Hundreds of Norman, Oklahoma, residents enroll in Original Medicare each year. Although Original Medicare covers most beneficiaries’ medical expenses, it doesn’t cover everything.

Many people turn to Supplemental Medicare plans in Norman, Oklahoma, to help pay for medical care not covered by Original Medicare.

Medicare plans in Norman, Oklahoma

Supplement Medicare plans cover medical expenses excluded from Oklahoma’s Original Medicare. Oklahoma residents can purchase a Medicare Advantage or Medigap plan to supplement Medicare Part A and B, providing additional coverage.

We put together a brief guide to help you understand Supplemental Medicare plans in Norman, Oklahoma, and how they benefit qualified enrollees. The quotes below are based on a 65-year-old female.

Affordable Medicare Advantage plans in Norman, OK

Currently, Norman, Oklahoma, has 36 different Supplemental Medicare plans available. Residents purchase these plans through independent carriers within their county. Some of the most popular Supplemental Medicare providers in Norman, Oklahoma, include:

Humana is a four-star Supplemental Medicare carrier that offers HMO (Health Maintenance Organization) plan types with zero-dollar premiums and a $5,900 MOOP (Maximum Out-of-Pocket Limit).

Another four-star carrier, GlobalHealth, provides HMO Supplemental Medicare plans with zero-dollar premiums and a $3,900 MOOP.

Cigna sports a three-star rating and offers Local PPO (Preferred Provider Organization) plan types without premiums and a $5,550 MOOP.

PLAN PREMIUM MOOP Plan Type Star Rating
Humana $0 $5,900 HMO 4
Wellcare $0 $5,900 LOCAL PPO N/A
Integris Health $0 $5,300 HMO 3
Cigna $0 $5,550 LOCAL PPO 3
GlobalHealth $0 $3,900 HMO 4

Average Medicare Supplement plans in Norman, OK

As stated before, Medicare Supplement plans help pay for medical expenses that Original Medicare doesn’t cover. The federal government standardizes Medigap plans nationwide, preventing the benefits from changing from state to state or carrier to carrier. However, the monthly premium prices often fluctuate.

Medigap Plan G is incredibly popular in Norman, Oklahoma, since it doesn’t require beneficiaries to pay a Part B deductible. The plan’s premiums range from $99.07 to $362.53.

Medigap Plan F provides the most coverage of all the Medigap plans. Premiums cost between $114.64 and $395.87.

Medigap Plan HDF, also known as High-Deductible Plan F, offers the same benefits as Medigap Plan F with lower monthly premiums. This plan’s premiums range from $27 to $72.77.

PLAN A $86.25 $1,068.62
PLAN B $101.00 $335.87
PLAN C $111.75 $395.87
PLAN D $104.25 $332.76
PLAN F $114.64 $395.87
PLAN HDF $27.00 $72.77
PLAN G $99.07 $362.53
PLAN HDG $27.00 $70.97
PLAN K $50.30 $126.62
PLAN L $63.33 $184.75
PLAN M $70.81 $192.64
PLAN N $68.22 $361.82

Cheapest Medicare Part D prescription drug plans

There are no Medigap plans and only a few Medicare Advantage plans that cover prescription drug costs. However, in Norman, Oklahoma, residents can purchase Medicare Part D to help pay for their prescription medications. Medicare Part D plans in Oklahoma are standalone plans independent carriers offer to qualified enrollees.

BCBS of Oklahoma is a four-star carrier providing Medicare Part D plans with $21.20 premiums and $480 deductibles.

Aetna enjoys a three-star rating and offers Medicare Part D plans with $6.70 premiums and $480 deductibles, making it the most affordable carrier.

WellCare is another three-star Medicare Part D provider that offers plans with $13 premiums and $480 deductibles.

Aetna $6.70 $480 3
Wellcare $13.00 $480 3
Clear Spring Health $16.40 $480 2
BCBS of Oklahoma $21.20 $480 4
UnitedHealthcare $22.50 $310 4

Medicare Special Needs plans

Medicare Special Needs Plans, better known as SNPs, are subdivisions of Medicare Advantage plans tailored for Norman, Oklahoma, residents with special needs and chronic disabilities. Although SNPs are incredibly beneficial to qualified beneficiaries, they aren’t available nationwide.

UnitedHealthcare offers HMO Medicare Special Needs Plans with zero-dollar premiums and a $7,500 MOOP. It also provides enrollees with dual eligibility.

GlobalHealth provides HMO SNPs with zero-dollar premiums, a $3,450 MOOP, and Chronic or Disabling eligibility.

American Health offers HMO Medicare Special Needs Plans with $30.90 premiums and a $7,550 MOOP. SNPs also provide beneficiaries with institutional eligibility.

PLAN PREMIUM MOOP Plan Type Eligibility
UnitedHealthcare $0 $7,550 HMO Dual
GlobalHealth $0 $3,450 HMO Chronic or Disabling
Wellcare $0 $3,400 HMO Dual
UnitedHealthcare $0 $7,550 HMO Dual
American Health $30.90 $7,550 HMO Institutional


What is the maximum income to qualify for Medicare in Norman, OK?

There is no income limit to qualify for Medicare in Oklahoma. Married couples making a combined income of $1,437 or lower may qualify for extra help as well.

What Medicare Advantage Plans are available in Norman, OK?

There are four Medicare Advantage plan types in Norman, Oklahoma:

Each plan type offers different coverage. With that in mind, research each one to find the best plan for your specific needs.

Does Medicare cover prescriptions in Norman, OK?

Medicare only covers a limited number of prescription drugs. Most Norman residents purchase a standalone Part D plan to help pay for their prescription medications.

What is the difference between Medigap and Medicare Advantage plans in Norman?

Medigap fills the gaps within Original Medicare by covering the out-of-pocket costs not covered within Original Medicare. Medicare Advantage plans will provide an alternative to Original Medicare and provide additional coverage to qualified beneficiaries.

How much is Medigap Plan G in Norman, OK?

Medigap Plan G premiums range from $98 to $343. There is also a high-deductible Plan G to consider, with premiums between $27 and $62. It’s best to research both plans to learn which one better suits your needs.

How to Sign Up for Supplemental Medicare in Norman, Oklahoma

Contact us if you need a team of reliable Medicare professionals to guide you through the Supplemental Medicare process in Norman, Oklahoma.

We specialize in helping Norman residents find the best supplemental Medicare plan for their unique needs.

Our team of licensed insurance agents always makes you their No. 1 priority and will do everything to make the Supplemental Medicare process as smooth and stress-free as possible.

Give us a call or complete our rate form to see current rates in Norman, OK, today!

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.