Bellevue, Nebraska Medicare covers a large portion of healthcare costs for enrollees. However, Medicare beneficiaries are still responsible for a portion of these costs. To reduce their medical expenses, Bellevue residents can enroll in Supplemental Medicare plans.

Bellevue, Nebraska Supplemental Medicare Plans

We’ll be exploring different supplemental Medicare plans. Since Original Medicare often leaves gaps, senior citizens can opt for a Medicare Advantage plan instead or use Medigap to supplement costs. The data below shows quotes based on a 65-year-old female in Bellevue, Nebraska.

Cheapest Medicare Advantage Plans in Bellevue, Nebraska

Medicare Advantage plans are types of Supplemental plans that allow beneficiaries to receive their Part A and B benefits as well as additional coverage from a private insurance carrier. Currently, there are 22 Medicare Advantage plans available in Bellevue, Nebraska.

The first plan we’ll look at is Humana. Like all the plans on our first chart, Humana has a zero-dollar premium. However, its MOOP (maximum out-of-pocket) rate is $6,700, and it has a four-star rating.

Aetna is another plan you can choose. Unlike Humana, which is a Local PPO, Aetna’s plan is an HMO POS. Its MOOP is $5,000, and it has a high four-star rating.

BCBS of Nebraska is an HMO plan with a MOOP of $6,250 and a four-star rating. Enrolling in an HMO generally means having a more limited network of healthcare providers.

PLAN PREMIUM MOOP Plan Type Star Rating
Humana $0 $6,700 LOCAL PPO 4
UnitedHealthcare $0 $4,500 HMO POS 4
Wellcare $0 $4,500 HMO N/A
Aetna $0 $5,000 HMO POS 4
BCBS of Nebraska $0 $6,250 HMO 4

Affordable Medicare Supplement Plans in Bellevue, Nebraska

Some residents choose to supplement their Original Bellevue, Nebraska Medicare using Medigap. The federal government standardizes Medigap plans, so their benefits don’t change. However, the cost of their monthly premiums can vary.

Residents choose Plan F for its comprehensive coverage. Although its premium range is the highest at $111.70 to $584.97 per month, this plan covers the most.

Plan HDF offers all the same benefits as Plan F. However, while it has all the same benefits, its premiums are much lower and range between $32.00 and $70.82 per month. The drawback of this plan is that you pay a higher deductible.

Plan G is another plan you can choose, with many of the same perks as Plan F. This plan’s premium range sits slightly lower between $97.65 and $556.00. You can also get the Plan HDG which means you pay a higher deductible for a lower monthly premium range of $32.00 to $69.08.

LETTER PLAN LOWEST PREMIUM HIGHEST PREMIUM
PLAN A $86.20 $402.08
PLAN B $119.10 $462.36
PLAN C $133.49 $517.26
PLAN D $107.99 $283.46
PLAN F $111.70 $584.97
PLAN HDF $32.00 $70.82
PLAN G $97.65 $556.00
PLAN HDG $32.00 $69.08
PLAN K $50.00 $172.75
PLAN L $62.92 $252.25
PLAN M $78.85 $264.55
PLAN N $74.73 $472.88

Average Medicare Part D in Bellevue, Nebraska

Medigap plans don’t cover prescription drugs; only some Medicare Advantage plans do. To work around this, you can enroll in a stand-alone Part D plan to cover your medications.

Nearly all the plans on this chart have a yearly deductible of $480, and Wellcare is no exception. With Wellcare, prescriptions typically cost six dollars or less. This three-star rated plan has a monthly premium of $10.60.

Humana’s plan provides excellent coverage; most generic prescriptions cost four dollars or less. However, this four-star rated plan has a monthly premium of $22.70.

UnitedHealthcare is the last plan we’ll look at. This plan has a far lower deductible than the other plans on this chart, sitting at $310. This four-star rated plan has a monthly premium of $29.30.

PLAN PREMIUM DEDUCTIBLE STAR RATING
Aetna $6.80 $480 3
Wellcare $10.60 $480 3
Clear Spring $16.60 $480 2
Humana $22.70 $480 4
UnitedHealthcare $29.30 $310 4

Medicare Special Needs Plans in Bellevue, Nebraska

Special Needs Plans (SNPs) are a subsection of Medicare Advantage plans that give extra help to beneficiaries with special needs or chronic disabilities. While these plans aren’t available in every region, they can significantly help those who qualify.

Wellcare’s SNP has dual eligibility, meaning you must qualify for Medicaid and Medicare programs to be eligible for enrollment. Its MOOP cost is $3,450.

Like most of the plans on this chart, Humana has a zero-dollar monthly premium. This plan also has dual eligibility and a MOOP of $3,450.

The final plan we’ll cover is Great Plains. Unlike the other plans on this chart, this plan has a monthly premium of $38.90. In addition, it has institutional eligibility and a MOOP rate of $6,000.

PLAN PREMIUM MOOP Plan Type Eligibility
Wellcare $0 $3,450 LOCAL PPO Dual
Humana $0 $3,450 HMO Dual
UnitedHealthcare $0 $7,550 HMO Dual
Aetna $0 $7,550 HMO Dual
Great Plains $38.90 $6,000 HMO Institutional

FAQs

How do you register for Medicare in Bellevue, Nebraska?

Many residents automatically enroll in Original Bellevue, Nebraska Medicare. If you receive Social Security or Railroad Retirement Board benefits, you will have automatic enrollment. Otherwise, you can apply for Medicare through Social Security.

Is Plan G available in Bellevue, Nebraska?

Currently, there are Plan G programs available in Bellevue, Nebraska. Many residents choose Plan G due to its comprehensive coverage.

Does Medigap cover drugs in Bellevue, Nebraska?

Unfortunately, no Medigap plans cover drugs in Bellevue, Nebraska. However, you can enroll in a supplemental Part D plan to resolve this issue.

What is the least expensive Medicare Supplement plan in Bellevue, Nebraska?

There are different considerations to make when choosing a Medicare Supplement plan. For instance, while one plan has a lower monthly premium, it may have a higher deductible. For the least expensive supplemental plan, there’s Plan K.

Are Medicare premiums deducted from Social Security in Bellevue, Nebraska?

Yes, you can request to deduct your Medicare premiums from your monthly Social Security check. You can also do this for Medicare Part C premiums.

How to Sign Up for Supplemental Medicare in Bellevue

Many Supplemental Medicare plans are available in Bellevue, Nebraska. Trying to choose the right one can often be overwhelming. Luckily, you can work with our team to find the right plan.

Our services are completely free and can help you find the best plan for your budget and healthcare needs.

Call today or fill out our form to get rates and supplement your Bellevue, Nebraska Medicare plan!

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.