Over 140,000 Macon, Georgia, residents have a traditional Medicare or Medicare Supplement plan. Approximately 43.1% of these policyholders are on a Medicare Advantage plan.
Below, we will inform you about the different types of Supplemental Medicare in Macon, Georgia, and the costs for each policy.
Medicare plans in Macon, Georgia
Georgia Supplemental Medicare plans benefit thousands of Macon patients each year. Enrolling in a Supplemental Medicare plan helps you gain coverage for things your traditional Medicare plan does not.
These Supplemental plans are the perfect addition to your Part A and Part B Medicare plans. The average age of a Medicare policyholder in Macon, GA, is 71, with 53.8% female patients.
Medicare Advantage plans
Close to 61,000 Macon residents are on a Medicare Advantage insurance plan in Georgia. Fortunately, Macon County offers 36 Medicare Advantage plans for eligible patients.
Clear Spring is an HMO plan, meaning patients must go to network providers for medical services. It has a maximum out-of-pocket limit of $6,400 and a $0 premium. Clear Spring’s low MOOP makes it appealing to many Macon policyholders.
WellCare is another MA policy that attracts Macon Medicare patients. WellCare’s policy enables Medicare patients to receive benefits for vision, dental, and pharmaceutical. The HMO plan offers a $7,500 MOOP and no premium. Industry experts rate WellCare’s MA policy three out of five stars.
UnitedHealthcare is a local PPO plan that covers a tiny service area comprising less than 5,000 network providers. One of the benefits of a PPO plan is that you can visit doctors outside of your region without a referral, unlike HMO plans. UnitedHealthcare has a four-star rating and offers a $0 premium.
The average cost of Medicare Advantage plans in Macon, Georgia
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| Clear Spring | $0 | $6,400 | HMO | N/A |
| WellCare | $0 | $7,500 | HMO | 3 |
| Anthem MCBS | $0 | $7,550 | HMO | 3 |
| Humana | $0 | $7,550 | LOCAL PPO | 4 |
| UnitedHealthcare | $0 | $6,700 | LOCAL PPO | 4 |
Medicare Supplement plans
Note that each letter plan offers the same benefits to Medicare policyholders. The only difference between these plans is the premium costs. Government standardization ensures that no plan can provide additional benefits to policyholders.
If affordability is a priority, Plan HDG offers a low premium range between $48.67 and $78.42. However, note that this plan comes with a higher deductible. If you only visit your doctor a couple of times per year, Plan HDG could be your best option.
Plan G is among the most comprehensive Medicare Supplement plans for policyholders. It covers your Part A deductible and pays hospice copayments. You also receive emergency travel benefits with a Plan G policy.
Many experts believe that Plan F is the best Medicare Supplement plan available to residents of Georgia. You’re only responsible for your monthly premium payment with a Plan F insurance policy.
The average cost of Medicare Supplement plans in Macon, Georgia
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $117.54 | $436.75 |
| PLAN B | $147.57 | $385.31 |
| PLAN C | $158.64 | $410.50 |
| PLAN D | $129.76 | $336.00 |
| PLAN F | $160.98 | $591.41 |
| PLAN HDF | $48.67 | $78.42 |
| PLAN G | $131.12 | $402.31 |
| PLAN HDG | $46.23 | $72.03 |
| PLAN K | $65.42 | $143.00 |
| PLAN L | $82.33 | $309.14 |
| PLAN M | $94.39 | $365.92 |
| PLAN N | $102.32 | $310.74 |
Medicare Part D prescription drug plans
Note that no Medigap plans cover prescription drug expenses. However, some Medicare Advantage plans will cover these costs. You can opt for a stand-alone Part D plan if you want a policy covering Georgia prescription expenses.
Aetna is a reliable Medicare Part D plan with a $6.90 premium and a $480 deductible. It holds a three-star rating and is among the most well-known Medicare providers nationwide.
UnitedHealthcare has a high premium for its Part D plan. However, it has a four-star rating and a $310 deductible.
Among Georgia’s most popular Part D plans, Humana offers a $22.70 premium with a $480 deductible. All these plans will cover your pharmaceutical expenses.
The average cost of Medicare Part D plans in Macon, Georgia
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $6.90 | $480 | 3 |
| WellCare | $12.90 | $480 | 3 |
| Clear Spring | $18.20 | $480 | 2 |
| Humana | $22.70 | $480 | 4 |
| UnitedHealthcare | $29.30 | $310 | 4 |
Special Needs plans
Special Needs Plans are a subset of Medicare Advantage plans that cater to those with special needs. Note that these MA plans aren’t available in all areas.
Humana is among the leaders in Special Needs Medicare Plans in Georgia. The policy offers a $3,450 MOOP with a $0 premium. It’s a dual-eligible plan that accepts Title XVIII patients and state medical assistance.
Another viable special need insurance option is Clear Spring’s policy. Clear Spring caters to people with chronic or disabling medical conditions.
Anthem BCBS is a local PPO plan that offers a $6,700 MOOP with no premium. It’s also a dual-eligible Medicare Advantage plan.
The average cost of Medicare Special Needs plans in Macon, Georgia
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| Humana | $0 | $3,450 | HMO | Dual |
| Clear Spring | $0 | $7,550 | HMO | Chronic or Disabling |
| WellCare | $0 | $3,400 | HMO | Dual |
| Anthem BCBS | $0 | $6,700 | LOCAL PPO | Dual |
| CareSource | $0 | $7,550 | HMO | Dual |
How to sign up for Medicare plans in Macon, Georgia
If you live in Macon, Georgia, and are currently on Medicare, it may be time to consider making that coverage as comprehensive as possible.
Our licensed insurance agents work with all the providers of Supplemental Medicare in Macon. Their free service can help you compare Medicare Advantage plans as well to help you find the best policy.
Give us a call today. Or fill out our online rate form to see the best rates in your area.
