Currently, there are 7,103 senior citizens in Grand Island, Nebraska, but over half are underinsured or uninsured regarding Grand Island, Nebraska Medicare.

For example, 12% have a Medicare Advantage plan, while 47% have a supplemental Medigap plan.

Grand Island, Nebraska Supplemental Medicare Plans

Our goal is to explore different Medicare Advantage and Medigap supplemental available to Grand Island residents. The data we’ll be using revolve around males 65 years or older.

Affordable Medicare Advantage Plans in Grand Island, Nebraska

26% of senior citizens suffer from high blood pressure, and 9% have diabetes. Currently, there are 18 Medicare Advantage Plans in Grand Island, Nebraska.

The first plan we’ll investigate is UnitedHealthcare. As a Local PPO, this plan is different from an HMO. UnitedHealthcare has a zero-dollar monthly premium, a four-star rating, and a MOOP (maximum out-of-pocket) rate of $4,500.

Aetna is another viable plan. Like the other plans on the chart below, this plan has a zero-dollar premium. It’s also another Local PPO with a four-star rating. Its MOOP rate is higher at $5,500.

Lastly, we’ll explore BCBS of Nebraska. BCBS of Nebraska is an HMO, meaning you’ll need to seek healthcare within your network. This plan has a MOOP rate of $6,250 and a four-star rating.

PLAN PREMIUM MOOP PLAN TYPE STAR RATING
UnitedHealthcare $0 $4,500 LOCAL PPO 4
Wellcare $0 $4,900 LOCAL PPO N/A
Aetna $0 $5,500 LOCAL PPO 4
BCBS of Nebraska $0 $6,250 HMO 4
Medica $0 $4,500 1876 COST 4

Average Medicare Supplement Plans in Grand Island, Nebraska

Medigap plans are standard nationwide, meaning their benefits don’t change. However, their monthly premiums may vary by region.

For comprehensive coverage, many residents choose Plan F, which has a premium range of $115.47 to $598.24. While its premiums are the highest on this list, Plan F also has the most coverage.

Plan HDF is another choice if you want to avoid paying high premiums while enjoying the same benefits as Plan F; the only difference between these plans is that Plan HDF has a much lower premium range between $37.00 and $66.54. However, it also has a much higher deductible.

Plan G is another popular choice with many of the same perks as Plan F. However, its premium range is slightly lower, ranging from $103.60 to $568.00. Like Plan F, this plan has a high deductible version.

LETTER PLAN LOWEST PREMIUM HIGHEST PREMIUM
PLAN A $95.78 $406.02
PLAN B $121.52 $472.88
PLAN C $133.25 $528.70
PLAN D $103.51 $275.75
PLAN F $115.47 $598.24
PLAN HDF $37.00 $66.54
PLAN G $103.60 $568.00
PLAN HDG $35.65 $64.90
PLAN K $52.25 $176.87
PLAN L $65.83 $257.87
PLAN M $77.48 $267.15
PLAN N $77.25 $483.48

Cheapest Medicare Part D in Grand Island, Nebraska

Now, we’ll explore Part D standalone plans for supplementing your Medicare in Grand Island, Nebraska. Unfortunately, no Medigap plans cover prescriptions, and only some Medicare Advantage plans cover prescriptions.

Let’s look at Wellcare first. Like most of the plans on our list, Wellcare has a deductible of $480. This three-star rated plan also has a monthly premium of $10.60.

Humana is a four-star plan with a $480 deductible. However, its monthly premium is higher than Wellcare’s at $22.70. This plan offers excellent coverage, and many generic prescriptions cost only four dollars or less.

The final plan we’ll look at is UnitedHealthcare. UnitedHealthcare has a cheaper deductible of $310. However, this four-star rated plan has a more expensive premium than other plans at $29.30.

PLAN PREMIUM DEDUCTIBLE STAR RATING
Aetna $6.80 $480 3
Wellcare $10.60 $480 3
Clear Spring $16.60 $480 2
Humana $22.70 $480 4
UnitedHealthcare $29.30 $310 4

Medicare Special Needs Plans in Grand Island, Nebraska

Special Needs Plans (SNPs) exist as a subset of Medicare Advantage Plans. Although these plans aren’t available in all regions, they can provide additional medical care for patients with special needs or chronic disabilities.

UnitedHealthcare is the first plan we’ll explore. Like most SNPs on this chart, UnitedHealthcare has a zero-dollar premium. This HMO requires dual eligibility and has a MOOP rate of $7,550.

Aetna is another dual-eligible HMO plan with a MOOP rate of $7,550. Using an SNP may qualify you for additional benefits like vision, hearing, dental care, and more.

Finally, we have Great Plains, which requires institutional eligibility. This plan is for individuals who will need medical care at a facility like a nursing home for 90 days or longer. Again, this plan has a premium of $38.90 and a MOOP rate of $6,000.

PLAN PREMIUM MOOP PLAN TYPE ELIGIBILITY
UnitedHealthcare $0 $7,550 HMO Dual
Aetna $0 $7,550 HMO Dual
Wellcare $0 $3,450 LOCAL PPO Dual
UnitedHealthcare $0 $7,550 HMO Dual
Great Plains $38.90 $6,000 HMO Institutional

FAQs

How do I apply for Medicare in Grand Island, Nebraska, at age 65?

If you’re already on Social Security, you’ll automatically enroll in Medicare. However, if you’re not receiving benefits, you’ll need to sign up yourself — usually three months before you turn 65. The Social Security Administration will send you instructions for signing up.

What is the Medicare Savings Program in Grand Island, Nebraska?

SHIP, or the State Health Insurance Assistance Program, helps seniors and disabled people with Medicare. Part of this care involves informing residents about the Medicare Savings Program, which can assist with deductibles, premiums, copays, medication, and more.

What Medicare Advantage plans are available in Grand Island, Nebraska?

There are 18 Medicare Advantage plans in Grand Island, Nebraska. Plans like Aetna and UnitedHealthcare are some of the most popular.

What do Medicare Parts A and B cover in Grand Island, Nebraska?

Part A and Part B Medicare cover different services. Part A covers healthcare in a hospital, home health care, nursing facility, etc., while Part B covers services administered by doctors, medical equipment, outpatient care, etc.

Does Medigap cover all costs in Grand Island, Nebraska?

No, Medigap doesn’t cover all Medicare in Grand Island, Nebraska. Additionally, Medigap doesn’t cover prescriptions. Instead, Medigap supplements gaps left behind by Original Medicare.

How To Sign Up for Supplemental Medicare in Grand Island, Nebraska

Signing up for supplemental Medicare in Grand Island, Nebraska, becomes easier when you work with our team. Our free service will pair you with the right supplemental Medicare plan that makes the most sense for your needs and budget.

Call today or fill out our rate form to get rates and discover how to supplement your Medicare in Grand Island, Nebraska!

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for Medigap.com. She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at Medigap.com. He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.