338,089 Oklahoma City residents enrolled in Original Medicare or have a Medicare Advantage plan. Of the 338,089 beneficiaries, 80,914 (23.93%) enrolled in a Medicare Advantage plan.
Supplemental Medicare Plans in Oklahoma City, Oklahoma
Supplemental Medicare plans help cover the cost of your medical expenses that Original Medicare in Oklahoma doesn’t cover.
Qualified beneficiaries can supplement their Part A and Part B Medicare plans with a Medigap plan or Medicare Advantage plan. The quotes below are based on a male that is 65 years of age.
Average Medicare Advantage Plans in Oklahoma City, OK
As stated before, 338,089 Oklahoma City residents enrolled in an Original Medicare plan or a Medicare Advantage plan. However, 23.93% of those beneficiaries have an Oklahoma Part C plan.
Several Medicare Advantage plans are available in Oklahoma that can make your medical expenses more affordable. In fact, there are 36 Medicare Advantage plans in Oklahoma City alone. Below are some common Medicare Advantage plan carriers in Oklahoma City.
GlobalHealth is a four-star carrier that offers HMO (Health Maintenance Organization) plan types with zero-dollar premiums and a $3,000 MOOP (Maximum Out-of-Pocket).
UnitedHealthcare is another four-star carrier that offers Local PPO (Preferred Provider Organization) plans without premium and a $4,400 MOOP.
Integris Health sports a three-star rating and offers HMO Medicare Advantage plans with zero-dollar premiums and a $5,300 MOOP.
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| WellCare | $0 | $5,900 | LOCAL PPO | N/A |
| Integris Health | $0 | $5,300 | HMO | 3 |
| Humana | $0 | $5,900 | HMO | 4 |
| UnitedHealthcare | $0 | $4,400 | LOCAL PPO | 4 |
| GlobalHealth | $0 | $3,000 | HMO | 4 |
Cheapest Medicare Supplement Plans in Oklahoma City, OK
Medigap and Medicare Supplement plans help pay for medical costs that Original Medicare doesn’t cover. Oklahoma City residents can purchase these Oklahoma Medicare Supplemental plans through independent carriers within their district.
The federal government standardizes all Medigap and Medicare Supplement plans, preventing the benefits from changing state to state or carrier to carrier. However, the monthly premiums often fluctuate between providers and states.
Medigap Plan G is one of the most popular Medigap plans in Oklahoma City, OK, since enrollees don’t pay a Part B deductible. Plan G’s premiums range from $106.50 to $408.64.
Medigap Plan HDG, also known as High-Deductible Plan G, provides the same benefits as Medigap Plan G but with a monthly deductible. Enrollees can expect to pay premiums ranging from $31 to $408.64.
Medigap Plan F is one of the most comprehensive plans available in Oklahoma City, OK, making it incredibly popular among residents. The premiums range from $114.75 to $446.87.
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $86.25 | $1,205.50 |
| PLAN B | $101.00 | $378.62 |
| PLAN C | $111.75 | $446.87 |
| PLAN D | $104.25 | $382.67 |
| PLAN F | $114.75 | $446.87 |
| PLAN HDF | $31.00 | $80.44 |
| PLAN G | $106.50 | $408.64 |
| PLAN HDG | $31.00 | $78.74 |
| PLAN K | $57.01 | $143.12 |
| PLAN L | $72.75 | $208.75 |
| PLAN M | $84.00 | $213.93 |
| PLAN N | $80.13 | $408.13 |
Affordable Medicare Part D in Oklahoma City, OK
Medicare Part D plans are independent plans that cover the cost of prescription medications in Oklahoma. Since no Medigap plans and only a few Medicare Advantage plans provide coverage for prescription drugs, many people purchase Part D plans from local carriers.
BCBS of Oklahoma enjoys a four-star rating and offers Medicare Part D plans with $21.20 premiums and $480 deductibles.
Another four-star carrier, UnitedHealthcare, provides Medicare Part D plans with $22.50 premiums and $310 deductibles.
Aetna has a three-star rating and carries Medicare Part D plans with $6.70 premiums and $480 deductibles.
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $6.70 | $480 | 3 |
| WellCare | $13.00 | $480 | 3 |
| Clear Spring Health | $16.40 | $480 | 2 |
| BCBS of Oklahoma | $21.20 | $480 | 4 |
| UnitedHealthcare | $22.50 | $310 | 4 |
Medicare Special Needs Plans in Oklahoma City, OK
Medicare Special Needs Plans (SNPs) are a subset of Medicare Advantage plans that provide coverage to residents with disabling or chronic conditions. However, SNPs aren’t available in every region.
WellCare offers HMO SNPs with zero-dollar premiums and a $3,400 MOOP. Its plans also provide beneficiaries with dual eligibility.
GlobalHealth also offers HMO plan types with zero-dollar premiums, a $3,450 MOOP, and Chronic or Disabling eligibility.
American Health provides HMO plans with $30.90 premiums and a $7,550 MOOP. Its plans also offer institutional eligibility.
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| WellCare | $0 | $3,400 | HMO | Dual |
| Humana | $0 | $3,450 | LOCAL PPO | Dual |
| GlobalHealth | $0 | $3,450 | HMO | Chronic or Disabling |
| UnitedHealthcare | $0 | $7,550 | HMO | Dual |
| American Health | $30.90 | $7,550 | HMO | Institutional |
FAQs
What Medicare Advantage plans are available in Oklahoma City, OK?
There are four primary Medicare Advantage Plans in Oklahoma City, Oklahoma:
- Health Maintenance Organization (HMO)
- Preferred Provider Organization (PPO)
- Private fee-for-service (PFFS)
- Special Needs Plans (SNP)
Coverage differs between each plan type, so research each one to find the best plan for you.
What Is the maximum income to qualify for Medicare in Oklahoma City, OK?
Unmarried residents with a monthly income of $1,063 or less qualify for Medicare in Oklahoma City, Oklahoma. Married couples with a combined monthly income of $1,437 or less also qualify.
Do I need Medicare Part D if I don’t take any drugs in Oklahoma City, OK?
Yes. If you don’t have creditable drug coverage from another plan, you must sign up for Medicare Part D even if you don’t currently take prescription drugs.
Failing to enroll in Medicare Part D results in a 1% fine every month until you register. The fine also increases every year that the national premiums increase.
Which Medigap plan offers the most coverage in Oklahoma City?
Medigap Plan F is the most complete plan currently available in Oklahoma City. Plan G and Plan N are also relatively comprehensive and more budget-friendly packages.
What is the difference between Medigap and Medicare Advantage plans in Oklahoma City, OK?
Medigap plans are supplemental and cover out-of-pocket costs if Original Medicare doesn’t cover the expenses. Medicare Advantage plans usually replace Original Medicare and typically provide more coverage.
How to Sign Up for Supplemental Medicare in Oklahoma City
Supplemental Medicare in Oklahoma City, Oklahoma can be a great way to insure your health services far beyond the standard coverage of Original Medicare. However, sorting through the different options for Medicare can be a serious time investment without help.
That’s where we come in — we sort through all supplemental plans and providers to find you the perfect plans at the most affordable rates.
So don’t wait any longer! Call us today. Or fill out our easy online rate form to get connected with the best rates in your area.
