Ohio Medicare Supplement plans, or Medigap plans, help Medicare beneficiaries pay for a significant portion of various Medicare costs, such as deductibles and coinsurance. Regulated by the federal government, Medigap plans are available in all 50 states. In addition, Medicare supplement plans offer both predictability and consistency as benefits remain the same, even with different carriers.

Ohio Medigap Enrollment & Coverage Chart Per Letter Plan

In Ohio, Medigap plans help 587,953 beneficiaries with their Medicare costs. To put this into perspective, around 40.9% of Medicare beneficiaries use Medicare Supplement plans.

Below is a chart with the number of Ohio Medicare beneficiaries enrolled in each letter plan.

PLAN A B C D F G K L M N
3,151 3,717 45,722 6,581 281,215 110,710 2,883 6,310 25 107,163

What Are the Most Common Medigap Plans in Ohio?

The most common Medigap plans in Ohio, based on the number of enrollees, include:

  • Plan F with 281,215 enrolled beneficiaries
  • Plan G with 110,710 enrolled beneficiaries
  • Plan N with 107,163 enrolled beneficiaries
  • Plan C with 45,722 beneficiaries
  • Plan J with 11,658 enrolled beneficiaries

Medigap Plan Coverage Chart for Ohio

The chart below indicates the various benefits of each Medigap letter plan. One of the benefits of Medicare Supplements is that their benefits remain the same through every carrier and in every state.

Medicare Supplement Plans Costs in Ohio

The monthly premium for a Medicare Supplement plan will vary from beneficiary to beneficiary based on different factors. For example, the most common factors that impact the cost of a Medigap plan are your location, gender, age, and tobacco use. Other factors include household discounts, how you pay your premiums, rate increase history, rate locks, and when you enroll in a plan.

Cheapest Premium Per Medigap Letter Plan in Ohio

The Medigap plans with the lowest monthly premiums are listed below. These numbers refer to quotes for a 65-year-old female beneficiary.

PLAN A B C D F G K L M N
Premium $78 $118 $134 $114 $123 $105 $44 $71 $85 $84

Most Expensive Premium Per Medigap Letter Plan in Ohio

Based on a 70-year old male beneficiary, the chart below shows the most expensive premium per letter plan in Ohio.

PLAN A B C D F G K L M N
Premium $446 $395 $422 $326 $440 $416 $149 $324 $367 $393

Top Medicare Supplement/ Medigap Plan Carriers in Ohio

The following are quotes for a female, 70-year old beneficiary in Ohio. Prosperity offers the most popular Medigap plan (Plan F) at the lowest monthly premium of $123.

Elips also provides the top three Ohio Medicare Supplement plans with monthly premiums of $125 for Plan F, $110 for Plan G, and $88 for Plan N.

CARRIERS PLAN F PLAN G PLAN N
Prosperity $123 $105 $84
Elips $125 $110 $88
Mutual of Omaha $130 $112 $91
American Benefit $138 $114 $86

FAQs

What Is the Best Medicare Supplement Plan in Ohio?

The top Medicare Supplement plan in Ohio is Plan F. However, each beneficiary has different insurance and healthcare needs, making some plans better than others. Before enrolling in a Medigap plan, consider how often you intend to use your insurance and what monthly premium you are willing to pay.

Where to Submit the Medicare Part B Claims for Ohio?

To file a claim, you will need to complete and submit the Patient Request for Medical Payment form. Refer to your Medicare Summary Notice for specific instructions on where to send your Medicare claims form.

You can also find information in the instructions for the type of claim you are filing on the second page under the “How do I file a claim?” section.

What Does Medigap Cost Per Month in Ohio?

The average monthly premium for a Medicare Supplement plan is around $150. Although Medigap benefits remain constant from state to state, the monthly premiums will vary depending on various factors, which include the beneficiary’s age, location, and tobacco use.

Are Medigap Premiums Based on Income in Ohio?

Beneficiaries with an income above a certain level may pay higher premiums for their Medicare parts B and D.

Contrarily, if your income falls below a certain level, you may qualify for different programs to help you lower various Medicare costs. Most assistance programs help reduce or cover the costs of prescription drugs or Medicare Part B rather than lower Medigap premiums.

What’s the Difference Between Medigap and Medicare Advantage in Ohio?

Medigap and Medicare Advantage plans both help Medicare beneficiaries lower their healthcare costs. Medicare Supplements work by covering the costs that Original Medicare doesn’t pay, such as deductibles and copayments.

On the other hand, Medicare Advantage plans offer more well-rounded coverage by providing the same benefits as Original Medicare plus extra benefits such as dental and vision. It is essential to remember that you cannot have both a Medicare Advantage Plan and a Medigap plan simultaneously.

How to Sign Up for Medicare Supplement/ Medigap Plan in Ohio

Ohio Medicare Supplement Plans offer several different benefits and levels of coverage. Since no two beneficiaries are the same, finding a plan that fits your unique needs can seem like an uphill battle.

Luckily, we work with all the top insurance carriers and can help you compare the best plans for free. Give us a call or fill out the form to get rates now.

 

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.