Over 171,000 people in Savannah, Georgia, are Medicare beneficiary recipients. Of those hundreds of thousands, over 64,000 are on a Medicare Advantage plan.
Below, we will explore the different types of Medicare in Savannah, Georgia, and help determine the best for you.
Savannah, Georgia Supplemental Medicare Plans
Supplemental Medicare plans in Georgia provide several benefits to Medicare patients that Traditional Medicare does not. Below, we list some quotes that apply to the average 65-year-old woman.
Affordable Medicare Advantage plans in Savannah, Georgia
Of the 171,062 Medicare enrollees in Savannah, 53.53% are female. The average age for a Medicare patient in Savannah, GA, is 72.37% of Medicare policyholders have a Georgia Medicare Advantage plan. Savannah, GA, offers 42 different Medicare Advantage plans for eligible policyholders.
UnitedHealthcare offers an affordable Medicare Advantage plan with a MOOP of $6,700. MOOP refers to the maximum out-of-pocket cost you will spend when enrolled in a Medicare Advantage plan. UnitedHealthcare’s Medicare Advantage plan has a four-star rating and a $0 deductible.
Aetna is another wallet-friendly Medicare Advantage plan for Savannah residents. It’s a local PPO plan which caters to a small geographic region, and this four-star policy has a MOOP of $6,900 and a $0 deductible.
WellCare also offers a Medicare Advantage plan for Savannah, GA, Medicare patients. It has a $7,500 MOOP with no premium charge. You may be liable for a higher copay depending on your medical service. WellCare is an HMO plan, meaning policyholders must go to network providers for medical services.
PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
UnitedHealthcare | $0 | $6,700 | REGIONAL PPO | 4 |
Aetna | $0 | $6,900 | LOCAL PPO | 3 |
Humana | $0 | $5,900 | LOCAL PPO | 4 |
Anthem BCBS | $0 | $6,700 | LOCAL PPO | 4 |
WellCare | $0 | $7,500 | HMO | 3 |
Cheapest Medicare Supplement Plans in Savannah, Georgia
The US government standardizes Medicare Supplement plans like Original Medicare in Georgia. Medicare Supplemental Plans don’t vary state-to-state. Therefore, each of the below letter plans offers Medicare patients the same benefits. However, these plans do differ in price.
Most experts believe that Plan F is the best Medicare Supplement plan for Georgia policyholders. It’s the most comprehensive insurance package, covering Medicare A and B copayments, nursing home coinsurance, and Part A and B deductibles.
Plan G is another viable Medicare Advantage option for Savannah Medicare patients. It offers its policyholders several benefits, including hospice copayments, foreign travel emergency coverage, and Part A deductible coverage.
Plan N is ideal for people who want an affordable Medicare Supplement plan. Its premiums range from $85.24 to $222.05.
This Medicare plan offers Part A coinsurance, foreign travel emergency care, and Part B 20% coinsurance.
LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
PLAN A | $95.21 | $330.29 |
PLAN B | $118.69 | $291.92 |
PLAN C | $133.28 | $355.93 |
PLAN D | $111.28 | $285.16 |
PLAN F | $133.11 | $445.70 |
PLAN HDF | $40.40 | $61.85 |
PLAN G | $111.28 | $298.76 |
PLAN HDG | $39.72 | $55.00 |
PLAN K | $54.67 | $112.00 |
PLAN L | $68.75 | $233.32 |
PLAN M | $88.95 | $270.62 |
PLAN N | $85.24 | $222.05 |
Average Medicare Part D in Savannah, Georgia
Please note that not all Medicare Advantage plans cover prescription medications in Georgia. Invest in a stand-alone Part D plan if you want a comprehensive insurance policy covering pharmaceutical costs.
Aetna offers an exceptional Part D coverage plan for Savannah, GA, Medicare members. It has a $6.90 premium with a $480 deductible.
WellCare is another Part D Medicare that will help cover your prescription drug costs. The 3-star policy offers a $12.90 premium with a $480 deductible.
UnitedHealthcare offers a high premium price of $29.30. However, the 4-star Medicare policy has a deductible of just $310. It’s among the most popular Supplemental Medicare plans in Savannah, Georgia.
PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
Aetna | $6.90 | $480 | 3 |
WellCare | $12.90 | $480 | 3 |
Clear Spring | $18.20 | $480 | 2 |
Humana | $22.70 | $480 | 4 |
UnitedHealthcare | $29.30 | $310 | 4 |
Medicare Special Needs Plans in Savannah, Georgia
Medicare extends its benefits to people with special needs. A Special Needs plan helps people with chronic disabilities or critical medical conditions get the medical coverage they deserve. Note that SNPs aren’t available in all areas.
WellCare offers a $0 premium plan for special needs patients. This local PPO plan has a dual-eligibility policy. Dual-eligibility plans cater to patients who receive Title XVIII and state medical assistance.
Anthem BCBS is another intriguing SNP, offering a $5,900 MOOP and $0 premium for its policyholders. The HMO plan caters to people with chronic or disabling medical conditions.
Clear Spring provides exceptional benefits to Savannah’s special needs patients. It has a $3,450 MOOP and dual eligibility.
Clear Spring is an HMO plan allowing policyholders to access a vast medical network.
PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
WellCare | $0 | $3,000 | LOCAL PPO | Dual |
Anthem BCBS | $0 | $5,900 | HMO | Chronic or Disabling |
Clear Spring | $0 | $3,450 | HMO | Dual |
UnitedHealthcare | $0 | $7,550 | LOCAL PPO | Dual |
Humana | $0 | $7,550 | LOCAL PPO | Chronic or Disabling |
FAQs
What is Medicare Plan F in Savannah, GA?
Medicare Supplement Plan F is Savannah, Georgia’s most comprehensive Medigap Plan. It covers deductibles for Part and Part B Medicare. Also, it pays Part A and B coinsurance copayments and nursing facility coinsurance. Unfortunately, you can only enroll in Plan F if you were eligible for Medicare before 2020.
Who is eligible for Part B in Savannah, GA?
You’re eligible for Part B Medicare in Savannah, Georgia, if you’re 65 years of age or older, have renal disease in the end-stage, or have ALS. People under 65 who receive disability benefits may also be eligible for Medicare.
Which Medicare Supplement Plan is going to disappear in Savannah, GA?
You can no longer get Medicare Plans F, C, or HDF if you’re a new Medicare member. New government legislation does not allow Medicare plans to cover Part B deductibles. Plan G will become the most popular letter plan soon.
What are the four types of Medicare available in Savannah, GA?
The four types of Medicare in Savannah, GA, are Part A, Part B, Part C, and Part D. Part A focuses on inpatient coverage, while B covers outpatient treatments. Furthermore, Part C offers alternative methods to get your Medicare benefits, and Part D helps pay for prescription drugs.
What Medicare Supplement plans are available in Savannah, GA?
Your choice of Medicare Advantage plan depends on your needs and budget. Chatham County patients have 42 different Medicare Advantage available to them.
Plans F, G, and N are Savannah, Georgia’s most common Medicare Supplement plans. All these plans will complement your Traditional Medicare policy.
How to Sign Up for Supplemental Medicare in Savannah
Our expert team of licensed insurance agents works with Savannah’s best Medicare Advantage insurance providers. We will get you rates, allowing you to compare your different Medicare Advantage options.
If you need Medicare in Savannah, Georgia, call us today. Or fill out our rate form to connect with the best rates in the area!