There are 258,215 beneficiaries enrolled in Medicare Part A and Part B in Tulsa, Oklahoma. The 77,160 Medicare Advantage enrollees make up 22.88% of all enrollees in the state. A total of 181,055 patients have Part A coverage.
Medicare plans in Tulsa, Oklahoma
Tulsa, Oklahoma residents can use supplemental Medicare plans to cover expenses that Original Medicare does not. Avoid thousands of out-of-pocket costs with a Medicare Advantage or Medigap plan.
Over half (55.15%) of Tulsa supplemental Medicare enrollees are female. The following quotes are for a 70-year-old female.
Cheapest Medicare Advantage plans in Tulsa, Oklahoma
Over 77,000 patients receive supplemental Medicare in Tulsa, Oklahoma. The average age for enrollees is 71. Currently, there are 33 Medicare Advantage plans available in Tulsa County.
One of the cheapest Oklahoma Medicare Advantage plans is from GlobalHealth (HMO). Its four-star rating indicates affordable costs for comprehensive Part C service. You’ll pay a zero-dollar premium and only pay $3,000 maximum out-of-pocket.
Patients choose Blue Cross Blue Shield of Oklahoma (Local PPO) for its trustworthy name and all-in-one plan. It currently has no star rating. The program includes prescription drug coverage, up to $5,900 maximum out-of-pocket costs, and no monthly premium.
Humana (Local PPO) features a four-star rating and only requires $4,500 maximum out-of-pocket per year. People choose this plan for its lowered Part B premium. You’ll save more money with no monthly premium.
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| Humana | $0 | $4,500 | LOCAL PPO | 4 |
| GlobalHealth | $0 | $3,000 | HMO | 4 |
| UnitedHealthcare | $0 | $4,400 | LOCAL PPO | 4 |
| BCBS of Oklahoma | $0 | $5,900 | LOCAL PPO | N/A |
| CommunityCare | $0 | $4,700 | HMO | 4 |
Average Medicare Supplement plans in Tulsa, OK
Medigap and Medicare Supplement plans in Tulsa, Oklahoma cover treatment expenses and fees that Medicare doesn’t cover. You can purchase supplemental Medicare from a private insurance company. You’ll get the same benefits across each state but pay a different premium.
Medigap Plan F is one of the most popular plans, covering everything, including the Part B deductible. It also has no out-of-pocket limit. The plan’s premiums range from $121.37 to $469.52.
Another top plan is Medigap Plan G. This policy covers everything except the Part B deductible. The lowest premium for this plan is $105.16, while the highest premium is $405.49.
For those who want Plan G at a more affordable monthly price, Medigap Plan HDG is available. You’ll pay a higher deductible and get premiums between $36 and $75.71.
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $101.56 | $1,068.62 |
| PLAN B | $123.03 | $379.86 |
| PLAN C | $132.11 | $456.91 |
| PLAN D | $124.58 | $419.11 |
| PLAN F | $121.37 | $469.52 |
| PLAN HDF | $36.00 | $81.09 |
| PLAN G | $105.16 | $405.49 |
| PLAN HDG | $36.00 | $75.71 |
| PLAN K | $55.08 | $126.62 |
| PLAN L | $67.25 | $206.92 |
| PLAN M | $85.44 | $239.96 |
| PLAN N | $76.01 | $361.82 |
Affordable Medicare Part D prescription drug plans
Patients needing affordable Medicare in Tulsa, Oklahoma, can get coverage for prescription drugs. Medicare Part D plans make getting outpatient medications at affordable prices easy. Medigap has no prescription coverage, while Medicare Advantage covers very few medicines.
In Tulsa, Oklahoma, a Medicare Part D plan from Clear Spring Health incurs a $16.40 monthly premium and $480 deductible. Patients indicate overall satisfaction with a three-star rating, indicating decent performance.
Wellcare offers a $13 premium and $480 deductible and has a three-star rating. You may have no copays with a Wellcare prescription drug plan.
UnitedHealthcare features a $22.50 premium for prescription drug coverage. You’ll pay a $310 deductible. Their four-star rating means they offer quality coverage for many outpatient prescription needs, including Extra Help.
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $6.70 | $480 | 3 |
| Wellcare | $13.00 | $480 | 3 |
| Clear Spring Health | $16.40 | $480 | 2 |
| BCBS of Oklahoma | $21.20 | $480 | 4 |
| UnitedHealthcare | $22.50 | $310 | 4 |
Medicare Special Needs plans
Medicare Special Needs Plans (SNPs) are Medicare Advantage plans covering expenses from special needs treatments, therapies, and more. Although they aren’t available everywhere, they benefit those with chronic or disabling conditions.
In Tulsa, OK, GlobalHealth (HMO) offers multiple plans with no premium. One program requires $3,450 maximum out-of-pocket, while the other requires $3,900. Patients must have a chronic or disabling condition.
Humana (HMO) also requires a chronic or disabling condition for eligibility. You pay a zero-dollar premium and $3,450 max out-of-pocket.
American Health (HMO) features a $30.90 premium and requires $7,550 out-of-pocket. Patients must have an institutional diagnosis.
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| GlobalHealth | $0 | $3,450 | HMO | Chronic or Disabling |
| Humana | $0 | $3,450 | HMO | Chronic or Disabling |
| UnitedHealthcare | $0 | $7,550 | HMO | Dual |
| GlobalHealth | $0 | $3,900 | HMO | Chronic or Disabling |
| American Health | $30.90 | $7,550 | HMO | Institutional |
FAQs
Is Medicare based on your income in Tulsa, OK?
No, Medicare in Tulsa, Oklahoma, isn’t based on your income. However, if your modified adjusted gross is on the higher side, you could pay larger Medicare premiums.
What is the best Medicare Advantage plan in Tulsa?
Humana Honor is the highest-rated Medicare Advantage plan in Tulsa. It features no monthly premium, does not cover Part D, and is a PPO.
Can I add Medicare Part D anytime in Tulsa, OK?
You can only add Medicare Part D when you’re first eligible for Medicare, during the Open Enrollment Period, or during a Special Enrollment Period. You may receive an extended Special Enrollment Period.
Do Medigap plans cover drugs in Tulsa, OK?
There are no Medigap plans covering drugs in Tulsa, OK, or elsewhere in the United States. Instead, you’ll need to purchase a separate Medicare Part D plan or switch to a Medicare Advantage plan that includes prescription drug coverage.
Can I change my Medigap policy anytime in Tulsa, OK?
You can only change Medigap policies in certain situations. You must meet special condition eligibility requirements or be within the six-month enrollment period.
How to sign up for Medicare plans in Tulsa
Tulsa residents have a lot of choices when it comes to Oklahoma Medicare supplemental plans. That’s why we offer free services that compare the rates and benefits of the top carriers in your area.
We want to make sure you find the best plan for your needs – and our licensed insurance agents are here to help every step of the way.
So don’t go through this process alone – call us today or fill out our convenient online rate form to get the best rates in your area!
