Of the 57,316,561 Medicare Part A and Part B beneficiaries, 24,144,296 have also opted to get Medicare Advantage in the US. We will explain supplemental Medicare in Cleveland, Ohio to help you join the millions of people on supplemental plans.

Medicare plans in Cleveland, Ohio

Over one million Buckeyes are beneficiaries of Original Medicare plans in Ohio. Supplemental plans enhance beneficiaries’ care by offering more opportunities to save on medical care. Below are the average price points of supplemental plans based on a 70-year-old female policyholder.

Medicare Advantage plans

A total of 195,517 Ohio residents have chosen Medicare Advantage plans. There are 79 Medicare Advantage plans available in Cuyahoga county.

Medical Mutual of Ohio has a five-star rating and offers a Local PPO plan. Local PPO allows you to go outside your network for care at a higher cost and without needing referrals to see specialists.

Paramount Elite is next, with a lower MOOP (maximum out-of-pocket) cost and a four-star rating. It features an HMO (Health Maintenance Organization) plan. You must go to healthcare providers within the network but have more robust coverage.

Aetna also has a four-star rating. They offer an HMO-POS plan. This is similar to a regular HMO plan in that you must stay within the network for care, with some out-of-network services permitted.

The average cost of Medicare Advantage plans in Cleveland, Ohio

PLAN PREMIUM MOOP Plan Type Star Rating
Medical Mutual of Ohio $0 $5,400 LOCAL PPO 5
Wellcare $0 $5,500 HMO 3
Paramount Elite $0 $3,900 HMO 4
Cigna $0 $4,500 HMO N/A
Aetna $0 $7,550 HMO-POS 4

Medicare Supplement plans

Private insurance companies provide Medigap Supplement plans to help fill coverage gaps for the care necessary for seniors.

The government provides regular Medicare while you cover the rest of the supplemental premium in Ohio. The benefits you receive depend on your plan.

One of the most popular Medigap plans is Plan G, which provides hospice and preventive care coinsurance. Medigap Plan G doesn’t offer a Part B deductible.

Plan F has the most robust coverage, including all coinsurances listed in Plan G, Part A and B deductibles, and Part B excess charges.

Plan N is the cheapest popular supplemental plan for Medicare in Cleveland, Ohio. This plan requires copays for doctors and emergency room visits.

All three plans provide a foreign travel benefit and a skilled nursing facility.

The average cost of Medicare Supplement plans in Cleveland, Ohio

PLAN A $86.10 $402.14
PLAN B $130.49 $356.28
PLAN C $143.44 $400.72
PLAN D $121.13 $309.13
PLAN F $136.93 $402.33
PLAN HDF $40.00 $91.85
PLAN G $115.93 $379.96
PLAN HDG $40.00 $70.00
PLAN K $49.42 $143.00
PLAN L $75.25 $291.93
PLAN M $92.56 $331.24
PLAN N $92.32 $358.90

Medicare Part D prescription drug plans

Part D helps pay for prescriptions. You must pay a monthly premium and yearly deductible, but Part D reduces the price of medications.

Humana provides one of the best Part D plans. It has a four-star rating and is the cheapest in this rating category; the monthly cost is $22.70 and lowers generic prescriptions to $0-$6.

UnitedHealthcare is the next best four-star plan, with a higher monthly cost and a lower yearly deductible. This is an excellent option for anyone taking several medications and name brands.

Wellcare has a three-star rating but provides a cheaper monthly premium. This is the best plan for anyone on a budget, but medications are more expensive due to lower monthly costs.

The average cost of Medicare Part D plans in Cleveland, Ohio

Wellcare $12.90 $480 3
Aetna $7.10 $480 3
UnitedHealthcare $27.90 $310 4
Humana $22.70 $480 4
Cigna $32.50 $480 3

Special Needs plans

Special Needs Plans, or SNPs, are split into three categories: Dual, Institutional, and Chronic. Dual SNPs are for low-income beneficiaries, Institutional SNPs are for residents of care facilities, and Chronic SNPs are for those with specific illnesses.

SNPs are not available everywhere. The best plan for D-SNPs (low-income) in Cleveland, OH, comes from Wellcare. Wellcare offers the lowest MOOP and an HMO-POS program.

The best I-SNP (institutional) in Cleveland comes from UnitedHealthcare. It offers an HMO plan, which only allows in-network service, but a low MOOP and decently priced monthly premium.

Finally, the best C-SNP (chronic) comes from Humana. This plan is suitable for anyone with a chronic illness or disability. Their plan is HMO, meaning there is robust coverage for in-network service.

The average cost of Medicare Special Needs plans in Cleveland, Ohio

PLAN PREMIUM MOOP Plan Type Eligibility
Wellcare $0 $3,450 HMO-POS Dual
UnitedHealthcare $29.80 $1,000 LOCAL PPO Institutional
Anthem BCBS $0 $7,550 HMO Dual
Humana $16.00 $6,700 HMO Chronic/Disability
Aetna $0 $7,550 HMO Dual

How to sign up for Medicare plans in Cleveland

If you want supplemental Medicare in Cleveland, Ohio, contact Medigap.com. We work with all private insurance companies to find the best free plan. You can fill out our online form or give us a call at the number above.

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for Medigap.com. She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at Medigap.com. He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.