Original Medicare Parts A and B have around 990,426 enrollees in Atlanta, Georgia. In addition, there are 454,702 beneficiaries enrolled in a Medicare Advantage plan.

Supplemental Medicare Plans in Atlanta, Georgia

Georgia Medicare Supplemental plans help beneficiaries reduce the costs of having Medicare in Atlanta. Below, we will discuss the various types of Supplemental Medicare Plans with quotes based on a 65-year-old female beneficiary.

Cheapest Medicare Advantage Plans in Atlanta, Georgia

About 45.91% of Atlanta Medicare beneficiaries have one of 39 available Georgia Medicare Advantage (MA) plans. Out of these enrollees, 54.89% are female, while 45.11% are male.

All the plans below have a $0 monthly premium. Kaiser Permanente has the highest rating at five stars, with a maximum out-of-pocket cost (MOOP) of $5,900.

The UnitedHealthcare HMO plan has a four-star rating with a MOOP of $6,700. On the other hand, Humana’s Regional PPO also has a four-star rating but a higher MOOP of $7,550.

PLAN PREMIUM MOOP Plan Type Star Rating
UnitedHealthcare $0 $6,700 HMO 4
Humana $0 $7,550 REGIONAL PPO 4
Wellcare $0 $7,550 HMO 3
Kaiser Permanente $0 $5,900 HMO 5
Aetna $0 $7,550 LOCAL PPO 4

Average Medicare Supplement Plans in Atlanta, Georgia

To help cover the costs of Original Medicare in Georgia, Atlanta beneficiaries can enroll in Medicare Supplement (Medigap) plans. Although Medigap Plan premiums will vary in different areas, the benefits remain the same, even with different carriers.

Plan F is one of the most popular Medicare Supplement plans, with monthly premiums ranging between $140.87 and $445.70. In addition, beneficiaries can enroll in a high deductible Plan F (HDF) with lower premiums between $42 and $61.85 per month.

Another popular Medigap plan is Plan G. The lowest premium for Plan G in the area is $116.36 per month, while the highest is $298.76 monthly.

LETTER PLAN LOWEST PREMIUM HIGHEST PREMIUM
PLAN A $107.62 $330.29
PLAN B $131.88 $291.92
PLAN C $147.16 $355.93
PLAN D $122.87 $285.16
PLAN F $140.87 $445.70
PLAN HDF $42.00 $61.85
PLAN G $116.36 $298.76
PLAN HDG $40.15 $55.00
PLAN K $59.00 $112.00
PLAN L $75.92 $233.32
PLAN M $88.95 $270.62
PLAN N $90.37 $222.05

Affordable Medicare Part D in Atlanta, Georgia

Prescription drug plans are the fourth part of Medicare that covers prescription drugs. Although some MA plans offer Part D coverage in Georgia, Medigap plans don’t.

Aetna has one of the most affordable Part D plans, with a premium of $6.90 per month and a deductible of $480.

Humana’s Part D plan has a four out of five-star rating, a $480 deductible, and a $22.70 monthly premium. The UnitedHealthcare four-star plan has a lower deductible of $310 and a slightly higher monthly premium of $29.30.

PLAN PREMIUM DEDUCTIBLE STAR RATING
Aetna $6.90 $480 3
Wellcare $12.90 $480 3
Clear Spring $18.20 $480 2
Humana $22.70 $480 4
UnitedHealthcare $29.30 $310 4

Medicare Special Needs Plans in Atlanta, Georgia

Special Needs Plans (SNPs) are a subset of traditional Medicare Advantage plans. SNPs are available to beneficiaries with chronic disabilities or special needs and have $0 monthly premiums.

Cigna’s HMO SNP plan is available to dual-eligible beneficiaries with a MOOP of $3,450. Humana’s Local PPO plan is also open to dual-eligible beneficiaries with the same MOOP.

Wellcare’s HMO plan also has a $3,450 MOOP but is only available to those with chronic or disabling conditions.

PLAN PREMIUM MOOP Plan Type Eligibility
Cigna $0 $3,450 HMO Dual
Wellcare $0 $3,450 HMO Chronic or Disabling
UnitedHealthcare $0 $7,550 LOCAL PPO Dual
Humana $ $3,450 LOCAL PPO Dual
Anthem BCBS $ $7,550 HMO Dual

FAQs

How do I apply for Medicare in Atlanta, GA?

You can apply for Atlanta, Georgia, Medicare through the Social Security office. You can either call them directly or apply online after creating a mysocial Security account.

Do I have to pay for Medicare Part A in Atlanta, GA?

Generally, Medicare Part A does not have a monthly premium. However, you could be responsible for a monthly premium of $499 if you didn’t pay Medicare taxes for at least 30 quarters. Additionally, your Part A premium will be $274 per month if you paid Medicare taxes for 30 to 39 quarters.

Who qualifies for Medicare in Atlanta, GA?

You may qualify for Medicare if the following applies:

  • You’re at least 65 years old
  • You are permanently disabled and receiving benefits from the Railroad Retirement Board or Social Security
  • You have End-Stage Renal Disease (ESRD) or Lou Gehrig’s Disease (ALS)

What Is Medicare Part C called in Atlanta, GA?

Medicare Part C is also known as Medicare Advantage. Medicare Advantage plans let you receive your Medicare benefits from private insurance companies rather than directly from Medicare.

Does Medicare Part A and B cover 100 percent in Atlanta, GA?

Medicare Part A covers 100% of allowable charges for the first 60 days after paying the deductible. Medicare Part B covers 80% of outpatient care costs.

How to Sign Up for Supplemental Medicare in Atlanta

Enrolling in a Supplemental plan for Medicare in Atlanta, Georgia, is an excellent way to reduce your healthcare costs. We can help you compare the top plans in the area by providing you with quotes from multiple services.

Our licensed insurance agents will listen to what you need and assist in aligning you with the optimal Medigap plan for your unique situation.

So call us today. Or get connected with the best rates in Atlanta after filling out our online rate form!

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.