Around 298,200 people use Medicare in Cincinnati, Ohio. Less than half of these individuals use Medicare Advantage (MA) or supplemental plans. Go over the benefits of these plans here and work with us to find a plan that meets all your unique needs.
Medicare plans in Cincinnati, Ohio
Explore the costs of supplemental Medicare plans in Cincinnati with this article. Keep in mind that these rates focus on a male that’s 70 years of age. You may also find plans if you fit into a different demographic in Cincinnati.
Medicare Advantage plans
You have access to 66 Medicare Advantage plans in Cincinnati, Ohio, well above the national average of 39 plans. Yet, despite these choices, Cincinnati only has a 46.80% participation rate in these plans.
Start using a MA plan today by exploring these cheap options. Humana (HMO) provides you with the lowest rates, a $0 premium, and a MOOP of $4,700.
You may go over a slightly more expensive United Healthcare (HMO) plan at $4,900 for the MOOP with a $0 premium. United Healthcare has a five-star rating.
MediGold also offers a reasonably priced plan with a $0 premium. The program has a four-star rating and a MOOP of $5,700.
The average cost of Medicare Advantage plans in Cincinnati, Ohio
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| MediGold | $0 | $5,700 | LOCAL PPO | 4 |
| UnitedHealthcare | $0 | $4,900 | HMO | 5 |
| Anthem BCBS | $0 | $6,700 | LOCAL PPO | 4 |
| Wellcare | $0 | $5,500 | HMO | 3 |
| Humana | $0 | $4,700 | HMO | 4 |
Medicare Supplement plans
Medicare Supplement plans in Ohio help cover the costs not addressed by your Medicare plan. While premiums for these plans vary, they offer the same benefits nationwide.
Each plan has different average costs. For example, Plan G is very popular, with rates that range from $127.46 to $416.24. You may also select a less expensive option, like Plan HDG. This plan has rates starting at $41.79, though they may go up to $70.00.
Plan A can be the most expensive plan, with a low-end premium of $97.49. However, the costliest options under this plan can increase to $446.71.
The average cost of Medicare Supplement plans in Cincinnati, Ohio
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $97.49 | $446.71 |
| PLAN B | $145.69 | $395.73 |
| PLAN C | $153.35 | $422.75 |
| PLAN D | $132.12 | $326.15 |
| PLAN F | $148.75 | $440.72 |
| PLAN HDF | $42.00 | $92.51 |
| PLAN G | $127.46 | $416.24 |
| PLAN HDG | $41.79 | $70.00 |
| PLAN K | $56.12 | $149.00 |
| PLAN L | $82.17 | $324.24 |
| PLAN M | $99.04 | $367.94 |
| PLAN N | $102.15 | $393.20 |
Learn more about the difference between Medigap and Medicare Advantage here.
Medicare Part D prescription drug plans
You can get a Part D plan if you want standalone coverage to help with the costs of prescription medications in Ohio. Note that Medigap plans don’t offer this kind of coverage.
The cheapest Part D plan in Cincinnati comes from Aetna. The company offers a plan with a premium of $7.10 with a three-star rating. You may bump up to a four-star rating by selecting a Humana plan. The company offers a plan with a $22.70 premium and a $480 deductible.
Other four-star options include the offering from United Healthcare. Expect to pay a $27.90 premium for Part D services from United Healthcare.
The average cost of Medicare Part D plans in Cincinnati, Ohio
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $7.10 | $480 | 3 |
| Clear Spring Health | $17.00 | $480 | 2 |
| UnitedHealthcare | $27.90 | $310 | 4 |
| Wellcare | $12.90 | $480 | 3 |
| Humana | $22.70 | $480 | 4 |
Special Needs plans
You may also select a Special Needs Plan (SNP) as a Medicare Advantage plan. These plans assist individuals with special needs or chronic disabilities in Cincinnati. Inexpensive plans start with Humana (HMO), which offers a $0 premium and a $3,450 MOOP.
You may select Wellcare if you’re interested in an HMO-POS. Wellcare charges the same rates as Humana for their SNP. CommuniCare offers a plan designed for chronic disabilities through an HMO. The company charges a $16.00 premium with a $7,550 deductible.
The average cost of Medicare Special Needs plans in Cincinnati, Ohio
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| Humana | $0 | $3,450 | HMO | Dual |
| UnitedHealthcare | $33.50 | $7,550 | HMO | Dual |
| Anthem BCBS | $0 | $7,550 | HMO | Dual |
| Wellcare | $0 | $3,450 | HMO-POS | Dual |
| CommuniCare | $16.00 | $7,550 | HMO | Chronic/Disability |
How to sign up for Medicare plans in Cincinnati, Ohio
We work with all carriers, allowing us to provide you with comprehensive information about all your Supplemental Medicare options in the Cincinnati area. We offer you free services in Cincinnati and keep our focus on helping you find the plan that works best for you.
Our agents compare plans that offer the coverage levels you want, allowing you to find an option that works at a price you can afford. Want to learn more about Medicare in Cincinnati, Ohio? Give us a call or complete our rate form to get rates now.
