Over 171,000 people in Savannah, Georgia, are Medicare beneficiary recipients. Of those hundreds of thousands of people, over 64,000 are on a Medicare Advantage plan.
Below, we will explore the different types of Medicare in Savannah, Georgia, and help determine which is the best for you.
Savannah, Georgia Supplemental Medicare Plans
Supplemental Medicare Advantage plans in Georgia provide several benefits to Medicare patients that Traditional Medicare does not. Below, we list some quotes that apply to the average 65-year-old woman.
Affordable Medicare Advantage Plans in Savannah, Georgia
Of the 171,062 Medicare enrollees in Savannah, 53.53% are female. The average age for a Medicare patient in Savannah, GA, is 72.37% of Medicare policyholders have a Georgia Medicare Advantage plan. Savannah, GA, offers 42 different Medicare Advantage plans for eligible policyholders.
UnitedHealthcare offers an affordable Medicare Advantage plan with a MOOP of $6,700. MOOP refers to the maximum out-of-pocket cost you will spend when enrolled in a Medicare Advantage plan. UnitedHealthcare’s Medicare Advantage plan has a four-star rating and a $0 deductible.
Aetna is another wallet-friendly Medicare Advantage plan for Savannah residents. It is a local PPO plan, meaning it caters to a small geographic region. The four-star policy has a MOOP of $6,900 and a $0 deductible.
WellCare also offers a Medicare Advantage plan for Savannah, GA, Medicare patients. It has a $7,500 MOOP with no premium charge. You may be liable for a higher co-pay depending on the medical service you receive. WellCare is an HMO plan, meaning policyholders must go to network providers for medical services.
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| UnitedHealthcare | $0 | $6,700 | REGIONAL PPO | 4 |
| Aetna | $0 | $6,900 | LOCAL PPO | 3 |
| Humana | $0 | $5,900 | LOCAL PPO | 4 |
| Anthem BCBS | $0 | $6,700 | LOCAL PPO | 4 |
| WellCare | $0 | $7,500 | HMO | 3 |
Cheapest Medicare Supplement Plans in Savannah, Georgia
The U.S. government standardizes Medicare Supplement plans, just like Original Medicare in Georgia. Medicare Supplemental Plans do not vary state-to-state. Therefore, each of the below letter plans offers the same benefits to Medicare patients. However, these plans do differ in price.
Most experts believe that Plan F is the best Medicare Supplement plan available to policyholders. It is the most comprehensive insurance package, covering Medicare A and B copayments, nursing home coinsurance, and Part A and B deductibles.
Plan G is another viable Medicare Advantage option for Savannah Medicare patients. It offers its policyholders several benefits, including hospice copayments, foreign travel emergency coverage, and Part A deductible coverage.
Plan N is ideal for people who want an affordable Medicare Supplement plan. Its premiums range from $85.24 to $222.05.
This Medicare plan offers Part A coinsurance, foreign travel emergency care, and Part B 20% coinsurance.
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $95.21 | $330.29 |
| PLAN B | $118.69 | $291.92 |
| PLAN C | $133.28 | $355.93 |
| PLAN D | $111.28 | $285.16 |
| PLAN F | $133.11 | $445.70 |
| PLAN HDF | $40.40 | $61.85 |
| PLAN G | $111.28 | $298.76 |
| PLAN HDG | $39.72 | $55.00 |
| PLAN K | $54.67 | $112.00 |
| PLAN L | $68.75 | $233.32 |
| PLAN M | $88.95 | $270.62 |
| PLAN N | $85.24 | $222.05 |
Average Medicare Part D in Savannah, Georgia
Please note that not all Medicare Advantage plans cover prescription medications in Georgia. If you want a comprehensive insurance policy covering pharmaceutical costs, invest in a stand-alone Part D plan.
Aetna offers an exceptional Part D coverage plan for Savannah, GA, Medicare members. It has a $6.90 premium with a $480 deductible.
WellCare is another Part D Medicare that will help cover your prescription drug costs. The 3-star policy offers a $12.90 premium with a $480 deductible.
UnitedHealthcare offers a high premium price of $29.30. However, the 4-star Medicare policy has a deductible of just $310. It is among the most popular Supplemental Medicare plans in Savannah, Georgia.
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $6.90 | $480 | 3 |
| WellCare | $12.90 | $480 | 3 |
| Clear Spring | $18.20 | $480 | 2 |
| Humana | $22.70 | $480 | 4 |
| UnitedHealthcare | $29.30 | $310 | 4 |
Medicare Special Needs Plans in Savannah, Georgia
Medicare extends its benefits to people with special needs. A Special Needs plan helps people with chronic disabilities or critical medical conditions get the medical coverage they deserve. Note that SNPs are not available in all areas.
WellCare offers a $0 premium plan for special needs patients. This local PPO plan has a dual-eligibility policy. Dual-eligibility plans cater to patients who receive Title XVIII and state medical assistance.
Anthem BCBS is another intriguing SNP, offering a $5,900 MOOP and $0 premium for its policyholders. The HMO plan caters to people with chronic or disabling medical conditions.
Clear Spring provides exceptional benefits to Savannah’s special needs patients. It has a $3,450 MOOP and dual-eligibility.
Clear Spring is an HMO plan allowing policyholders to access a vast medical network.
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| WellCare | $0 | $3,000 | LOCAL PPO | Dual |
| Anthem BCBS | $0 | $5,900 | HMO | Chronic or Disabling |
| Clear Spring | $0 | $3,450 | HMO | Dual |
| UnitedHealthcare | $0 | $7,550 | LOCAL PPO | Dual |
| Humana | $0 | $7,550 | LOCAL PPO | Chronic or Disabling |
FAQs
What is Medicare Part F in Savannah, GA?
Medicare Part F is the most comprehensive Medicare Advantage Plan in Savannah, Georgia. Therefore, it is the most popular Medicare Advantage plan in Chatham County.
It covers deductibles for Part and Part B Medicare. Also, it pays Part A and B coinsurance copayments and nursing facility coinsurance.
Who is eligible for Part B in Savannah, GA?
You are eligible for Part B Medicare in Savannah, Georgia, if you are 65 years of age or older, have renal disease in the end-stage, or have ALS. People under 65 who receive disability benefits may also be eligible for Medicare.
Which Medicare Supplement Plan is going to disappear in Savannah, GA?
If you are a new Medicare member, you can no longer get Medicare Plan F. New government legislation does not allow Medicare plans to cover Part B deductibles. Plan G will become the most popular letter plan soon.
What are the four types of Medicare available in Savannah, GA?
The four types of Medicare in Savannah, GA, are Part A, Part B, Part C, and Part D. Part A focuses on inpatient coverage while B covers outpatient treatments. Furthermore, Part C offers alternative methods to get your Medicare benefits, and Part D helps pay for prescription drugs.
What Medicare supplement plans are available in Savannah, GA?
Your choice of Medicare Advantage plan depends on your needs and budget. Chatham County patients have 42 different Medicare Advantage available to them.
Plan F, G, and N are the most common Medicare Supplement plans in Savannah, Georgia. All these plans will complement your Traditional Medicare policy.
How to Sign Up for Supplemental Medicare in Savannah
Our expert team of licensed insurance agents works with the best Medicare Advantage insurance providers in Savannah. We will get you rates, allowing you to compare the different Medicare Advantage options you have.
If you need Medicare in Savannah, Georgia, call us today. Or fill out our rate form to get connected with the best rates in the area!
