Nebraska Medicare Supplement plans provide additional coverage alongside Original Medicare. These plans are the same in every state and insurance company as the government standardizes them.

However, you’ll pay different costs depending on your location and more.

Nebraska Medicare Supplement Enrollment Per Letter Plan

Currently, Nebraska features 180,773 Medigap enrollees. Of all enrollees with Medigap, 59.1% also have a Fee-for-Service Medicare plan. This number is slightly higher than the surrounding states.

The following chart indicates the number of Nebraska enrollees in each plan.

PLAN A B C D F G K L M N
436 575 2,461 684 108,724 58,261 200 419 19 5,055

What Are the Top Medigap Plans in Nebraska?

Many Nebraskans enroll in a Nebraska Medicare Supplement plan to save on their Medicare costs. The state’s top plan is Medigap Plan F. The plan’s 108,724 enrollees indicate this preference.

The next most in-demand plan is Medigap Plan G. There are 58,261 beneficiaries with this letter plan. It offers almost as much coverage as Plan F, explaining why many choose it.

Medigap Plan N is Nebraska’s third most popular letter plan. In the state, there are 5,055 enrollees receiving benefits.

The next alternative is Medigap Plan C, with 2,461. The state’s other letter plans have considerably fewer enrollees.

Medigap Plan Coverage Chart for Nebraska

The following chart’s listed benefits stay the same in each state. You’ll receive the same coverage inclusions in Nebraska or New Jersey, but costs vary. This standardization makes it easy to move around the country and still receive your necessary coverage.

Medicare Supplement Plans Costs in Nebraska

Private carriers consider many facets of your health history and past coverage history to determine how much you’ll pay. Elements under consideration include:

  • Age
  • Gender
  • Location
  • Rate increase history
  • Tobacco use
  • Whether you’ve had a rate lock
  • Enrollment date

Inexpensive Premium per Medigap Letter Plan in Nebraska

Some Nebraska Medicare Supplement plans are significantly cheaper than others. The following quotes are the lowest premiums 65-year-old Nebraskan females pay for Medigap.

PLAN A B C D F G K L M N
Premium $86 $119 $133 $107 $111 $97 $50 $62 $78 $74

Highest Premium per Medigap Letter Plan in Nebraska

Depending on your gender or age, your rates may be higher than others. The below rates are how much a man who’s 70 and residing in Nebraska could pay.

PLAN A B C D F G K L M N
Premium $546 $472 $528 $345 $598 $568 $176 $320 $363 $483

Top Medicare Supplement/Medigap Plan Carriers in Nebraska

In addition to top letter plans, there are also leading carriers in Nebraska, including SBLI, American Financial, Medico, Federal Life, and United States Fire. The numbers below are quotes for an average 65-year-old female beneficiary in Nebraska.

SBLI offers reasonable rates for all plans, while the most expensive quote for $128 for Plan F from United States Fire. Nebraskans pay the lowest rates for Plan N regardless of carrier.

CARRIERS PLAN F G N
SBLI $111 $105 $74
American Financial $119 $102 $78
Medico $121 $100 $77
Federal Life $127 $109 $77
United States Fire $128 $103 $82

FAQs

What is Medigap in Nebraska?

Medigap is additional insurance that private carriers provide to reduce the expenses not covered by Original Medicare. These supplemental plans bridge coverage gaps but don’t include additional benefits like Medicare Advantage. In addition, Medigap plans don’t offer prescription drug coverage.

Medigap policy payments go directly to the carrier, and each plan only covers individuals.

Which Medigap plan offers the most coverage in Nebraska?

The Nebraska Medicare Supplement plan offering the most coverage in the state is Plan F. This plan covers co-payments, co-insurance, extra charges, and more. It also covers the Part B deductible, which many other plans don’t cover.

There is a high-deductible Plan F option for Nebraskans that want Plan F’s benefits without the high monthly premium.

Can Medigap charge more for pre-existing conditions in Nebraska?

You have Guaranteed Issue Rights for Medigap policies. These protections prevent Medigap’s private carriers from charging you more for having a pre-existing condition, disability, or if you may have future health problems. You won’t pay extra for your health issues.

However, some plans handle pre-existing conditions differently than others.

Who qualifies for Medigap insurance in Nebraska?

Those qualifying for a Nebraska Medicare Supplement plan include those with Medicare Part A and B. You also must be 65 or older and live in the state where your plan applies.

While some states offer coverage for younger disabled people, Medigap in Nebraska does not apply to people with disabilities if they’re younger than 65. Additionally, you can’t have a Medicare Advantage plan and Medigap simultaneously.

When can you apply for Medigap in Nebraska?

You can apply for Medigap in Nebraska after you turn 65. It’s best to apply during your Open Enrollment Period when you first enroll in Original Medicare.

Enrolling in a plan outside your Open Enrollment Period is also possible, but keep in mind that this won’t protect you from coverage denials or higher charges.

You can enroll with the private carrier that offers the best plan for your coverage requirements.

How to Sign Up for Medicare Supplement/Medigap Plan in Nebraska

To sign up for Nebraska Medicare Supplement plans, you must enroll through a private carrier of your choice. If you’re unsure how to sign up, speak to the professionals from Medigap.com. We offer detailed, compassionate assistance as you search for a Medigap plan in Nebraska.

No matter your budget or health conditions, we make it easy. We can compare your area’s top carriers and plans to help you find the best option for your medical needs. Explain what you’re looking for to one of our professionals, and we’ll find you a plan that fits perfectly.

Our team can also explain the enrollment process. Contact us by phone and request our free plan comparison service, or fill out our quote form to get Nebraska Medicare Supplement rates today!

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for Medigap.com. She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at Medigap.com. He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.