Around 298,200 people use Medicare in Cincinnati, Ohio. Less than half of these individuals take advantage of Medicare Advantage (MA) or supplemental plans. Go over the benefits of these plans here and work with us to find a plan that meets all your unique needs.
Medicare plans in Cincinnati, Ohio
Explore the costs of supplemental Medicare plans in Cincinnati with this article. Keep in mind that these rates focus on a male that’s 70 years of age. You may also find plans if you fit into a different demographic in Cincinnati.
Cheapest Medicare Advantage plans in Cincinnati, Ohio
You have access to 66 Medicare Advantage plans in Cincinnati, Ohio, well above the national average of 39 plans. Yet, despite these choices, Cincinnati only has a 46.80% participation rate in these plans.
Start using a MA plan today by exploring these cheap options. Humana (HMO) provides you with the lowest rates, a $0 premium, and a MOOP of $4,700.
You may go over a slightly more expensive United Healthcare (HMO) plan at $4,900 for the MOOP with a $0 premium. United Healthcare has a five-star rating.
MediGold also offers a reasonably priced plan with a $0 premium. The program has a four-star rating and a MOOP of $5,700.
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| MediGold | $0 | $5,700 | LOCAL PPO | 4 |
| UnitedHealthcare | $0 | $4,900 | HMO | 5 |
| Anthem BCBS | $0 | $6,700 | LOCAL PPO | 4 |
| Wellcare | $0 | $5,500 | HMO | 3 |
| Humana | $0 | $4,700 | HMO | 4 |
Average Medicare Supplement plans in Cincinnati, Ohio
Medicare Supplement plans in Ohio help cover the costs not addressed by your Medicare plan. While premiums for these plans vary, they offer the same benefits nationwide.
Each plan has different average costs. For example, Plan G is very popular, with rates that range from $127.46 to $416.24.
You may also select a less expensive option, like Plan HDG. This plan has rates starting at $41.79, though they may go up to $70.00.
Plan A can be the most expensive plan, with a low-end premium of $97.49. However, the costliest options under this plan can increase to $446.71.
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $97.49 | $446.71 |
| PLAN B | $145.69 | $395.73 |
| PLAN C | $153.35 | $422.75 |
| PLAN D | $132.12 | $326.15 |
| PLAN F | $148.75 | $440.72 |
| PLAN HDF | $42.00 | $92.51 |
| PLAN G | $127.46 | $416.24 |
| PLAN HDG | $41.79 | $70.00 |
| PLAN K | $56.12 | $149.00 |
| PLAN L | $82.17 | $324.24 |
| PLAN M | $99.04 | $367.94 |
| PLAN N | $102.15 | $393.20 |
Learn more about the difference between Medigap and Medicare Advantage here.
Affordable Medicare Part D prescription drug plans
You can get a Part D plan if you want standalone coverage to help with the costs of prescription medications in Ohio. Note that Medigap plans don’t offer this kind of coverage.
The cheapest Part D plan in Cincinnati comes from Aetna. The company offers a plan with a premium of $7.10 with a three-star rating.
You may bump up to a four-star rating by selecting a Humana plan. The company offers a plan with a $22.70 premium and a $480 deductible.
Other four-star options include the offering from United Healthcare. Expect to pay a $27.90 premium for Part D services from United Healthcare.
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $7.10 | $480 | 3 |
| Clear Spring Health | $17.00 | $480 | 2 |
| UnitedHealthcare | $27.90 | $310 | 4 |
| Wellcare | $12.90 | $480 | 3 |
| Humana | $22.70 | $480 | 4 |
Medicare Special Needs plans
You may also select a Special Needs Plan (SNP) as a Medicare Advantage plan. These plans assist individuals with special needs or chronic disabilities in Cincinnati.
Inexpensive plans start with Humana (HMO), which offers a $0 premium and a $3,450 MOOP. We can discuss this plan in more detail when you contact us.
You may select Wellcare if you’re interested in an HMO-POS. Wellcare charges the same rates as Humana for their SNP.
CommuniCare offers a plan designed for chronic disabilities through an HMO. The company charges a $16.00 premium with a $7,550 deductible.
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| Humana | $0 | $3,450 | HMO | Dual |
| UnitedHealthcare | $33.50 | $7,550 | HMO | Dual |
| Anthem BCBS | $0 | $7,550 | HMO | Dual |
| Wellcare | $0 | $3,450 | HMO-POS | Dual |
| CommuniCare | $16.00 | $7,550 | HMO | Chronic/Disability |
FAQ
Who sells Medicare Supplement Plans in Cincinnati, OH?
Many companies provide Medicare Supplement plans, including Aetna, Anthem BCBS, CareSource, Signa, and Humana. We compare these options, allowing you to select the best program for your needs.
What is the average cost of a Medicare Supplement plan in Cincinnati, OH?
The average cost around the country for supplement plans reached around $150 a month. Prices may vary based on your gender and age.
What Medicare Advantage plans are available in Cincinnati?
Cincinnati residents can access over 60 different Medicare Advantage plans. The variety in these plans allows you to select the best option for your unique situation. You also can find a plan that aligns with your budget by working with different insurance companies.
What is the highest-rated Medicare Advantage plan in Cincinnati, OH?
The MedMutual Advantage Access plan has the highest five-star rating in Cincinnati. Other five-star-rated plans include offerings from AARP Medicare Advantage Plan 6, AARP Medicare Advantage Plan 2, and MedMutual Advantage Select. Allow us to compare the programs from all these companies for you.
What is the difference between supplemental and Advantage plans in Cincinnati?
Medicare Supplement Plans enhance traditional Medicare plans. Medicare Advantage plans act as an alternative option, meaning you’d purchase the coverage from an insurance company instead of the government.
How to sign up for Medicare plans in Cincinnati, Ohio
We work with all carriers, allowing us to provide you with comprehensive information about all your Supplemental Medicare options in the Cincinnati area. We offer you free services in Cincinnati and keep our focus on helping you find the plan that works best for you.
Our agents compare plans that offer the coverage levels you want, allowing you to find an option that works at a price you can afford. Want to learn more about Medicare in Cincinnati, Ohio? Give us a call or complete our rate form to get rates now.
