There are 134,242 beneficiaries enrolled in Original Medicare in Augusta, Georgia. Of those enrollees, 53.90% are female, and 46.10% are male.
Supplemental Medicare Plans in Augusta, Georgia
Georgia Supplemental Medicare Plans are plans you can enroll in to lower your Medicare costs. The following plans below are different types of Supplemental Medicare plans with quotes based on a 65-year-old male beneficiary.
Affordable Medicare Advantage Plans in Augusta, Georgia
This year, there are 39 available Medicare Advantage (MA) plans. In Augusta, about 40.56% of Medicare beneficiaries have a Georgia Part C plan to help them lower their healthcare costs.
Aetna’s Local PPO plan is one of the most affordable MA plans in the area, with a MOOP (maximum out-of-pocket cost) of $5,500 and a $0 monthly premium. Anthem BCBS also has a $0 premium MA plan with a higher MOOP of $7,550 and a three-star plan rating.
UnitedHealthcare’s Regional PPO has the highest star rating at four out of five, a $0 monthly premium, and a MOOP of $6,700.
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| Wellcare | $0 | $5,500 | LOCAL PPO | 3 |
| Humana | $0 | $6,700 | LOCAL PPO | 4 |
| Anthem BCBS | $0 | $7,550 | HMO | 3 |
| UnitedHealthcare | $0 | $6,700 | REGIONAL PPO | 4 |
| Aetna | $0 | $6,900 | LOCAL PPO | 3 |
Cheapest Medicare Supplement Plans in Augusta, Georgia
Augusta Medicare Supplement (Medigap) plans help cover the costs that Original Medicare in Georgia doesn’t cover, like copays. Although Medigap premiums will vary with different carriers and areas, benefits remain the same.
Plan G is one of the most popular Medigap plans, with premiums ranging from $124.64 to $331.85 per month. Similarly, Plan F’s lowest monthly premium is $150, and its highest is $495.10.
Medicare Supplement Plan N has lower premiums, ranging between $95.90 and $250 per month.
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $109.54 | $366.87 |
| PLAN B | $136.47 | $324.24 |
| PLAN C | $149.28 | $365.28 |
| PLAN D | $124.64 | $309.00 |
| PLAN F | $150.80 | $495.10 |
| PLAN HDF | $45.28 | $65.77 |
| PLAN G | $124.64 | $331.85 |
| PLAN HDG | $44.49 | $60.43 |
| PLAN K | $62.75 | $129.00 |
| PLAN L | $79.08 | $259.13 |
| PLAN M | $89.74 | $300.58 |
| PLAN N | $95.90 | $250.00 |
Average Medicare Part D in Augusta, Georgia
A standalone Medicare Part D plan covers prescription drugs. Medigap plans don’t include Part D coverage; however, some Medicare Advantage plans include Part D.
In Augusta, Aetna’s Georgia Part D plan has the lowest premium of $6.90 per month with a $480 deductible.
Humana has a four-star plan that has a monthly premium of $22.70 and a deductible of $480. UnitedHealthcare also has a four-star plan with a lower deductible of $310 and a monthly premium of $29.30.
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $6.90 | $480 | 3 |
| Wellcare | $12.90 | $480 | 3 |
| Clear Spring | $18.20 | $480 | 2 |
| Humana | $22.70 | $480 | 4 |
| UnitedHealthcare | $29.30 | $310 | 4 |
Medicare Special Needs Plans in Augusta, Georgia
Medicare beneficiaries with special needs or chronic disabilities may be eligible for a Medicare Advantage subset called Special Needs Plans (SNPs). Special Needs Plans help eligible beneficiaries reduce their costs of Medicare in Augusta, Georgia; however, they aren’t available in all areas.
Most SNPs have a $0 monthly premium. Wellcare’s SNP Local PPO has a MOOP of $3,000, the lowest in the area. Similarly, Humana’s Local PPO is available for dual-eligible beneficiaries and has a MOOP of just $3,450.
Beneficiaries who want to enroll in an HMO SNP plan can consider Anthem BCBS, which has a MOOP of $7,550 and is open to dual-eligible beneficiaries.
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| Anthem BCBS | $0 | $7,550 | HMO | Dual |
| Wellcare | $0 | $3,000 | LOCAL PPO | Dual |
| Humana | $0 | $3,450 | LOCAL PPO | Dual |
| UnitedHealthcare | $0 | $7,550 | LOCAL PPO | Dual |
| Humana | $0 | $7,550 | LOCAL PPO | Dual |
FAQs
How do I get Medicare in Augusta, GA?
Most people automatically enroll in Medicare when they turn 65. You can also apply for Medicare by calling or visiting the Social Security office.
Which is a good Medigap plan in Augusta, GA?
Since every beneficiary uses their health insurance differently, the value of a Supplement plan will vary depending on your insurance needs. However, the most popular Medigap plans in Augusta are Plans F, G, and N.
Are you automatically enrolled in Medicare if you’re on Social Security in Augusta, GA?
Yes. You will automatically enroll in Original Medicare Parts A and B after turning 65 if you’re already receiving Social Security benefits in Augusta, Georgia. If you’re not receiving Social Security benefits, you’ll need to enroll in Medicare.
Is Medicare Part A free in Augusta, GA?
In general, beneficiaries don’t have to pay a Medicare Part A premium. However, you may have to pay a premium if your income is above a certain level.
What Medicare Supplement plans are available in Augusta, GA?
There are multiple Medicare Supplement plans available in Augusta. The most popular programs include Medicare Plan F, G, HDG, and HDF.
How to Sign Up for Medigap Plans in Augusta, Georgia
There are many options in Augusta, Georgia, to purchase a Supplemental Medicare plan to extend your current benefits. For a monthly premium, you can avoid unexpected out-of-pocket expenses.
For any questions or plan recommendations, our licensed insurance agents can help you find a supplement that will fit your individual needs. Their time and knowledge are complimentary to you, so there’s no reason not to contact them.
So when you’re ready to buy a Supplemental Medicare plan, call us today. Or complete our simple online rate form to be connected with the best rates in Augusta, Georgia!
