There are approximately 63,779 beneficiaries enrolled in Original Medicare in Columbus, Georgia. In addition, around 26,728 Medicare enrollees have a Medicare Advantage plan.
Medicare plans in Columbus, Georgia
Although Georgia Original Medicare Parts A and B cover many healthcare costs, they don’t cover 100%. As a result, many beneficiaries enroll in Supplemental Medicare plans to offset these remaining costs. Below, we will discuss these plans with quotes based on a 70-year-old female beneficiary.
Medicare Advantage plans
Georgia Medicare Advantage (MA) plans allow beneficiaries to receive their Medicare benefits from a private insurance company. Around 41.91% of Columbus beneficiaries have a Medicare Advantage plan. Currently, there are 39 MA plans available in the US.
Wellcare’s Local PPO MA plan has a low maximum out-of-pocket cost (MOOP) of $5,500. Anthem BCBS’s Regional PPO plan has a higher star rating of four out of five stars and a MOOP of $6,700.
Beneficiaries can also enroll in a four-star HMO plan through UnitedHealthcare, which has a $0 monthly premium and a $6,700 MOOP.
The average cost of Medicare Advantage plans in Columbus, Georgia
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| UnitedHealthcare | $0 | $6,700 | HMO | 4 |
| Wellcare | $0 | $5,500 | LOCAL PPO | 3 |
| Humana | $0 | $6,100 | LOCAL PPO | 4 |
| Clover | $0 | $7,550 | LOCAL PPO | 3 |
| Anthem BCBS | $0 | $6,700 | REGIONAL PPO | 4 |
Medicare Supplement plans
Georgia Medicare Supplement plans, or Medigap plans, help lower costs that Original Medicare doesn’t cover. One of the benefits of Medigap plans is that they have the same benefits in every state and with every carrier. However, monthly premiums will vary.
Plan G is one of the most popular Medigap plans in Columbus, GA. Medicare Plan G has monthly premiums between $115.29 and $362.18. If you want a Supplement plan with lower monthly premiums, consider Plan HDG, with premiums between $42.66 and $64.92. Although Plan HDG has lower premiums, it will have a higher deductible.
Plan N is another popular Medigap option in Columbus. The lowest premium in the area for Plan N is $90.55, while the highest is $279.78 per month.
The average cost of Medicare Supplement plans in Columbus, Georgia
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $102.21 | $393.21 |
| PLAN B | $128.29 | $346.88 |
| PLAN C | $140.39 | $364.00 |
| PLAN D | $115.84 | $293.00 |
| PLAN F | $139.98 | $532.38 |
| PLAN HDF | $43.84 | $70.67 |
| PLAN G | $115.29 | $362.18 |
| PLAN HDG | $42.66 | $64.92 |
| PLAN K | $56.92 | $125.11 |
| PLAN L | $71.58 | $278.34 |
| PLAN M | $83.53 | $329.42 |
| PLAN N | $90.55 | $279.78 |
Medicare Part D prescription drug plans
Georgia Medicare Part D plans are standalone plans that cover your prescription drugs. Some Medicare Advantage plans include Part D coverage, but Medigap plans don’t.
Clear Spring’s Part D plan has a two-star rating but has a low monthly premium of $18.20. Conversely, Aetna has a three-star rating with a lower premium of $6.90 per month.
UnitedHealthcare has the highest star rating and the lowest deductible. With the four-star UnitedHealthcare Part D plan, beneficiaries have a $29.30 monthly premium and a $310 deductible.
The average cost of Medicare Part D plans in Columbus, Georgia
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $6.90 | $480 | 3 |
| Wellcare | $12.90 | $480 | 3 |
| Clear Spring | $18.20 | $480 | 2 |
| Humana | $22.70 | $480 | 4 |
| UnitedHealthcare | $29.30 | $310 | 4 |
Special Needs plans
Special Needs Plans (SNPs) are Medicare Advantage plans for beneficiaries with special needs or chronic disabilities. SNPs help lower additional Medicare costs.
Wellcare’s HMO SNP plan has a $0 monthly premium and a $6,700 MOOP and is available to dual-eligible beneficiaries.
Beneficiaries who want more flexibility with their care providers can enroll in a Local PPO plan like Humana’s SNP, which has a $0 premium and a $3,450 MOOP. Another Local PPO plan to consider is Anthem BCBS, which has a $0 monthly premium and a MOOP of $6,700.
The average cost of Medicare Special Needs plans in Columbus, Georgia
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| Anthem BCBS | $0 | $6,700 | LOCAL PPO | Dual |
| Humana | $0 | $3,450 | LOCAL PPO | Dual |
| Wellcare | $0 | $6,700 | HMO | Dual |
| UnitedHealthcare | $0 | $7,550 | LOCAL PPO | Dual |
| Georgia Health | $32.40 | $7,550 | HMO | Institutional |
How to sign up for Medicare plans in Columbus
Signing up for Medicare plans in Columbus, Georgia, doesn’t have to be a hassle. And we can make it as easy as possible on your behalf.
Our licensed insurance agents can pair you with the best Medigap plan in Columbus for your specific needs. Our agents share their time and knowledge with you free of charge, and there’s no obligation to buy.
So call our agents today. Or fill out the online rate form to connect with the best rates in your area!
