Georgia is known for its beautiful weather and friendly people. But what many residents might not know about the state are all of its benefits when it comes to Georgia Medicare Supplement plans!

Twelve different choices with high-quality options mean you’ll be covered no matter where your home is located, which makes this an opportunity worth taking advantage of before disaster strikes.

Medicare Supplement plans can provide you with additional protection and benefits. The main advantage is that they go hand in hand with Original Medicare. These Medicare Supplement plans give you all the pros of Original Medicare without the high risk of unlimited out-of-pocket costs!

Georgia Medicare Supplement Plans

Medicare Supplement plans are a great way to protect yourself from high medical costs. Some people might enroll in Medigap options simply because they want comprehensive health insurance. In contrast, others may need it due to age or physical vulnerability that makes them more prone to health conditions such as diabetes and heart disease, which can arise without warning at any moment!

There are 369,924 Georgians enrolled in Medicare Supplements. That’s 31.7% of Georgia’s Medicare beneficiaries who have Medigap plans, but this number could grow rapidly with the ever-rising population.

Plan A B C D F G K L M N
Enrollees 2,010 2,436 12,414 1,809 199,510 90,411 2,015 890 10 38,850

The good news is that you can find the perfect Medicare plan for your needs without worrying about all these different state options. The government has established a standardization for Medicare Supplements to be easy!

There are only three exceptions, Massachusetts, Wisconsin, and Minnesota, which have unique plan options that follow national guidelines, such as the fact that you can see any doctor nationwide that accepts Medicare.

Medigap Plan Coverage Chart for Georgia

Medicare Supplement Plan Cost in Georgia

The differences in premiums for Medicare Supplement plans can vary from one part of Georgia to another, even if the coverage offers identical benefits.

For example, a 65-year-old male that smokes may have a different monthly price than somebody in that same situation living elsewhere in Georgia.

Lowest Premium Per Medigap Letter Plan in Georgia

Medicare Supplement plans are a great way to protect yourself from high out-of-pocket costs. For example, in Atlanta, Georgia, the following is an estimate of the lowest price for a man who is a 65-year-old non-smoking male for each Medicare Supplement plan.

Plan A B C D F G K L M N
Premium $120 $156 $216 $309 $159 $131 $67 $125 $101 $102

We have access to all Medicare Supplement insurance plans for Georgia residents. We aim to get you covered as quickly and efficiently as possible so that there’s no hassle or stress involved with choosing a plan or changing providers! Most Georgians on Medicare select one of the three top plan options, Plan F, Plan G, or Plan N.

Most Common Medigap Plans in Georgia

In Georgia, Medicare Supplement plans are well-known, with the most popular options being Plans F, G, and N.

However, individuals joining Medicare after 2020 must utilize an alternative to Plan F, such as Plan G or Plan N, since they are only available to those who qualify for Medicare before then. As a result, these aren’t an option for Georgians that are new to Medicare benefits.

With the removal of Plan F and Plan C, new Medicare enrollees will gravitate to Plan G or Plan N. These changes took effect in 2020 when Medicare discontinued Plans F and C for people new to Medicare. Thus, Plan G and N expect to see increased enrollments going forward.

Top Medicare Supplement Plan Carriers in Georgia

Choosing the right Medicare Supplement insurance might be challenging. We’ll compare the top carriers below to help you determine which Medicare Supplement policy is best for you. The cost is determined using criteria identical to our previous comparison tables, ensuring that your healthcare requirements meet a realistic budget!

Carriers Plan F Plan G Plan N
Medico Insurance Company $159 $130 $102
Accendo Insurance Company $176 $156 $119
The Capitol Life Insurance Company $183 $152 $111
Mutual Of Omaha Insurance Company $205 $149 $114
AARP Medicare Supplement Plans $228 $138 $123

Which Medicare Supplement in Georgia is Right for Me?

Depending on your specific demands, Medicare insurance is available in many varieties. Some people like plans with higher premiums that cover more thoroughly, while others prefer a less expensive option with lower monthly payments but decent coverage if something significant occurs.

Plans F and G have high deductible variations referred to as HDF and HDG. These Medicare Supplement policies are forms of Medigap insurance that offer comprehensive protection at a lower cost than traditional plans.

When considering Medicare Supplement plans, explore whether Plan F, G, or N is a better fit for your needs. If you’re already on Plan F and want to save money on your premiums, look at Plans G, and N. Remember that not everyone will require all the coverage benefits available!

Georgia Cities with Medicare Supplement Coverage Estimated Premiums

You can find charts with estimated premiums for Medicare Supplement coverage for the below cities:

FAQs

What’s the average cost of Georgia’s most popular Medigap Plan Options?

Medigap Plans in Georgia are different for each plan letter. The average cost for the most popular plans is:

  • Plan F averages $191
  • Plan G averages $145
  • Plan N averages $114

What’s the most popular Medicare Supplement in Georgia?

The most popular plan in Georgia remains Plan F. Since Plan F is discontinued for new Medicare beneficiaries, expect Plan G to become a beneficiary favorite quickly.

Do Georgia Medicare Supplement Plans increase annually?

You will likely see an annual increase on your Medicare Supplement Plan.

How often should I review my Medigap Supplement in Georgia?

You will typically want to check your Medigap alternatives every 5 to 7 years, but if you believe your premium rise has been greater than anticipated, you should review rates. You will generally have to undergo a series of medical underwriting questions to switch Medicare Supplement plans.

How to Get Help with Georgia Medicare Supplement Plans

Medicare can be a mysterious and complicated journey. But you don’t have to worry about it anymore because we’re here to help!

Our trained and licensed insurance agents are knowledgeable in all aspects of Medicare, from selecting the best sort of insurance for your needs to assisting you through the enrollment procedure. We work with many carriers, so you don’t have to guess which might be the best for you.

So give us a call today. Or fill out our online rate form to receive the best rates in your area.

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for Medigap.com. She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at Medigap.com. He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.