due to disability. Part B has 211,000 total enrollees, with 179,000 due to age and 32,000 due to disability.
|Medicare Part A (Hospital Coverage)
||Medicare Part B (Medical Insurance)
Supplemental Medicare Plans in New Hampshire
With healthcare costs rising daily, paying for patient care and doctor’s visits is often challenging. Fortunately, Medicare coverage will help pay for those bills when they come.
Unfortunately, Medicare only covers some of the expenses and only the Medicare-approved parts. New Hampshire Medicare beneficiaries need a supplemental Medicare plan to help cover those costs and provide additional coverage.
Medicare Advantage (MA) is a popular plan available to New Hampshire residents. These plans cover the basic costs of Original Medicare while providing additional coverage not included in Part A or B. Medicare offers six types of MA plans in the area.
Medicare Advantage plans — also called Part C plans — have a maximum cost to you, known as the maximum out-of-pocket cost (MOOP). The MOOP is the most amount of money you can pay out of pocket before the insurance provider covers 100% of your medical expenses, including copays.
Medigap plans, or Medicare Supplement plans, are plans that you can add to your Original Medicare to lower costs and receive additional benefits. Unlike MA plans, Medigap plans receive government standardization, meaning the benefits under each letter plan remain the same with every carrier and location.
Medicare Part D provides coverage for prescription drugs. Since only some MA plans and no Medigap plans offer prescription coverage, beneficiaries often enroll in stand-alone Part D plans to help lower their drug costs.
New Hampshire Cities with Estimated Premiums for Supplemental Coverage
Estimated premiums for different supplemental coverage for the cities shown can be accessed below:
New Hampshire Medicare Resources
There are many resources available to New Hampshire Medicare beneficiaries and seniors. Medicaid is an excellent resource since many seniors are on a fixed budget, and every state has a dedicated SHIP program department that helps seniors.
The New Hampshire Insurance Department helps seniors and regulates the market, keeping insurance costs from inflating exponentially. With so many plan options and resources available, it can be challenging to know where to start. The Medigap.com team is here to help!
What benefits come with Original Medicare in New Hampshire?
New Hampshire Medicare beneficiaries receive a lot with Part A and B coverage. Part A covers hospital and nursing home care and inpatient needs, such as lab tests, and Part B covers doctor visits and home-based health care services.
Is Original Medicare Part A and B in New Hampshire?
Yes, Medicare Parts A and B offer the same coverage in New Hampshire as in every other part of the United States.
Medicare is federally funded and provides all enrolled beneficiaries the same Part A and B benefits. You can enroll in Original Medicare Part A and B in New Hampshire by visiting the Social Security Administration.
Does Medicare Part B pay for prescriptions in New Hampshire?
Original Medicare only covers prescription drugs given during a covered stay in a facility. Your Medicare Part B plan does not cover any prescriptions taken at home. To help with this, we recommend a Medicare Part D plan.
It’s important to remember that not all Part D plans cover the same prescription medications. It’s crucial to explore the different types of Part D plans to see which ones offer coverage for your medications.
Can I get Medicare Part B for free in New Hampshire?
Usually, Part B is a paid service with a minimum monthly premium. However, New Hampshire has two programs to help pay for the premiums.
The first is the SLMB program, which covers Part B premiums for low-income individuals. Another is the QDWI, which helps those with permanent disabilities who need assistance.
How do I know if I have Original Medicare in New Hampshire?
Original Medicare enrollees receive a red, white, and blue card as proof of enrollment.
If you’re still unsure of your Medicare enrollment status, you can call your local Social Security office or Medicare directly. You can also visit Medicare’s website and log in or create an account to check your enrollment status.
How to Sign Up for Supplemental Medicare in New Hampshire
When it comes to finding the best supplemental Medicare plan for you, our licensed insurance agents are here to help. We work with all insurance carriers and compare every available plan so that you can find the perfect one for your unique needs and budget.
With the help of our agents, you can feel confident about choosing a supplemental plan and know that you’re getting the best possible coverage for yourself or your loved ones.
Call us today to get started! Or fill out our easy online rate form to receive the best rates in your area of New Hampshire.