Bellevue, Nebraska, Medicare covers many healthcare costs for enrollees. However, Medicare beneficiaries are still responsible for a portion of these costs. Bellevue residents can enroll in Supplemental Medicare plans to reduce their medical expenses.
Medicare plans in Bellevue, Nebraska
We’ll be exploring different supplemental Medicare plans. Since Bellevue, Nebraska Original Medicare often leaves gaps, senior citizens can opt for a Medicare Advantage plan instead or use Medigap to supplement costs. The data below shows quotes based on a 65-year-old female in Bellevue, Nebraska.
Medicare Advantage plans
Medicare Advantage plans are types of Supplemental plans that allow beneficiaries to receive their Part A and B benefits and additional coverage from a private insurance carrier. Currently, there are 22 Medicare Advantage plans available in Bellevue, Nebraska.
The first plan we’ll look at is Humana. Like all the plans on our first chart, Humana has a zero-dollar premium. However, its MOOP (maximum out-of-pocket) rate is $6,700 and has a four-star rating.
Aetna is another plan you can choose. Unlike Humana, a Local PPO, Aetna’s plan is an HMO POS. Its MOOP is $5,000, and it has a high four-star rating.
BCBS of Nebraska is an HMO plan with a MOOP of $6,250 and a four-star rating. Enrolling in an HMO generally means having a more limited network of healthcare providers.
The average cost of Medicare Advantage plans in Bellevue, Nebraska
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| Humana | $0 | $6,700 | LOCAL PPO | 4 |
| UnitedHealthcare | $0 | $4,500 | HMO POS | 4 |
| Wellcare | $0 | $4,500 | HMO | N/A |
| Aetna | $0 | $5,000 | HMO POS | 4 |
| BCBS of Nebraska | $0 | $6,250 | HMO | 4 |
Medicare Supplement plans
Some residents choose to supplement their Original Medicare in Bellevue, Nebraska, using Medicare Supplement plans. The federal government standardizes Medigap plans, so their benefits don’t change. However, the cost of their monthly premiums can vary.
Residents choose Plan F for its comprehensive coverage. Although its premium range is the highest at $111.70 to $584.97 per month, this plan covers the most.
Plan HDF offers all the same benefits as Plan F. However, while it has all the same benefits, its premiums are much lower and range between $32.00 and $70.82 per month. The drawback of this plan is that you pay a higher deductible.
Plan G is another plan you can choose, with many of the same perks as Plan F. This plan’s premium range sits slightly lower, between $97.65 and $556.00. You can also get the Plan HDG which means you pay a higher deductible for a lower monthly premium range of $32.00 to $69.08.
The average cost of Medicare Supplement plans in Bellevue, Nebraska
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $86.20 | $402.08 |
| PLAN B | $119.10 | $462.36 |
| PLAN C | $133.49 | $517.26 |
| PLAN D | $107.99 | $283.46 |
| PLAN F | $111.70 | $584.97 |
| PLAN HDF | $32.00 | $70.82 |
| PLAN G | $97.65 | $556.00 |
| PLAN HDG | $32.00 | $69.08 |
| PLAN K | $50.00 | $172.75 |
| PLAN L | $62.92 | $252.25 |
| PLAN M | $78.85 | $264.55 |
| PLAN N | $74.73 | $472.88 |
Medicare Part D prescription drug plans
Medigap plans don’t cover prescription drugs; only some Medicare Advantage plans do. To work around this, you can enroll in a stand-alone Part D plan in Bellevue, Nebraska, to cover your medications.
Nearly all the plans on this chart have a yearly deductible of $480, and Wellcare is no exception. With Wellcare, prescriptions typically cost six dollars or less. This three-star rated plan has a monthly premium of $10.60.
Humana’s plan provides excellent coverage; most generic prescriptions cost four dollars or less. However, this four-star rated plan has a monthly premium of $22.70.
UnitedHealthcare is the last plan we’ll look at. This plan has a far lower deductible than the other plans on this chart, sitting at $310. This four-star rated plan has a monthly premium of $29.30.
The average cost of Medicare Part D plans in Bellevue, Nebraska
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $6.80 | $480 | 3 |
| Wellcare | $10.60 | $480 | 3 |
| Clear Spring | $16.60 | $480 | 2 |
| Humana | $22.70 | $480 | 4 |
| UnitedHealthcare | $29.30 | $310 | 4 |
Special Needs plans
Special Needs Plans (SNPs) are a subsection of Medicare Advantage plans that give extra help to beneficiaries with special needs or chronic disabilities. While these plans aren’t available in every region, they can significantly help those who qualify.
Wellcare’s SNP has dual eligibility, meaning you must qualify for Medicaid and Medicare programs to be eligible for enrollment. Its MOOP cost is $3,450.
Like most of the plans on this chart, Humana has a zero-dollar monthly premium. This plan also has dual eligibility and a MOOP of $3,450.
The final plan we’ll cover is Great Plains. Unlike the other programs on this chart, this plan has a monthly premium of $38.90. In addition, it has institutional eligibility and a MOOP rate of $6,000.
The average cost of Medicare Special Needs plans in Bellevue, Nebraska
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| Wellcare | $0 | $3,450 | LOCAL PPO | Dual |
| Humana | $0 | $3,450 | HMO | Dual |
| UnitedHealthcare | $0 | $7,550 | HMO | Dual |
| Aetna | $0 | $7,550 | HMO | Dual |
| Great Plains | $38.90 | $6,000 | HMO | Institutional |
How to sign up for Medicare plans in Bellevue
Many Supplemental Medicare plans are available in Bellevue, Nebraska. Trying to choose the right one can often be overwhelming. Luckily, you can work with our team to find the right plan.
Our free services can help you find the best plan for your budget and healthcare needs.
Call today or fill out our form to get rates and supplement your Bellevue, Nebraska, Medicare plan!
