There are approximately 63,779 beneficiaries enrolled in Original Medicare in Columbus, Georgia. In addition, around 26,728 Medicare enrollees have a Medicare Advantage plan.

Columbus, Georgia Supplemental Medicare Plans

Although Georgia Original Medicare Parts A and B cover many healthcare costs, they don’t cover 100%. As a result, many beneficiaries enroll in Supplemental Medicare plans to offset these remaining costs. Below, we will discuss these plans with quotes based on a 70-year-old female beneficiary.

Cheapest Medicare Advantage Plans in Columbus, Georgia

Georgia Medicare Advantage (MA) plans allow beneficiaries to receive their Medicare benefits from a private insurance company. Around 41.91% of Columbus beneficiaries have a Medicare Advantage plan. Currently, there are 39 MA plans available in the US.

Wellcare’s Local PPO MA plan has a low maximum out-of-pocket cost (MOOP) of $5,500. Anthem BCBS’s Regional PPO plan has a higher star rating of four out of five stars and a MOOP of $6,700.

Beneficiaries can also enroll in a four-star HMO plan through UnitedHealthcare, which has a $0 monthly premium and a $6,700 MOOP.

PLAN PREMIUM MOOP Plan Type Star Rating
UnitedHealthcare $0 $6,700 HMO 4
Wellcare $0 $5,500 LOCAL PPO 3
Humana $0 $6,100 LOCAL PPO 4
Clover $0 $7,550 LOCAL PPO 3
Anthem BCBS $0 $6,700 REGIONAL PPO 4

Affordable Medicare Supplement Plans in Columbus, Georgia

Georgia Medicare Supplement plans, also known as Medigap plans, help lower costs that Original Medicare doesn’t cover. One of the benefits of Medigap plans is that they have the same benefits in every state and with every carrier. However, monthly premiums will vary.

Plan G is one of the most popular Medigap plans in Columbus, GA. Medicare Plan G has premiums ranging between $115.29 and $362.18 per month. If you want a Supplement plan with lower monthly premiums, consider Plan HDG with premiums between $42.66 and $64.92. Although Plan HDG has lower premiums, it will have a higher deductible.

Plan N is another popular Medigap option in Columbus. The lowest premium in the area for Plan N is $90.55, while the highest is $279.78 per month.

LETTER PLAN LOWEST PREMIUM HIGHEST PREMIUM
PLAN A $102.21 $393.21
PLAN B $128.29 $346.88
PLAN C $140.39 $364.00
PLAN D $115.84 $293.00
PLAN F $139.98 $532.38
PLAN HDF $43.84 $70.67
PLAN G $115.29 $362.18
PLAN HDG $42.66 $64.92
PLAN K $56.92 $125.11
PLAN L $71.58 $278.34
PLAN M $83.53 $329.42
PLAN N $90.55 $279.78

Average Medicare Part D in Columbus, Georgia

Georgia Medicare Part D plans are standalone plans that cover your prescription drugs. Some Medicare Advantage plans include Part D coverage, but Medigap plans do not.

Clear Spring’s Part D plan has a two-star rating but has a low monthly premium of $18.20. Conversely, Aetna has a three-star rating with a lower premium of $6.90 per month.

UnitedHealthcare has the highest star rating and the lowest deductible. With the four-star UnitedHealthcare Part D plan, beneficiaries have a $29.30 monthly premium and a $310 deductible.

PLAN PREMIUM DEDUCTIBLE STAR RATING
Aetna $6.90 $480 3
Wellcare $12.90 $480 3
Clear Spring $18.20 $480 2
Humana $22.70 $480 4
UnitedHealthcare $29.30 $310 4

Medicare Special Needs Plans in Columbus, Georgia

Special Needs Plans (SNPs) are Medicare Advantage plans for beneficiaries with special needs or chronic disabilities. SNPs help lower additional Medicare costs.

Wellcare’s HMO SNP plan has a $0 monthly premium, a $6,700 MOOP, and is available to dual-eligible beneficiaries.

Beneficiaries who want more flexibility with their care providers can enroll in a Local PPO plan like Humana’s SNP, which has a $0 premium and a $3,450 MOOP. Another Local PPO plan to consider is Anthem BCBS, which has a $0 monthly premium and a MOOP of $6,700.

PLAN PREMIUM MOOP Plan Type Eligibility
Anthem BCBS $0 $6,700 LOCAL PPO Dual
Humana $0 $3,450 LOCAL PPO Dual
Wellcare $0 $6,700 HMO Dual
UnitedHealthcare $0 $7,550 LOCAL PPO Dual
Georgia Health $32.40 $7,550 HMO Institutional

FAQs

How Do I Apply for Medicare in Columbus, GA?

You can apply for Medicare in Columbus, Georgia, by visiting or calling the local Social Security office. You can also complete an application online after creating a mysocial Security account.

What Is Medicare Part B for in Columbus, GA?

Medicare Part B is the second part of the Original Medicare. Your Medicare Part B covers outpatient medical services like doctor appointments.

What Are the Four Types of Medicare in Columbus, GA?

The four types of Medicare in Columbus, GA, are:

  1. A: inpatient hospital coverage
  2. B: outpatient services coverage
  3. C: Medicare Advantage
  4. D: prescription drug coverage

Who Is Eligible for Medicare in Columbus, GA?

Most people are eligible for Medicare when they turn 65. However, if you are under 65, you could qualify for Medicare if you have Lou Gehrig’s disease (ALS), End-Stage Renal Disease (ESRD), or are permanently disabled.

How to Sign Up for Supplemental Medicare in Columbus

Signing up for Supplemental Medicare in Columbus, Georgia, doesn’t have to be a hassle. And we can make it as easy as possible on your behalf.

Our licensed insurance agents can pair you with the best Medigap plan in Columbus for your specific needs. Our agents share their time and knowledge with you free of charge, and there’s no obligation to buy.

So call our agents today. Or fill out the online rate form to get connected with the best rates in your area!

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.