Missouri Medicare Supplement Plans are hands down the most comprehensive coverage for Medicare. These standardized plans are regulated and have the same benefits regardless of who you enroll in or where you live.

These plans fill in the gaps left by Original Medicare. This is the reason they are also referred to as Medigap Plans. Due to the fact that these plans work alongside Original Medicare, beneficiaries retain the freedom to visit any provider nationwide.

Missouri Medicare Supplement Plans Enrollment

Missouri has quite a bit of rural areas. Since Medigap plans allow you to see any provider that takes Medicare, it allows residents in rural areas more access to healthcare. Missouri has 327,545 Medicare Supplement enrollees, which makes up 37.6% of the Medicare beneficiaries.

PLAN A B C D F G K L M N
1,981 1,950 8,938 4,555 186,122 87,259 1,032 904 11 21,139

What are the Best Missouri Medicare Supplement Plans

The most popular Medicare Supplement plans in Missouri are Plans F, G, and N. They are the most popular because of how good the coverage these plans offer.

Plan F isn’t just the top plan in Missouri but in the entire nation. When you enroll in Plan F the only costs you are responsible for is the monthly plan premium. It picks up all the costs left over from Original Medicare.

New Medicare beneficiaries aren’t eligible for enrollment into plan F due to the MACRA act.

Plan G is the number one plan for new Medicare beneficiaries. The coverage is identical to plan F in every way except one. Plan G doesn’t pay the Medicare Part B deductible. This is the closest plan to Plan F for new beneficiaries.

Plan N has always been a popular option. With premiums that are more affordable than Plans F and G and strong benefits, Plan N has always been a solid option. The Plan N coverage is very similar to Plan G. The difference is that when you use the plan you will pay small copays when you see your doctor or visit the emergency room. It also doesn’t cover Medicare excess charges.

Medigap Plan Coverage Chart for Missouri

The chart below shows the benefits of each letter plan. Keep in mind that all these benefits are the same no matter which plans you choose or the insurance carrier you enroll with. In addition, the coverage is the same from state to state.

Missouri Medicare Supplement Plans Costs

There are several factors that can affect your monthly premiums when it comes to Medicare Supplement plan pricing. The biggest factors that can influence your rate include age, location, and tobacco use. Other factors are gender, how you pay, rate locks, when you enroll, and if you qualify for any household discounts.

When enrolling in a situation where underwriting is necessary that can impact your rate as well. Fortunately, Missouri has an anniversary rule that allows you to change to another carrier without Medical Underwriting. The caveat is that you can only switch to the same letter plan you’re already enrolled in without underwriting during your anniversary rule

Lowest Premium Per Missouri Medicare Supplement Plan

Next, we’ll cover the lowest premium per plan letter. Keep in mind that these prices are based on a 65-year-old woman.

PLAN A B C D F G K L M N
Premium $94 $150 $177 $164 $178 $146 $62 $105 $132 $120

Most Expensive Premium Per Medigap Letter Plan in Missouri

The following graphic shows the highest cost of Medigap plans for each plan letter. The chart below’s information is using data from a 70-year-old man.

PLAN A B C D F G K L M N
Premium $402 $381 $397 $334 $464 $413 $145 $322 $382 $334

Top Medigap Plan Carriers in Missouri

Now we’ll talk about the top-rated Medicare Supplement providers in Missouri. The prices shown in the chart below are using information from a female that is 65-years-old.

CARRIERS PLAN F PLAN G PLAN N
Slbi $200 $164 $120
Medico $195 $161 $125
AARP $191 $146 $127
State Farm $259 $174 $133
Transamerica $178 $164 $125

Cities in Missouri with Estimated Premiums for Medicare Supplement Coverage

Below, we’ve compiled a series of helpful charts to illustrate the projected costs of Medigap plans for the following Missouri cities:

FAQs

What are the top three Medicare Supplement Plans in Missouri?

The top three plans in Missouri are Plans F, G, and N. Will similar coverage levels and great benefits one of these top plans can fit your needs. Plan F is no longer available for new Medicare beneficiaries.

How much is Plan G in Missouri?

The price of Plan G will vary based on a few factors. Plan G starts at $146 and can be as expensive as $413 a month.

What’s the least expensive Medigap in Missouri?

Plan K is the cheapest Medicare Supplement in Missouri. It starts with a $62 a month premium.

What’s the average monthly cost of a Medigap Plan in Missouri?

The average cost of a Medigap plan in Missouri is about $150 a month.

How to Sign Up for Medicare Supplement Plan in Missouri

The state of Missouri has excellent Medicare Supplement rates. Choosing the right plan for you is vital in staying healthy and receiving the healthcare you deserve. With so many choices how do you choose the right plan for you? Well, the answer is we can help. Not only are our licensed agents experts in all things Medicare, but we love to help our clients.

We’ll arm you with the education and information needed to make the best situation for you. Help is only one call away. If now isn’t a good time, you can fill out our online request form.

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.