Over 140,000 Macon, Georgia, residents have a traditional Medicare or Medicare Supplement plan. Approximately 43.1% of these policyholders are on a Medicare Advantage plan.
Below, we will inform you about the different types of Supplemental Medicare in Macon, Georgia, and the costs for each policy.
Macon, Georgia Medicare plans
Georgia Supplemental Medicare plans benefit thousands of Macon patients each year. Enrolling in a Supplemental Medicare plan helps you gain coverage for things that your traditional Medicare plan does not.
These Supplemental plans are the perfect addition to your Part A and Part B Medicare plans. The average age of a Medicare policyholder in Macon, GA, is 71, with 53.8% female patients.
Affordable Medicare Advantage plans in Macon, Georgia
Close to 61,000 Macon residents are on a Medicare Advantage insurance plan in Georgia. Fortunately, Macon county offers 36 Medicare Advantage plans for eligible patients.
Clear Spring is an HMO plan, meaning patients must go to network providers for medical services. It has a maximum out-of-pocket limit of $6,400 and a $0 premium. Clear Spring’s low MOOP makes it appealing to many Macon policyholders.
WellCare is another MA policy that attracts Macon Medicare patients. WellCare’s policy enables Medicare patients to receive a vision, dental, and pharmaceutical benefits. The HMO plan offers a $7,500 MOOP and no premium. Industry experts rate WellCare’s MA policy three out of five stars.
UnitedHealthcare is a local PPO plan that covers a tiny service area comprising less than 5,000 network providers. One of the benefits of a PPO plan is that you can visit doctors outside of your region without a referral, unlike HMO plans. UnitedHealthcare has a four-star rating and offers a $0 premium.
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Affordable Medicare Supplement plans in Macon
Note that each letter plan offers the same benefits to Medicare policyholders. The only difference between these plans is the premium costs. Government standardization ensures that no plan can provide additional benefits to policyholders.
If affordability is a priority, Plan HDG offers a low premium range between $48.67 and $78.42. However, note that this plan comes with a higher deductible. If you only visit your doctor a couple of times per year, Plan HDG could be your best option.
Plan G is among the most comprehensive Medicare Supplement plans for policyholders. It covers your Part A deductible and pays hospice copayments. You also receive emergency travel benefits with a Plan G policy.
Many experts believe that Plan F is the best Medicare Supplement plan available to residents of Georgia. You’re only responsible for your monthly premium payment with a Plan F insurance policy.
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Cheapest Part D prescription drug plans in Macon
Note that no Medigap plans cover prescription drug expenses. However, some Medicare Advantage plans will cover these costs. You can opt for a stand-alone Part D plan if you want a policy covering Georgia prescription expenses.
Aetna is a reliable Medicare Part D plan with a $6.90 premium and a $480 deductible. It holds a three-star rating and is among the most well-known Medicare providers nationwide.
UnitedHealthcare has a high premium for its Part D plan. However, it has a four-star rating and a $310 deductible.
Among Georgia’s most popular Part D plans, Humana offers a $22.70 premium with a $480 deductible. All these plans will cover your pharmaceutical expenses.
Special Needs Plans in Macon, Georgia
Special Needs Plans are a subset of Medicare Advantage plans that cater to those with special needs. Note that these MA plans aren’t available in all areas.
Humana is among the leaders in Special Needs Medicare Plans in Georgia. The policy offers a $3,450 MOOP with a $0 premium. It’s a dual-eligible plan that accepts Title XVIII patients and state medical assistance.
Another viable special need insurance option is Clear Spring’s policy. Clear Spring caters to people with chronic or disabling medical conditions.
Anthem BCBS is a local PPO plan that offers a $6,700 MOOP with no premium. It’s also a dual-eligible Medicare Advantage plan.
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Who is eligible for Medicare in Macon, GA?
To qualify for a Medicare Advantage plan in Macon, GA, you must be 65 or older, have end-stage renal disease, or have ALS. Also, if you’re under 65 and have a permanent disability, you may be eligible for a MA plan.
Are you automatically enrolled in Medicare if you’re on Social Security in Macon, GA?
Yes. The Social Security Administration will automatically enroll you in Part A and B of Medicare when you turn 65 if you’re receiving Social Security benefits. If you’re not receiving these benefits, you’ll need to apply for Medicare.
Which is a good Medigap plan in Macon, GA?
Fortunately, many exceptional Medigap plans offer enrollment. Medical experts consider Plan F the best Medigap plan in Macon, GA, thanks to its comprehensive medical coverage.
What is Medicare Part C called in Macon, GA?
Medicare Part C is another term for Medicare Advantage. MA plans provide all the benefits of Original Medicare and includes additional benefits for enrollees.
What is the difference between Medicare Part A and Medicare Part B in Macon, GA?
Part A and Part B are the two components of Traditional Medicare. Part A helps with inpatient costs, while Part B covers doctor visits and lab tests.
How to Sign Up for Supplemental Medicare in Macon, Georgia
If you live in Macon, Georgia, and are currently on Medicare, it may be time to consider making that coverage as comprehensive as possible.
Our licensed insurance agents work with all the providers of Supplemental Medicare in Macon. Their free service can help you compare Medicare Advantage plans as well to help you find the best policy.
Give us a call today. Or fill out our online rate form to see the best rates in your area.