There are just a bit more than 1,371,000 recipients of Original Medicare in the state of Ohio. Some of the 1 million-plus people in the Buckeye State are enrolled in all parts of Medicare. The rest receive their benefits from just some of Medicare’s offerings.

Original Medicare is a big help to those who have it, but there can come a time when you need more than what it offers. That’s where supplemental plans enter the picture.

There can be a vast amount to choose from in Ohio, so we will break down all of your Medicare options and even show you the number of other Ohioans who utilize the various Medicare parts.

Facts and Figures of Medicare in Ohio

  • Part A of Medicare in Ohio boasts 1,320,000-plus members.
  • Of the Ohioans in Part A, just under 1,119,000 recipients had aged into the program. On the other side of that coin, 201,000 beneficiaries entered Part A through disability.
  • When looking at Part D prescription drug plans, roughly 1,830,000 boomers partake in this benefit.
  • About 1,000,000 residents of Ohio enjoy Medicare Advantage plans.

Looking at Medicare Costs in Ohio for 2022

The only way to truly be prepared for the costs associated with Original Medicare is by knowing what each part is and what the deductibles, co-pays, and co-insurance rates are.

Part A of Medicare is for all your hospital visits. This is known as inpatient care and refers to any services rendered in an emergency room or a stay in the hospital that lasts more than a day generally.

Part B is for all outpatient care. Medical supplies, flu shots and vaccines, routine medical exams and anything that doesn’t require a hospital stay.

Medicare Part A Costs in 2022 Medicare Part B Costs in 2022
  • Part A is premium-free for most
  • Part A deductible is $1,556 per benefit period
  • Inpatient hospital stay days 61-90 is $389
  • The standard Part B premium is $170.10
  • The annual deductible for Part B is $233
  • Medicare pays 80%, you pay 20% out-of-pocket

Looking at Original Medicare Coverage in Ohio

There are a bit less than 1,146,000 Ohioans who are enrolled in both Part A & B of Medicare. Breaking down that number further shows right around 974,000 of those aged into the program. Another 172,000 residents enjoy both parts of Original Medicare after opting in through a disability.

Medicare Part A (Hospital Coverage)

  • Inpatient care in hospitals
  • Skilled nursing facility care
  • Hospice care
  • Home health care
Medicare Part B (Medical Insurance)

  • Services from doctors and health providers
  • Outpatient care
  • Home health care
  • Durable medical equipment
  • Some preventive services

Knowing More About Supplemental Medicare Plans in Ohio

Healthcare costs continue to rise year after year. Ohioans, like everyone else, want to find ways to mitigate these cost increases while also getting the most comprehensive coverage they can afford. While Medicare is helpful toward this goal, it’s still a tricky landscape to navigate.

That’s where a Medicare Supplemental plan can really make a difference when living in Ohio. These additions to Original Medicare can extend or close the gap between coverages to make sure you have the reassurance that you’re good to go medically. The reason many people prefer a Supplemental plan is their ease of use and simplicity to comprehend.

Private companies offer these plans at a low monthly premium to help you receive benefits for things that Original Medicare doesn’t cover. Medigap plans actually partner with the federal government to ensure you’re receiving options for care affordably.

When going with a Medigap plan, citizens in Ohio also opt to purchase a Part D prescription drug plan. Part D helps make medication available to Ohioans at more reasonable costs.

Another option for those looking to supplement their health care is a Medicare Advantage plan. Medicare Advantage guarantees emergency coverage outside Ohio or your immediate area. An MA plan can also help recipients with dental and eye care, which are not really a part of Original Medicare.

Medicare Resources for Ohioans

Ohio residents have several different choices when it comes to getting information about their Medicare coverage. The Ohio Senior Health Insurance Information Program (OSHIIP). The Ohio Department of Insurance runs OSHIIP.

If you’re looking to be connected with Medicaid benefits or even to just find out your eligibility, the Ohio Department of Health has a website dedicated to that.

Cities in Ohio with Medicare Supplement Coverage’s Estimated Premiums

Charts have been compiled to illustrate sample premiums for Medicare Supplemental coverage in the below Ohio cities:

FAQs

How much does Medicare cost in Ohio?

The cost of Original Medicare — meaning both Parts A & B — ranges from free to hundreds of dollars per month. This depends on if you’ve reached the age of 65 and also how many work years you have. If you have 10 years or more, Part A is free.

If you have less though, it can cost nearly $500 per month depending on how many work years short you are. Also, if you choose to pay for Part A of Medicare, you also must enroll in Part B.

What is the difference between Medicaid and Medicare in Ohio?

Medicare and Medicaid are only the same in that they are government-funded health care plans to cover U.S. citizens. However, who receives coverage under each plan varies.

For Medicare, this is for older people — as young as 62, depending on the circumstances — who might be drawing Social Security benefits and have a work history requirement to get premium-free coverage.

Medicaid directly covers pregnant women, children, people with disabilities, and low-income individuals or families.

Is Medicare free at 65?

You get Part A of Medicare for free if you are 65 years old and have started drawing Social Security benefits. If you have deferred taking Social Security until a later age, you will have to pay a small premium to receive it.

Also, you or your spouse must have 10 years of work history of paying Medicare taxes, or one of you must be classified as having a disability to qualify for premium-free Medicare.

Signing Up For Supplemental Medicare in Ohio

With so many different things surrounding Medicare to consider, it can be a daunting task to sort it out all by yourself. That’s why choosing to work with a licensed agent — free of charge — is in your best interest. It’s completely complimentary to contact us by filling out our rate form today to receive specific quotes for your area in Ohio.

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.