American National Life Insurance was founded back in 1905. The company is headquartered in Galveston, TX. There are multiple subsidiaries that operate in different states, some of them under different names, but all are members of the same parent company. The Moody family is responsible for founding the company, and it remains a family-operated business to this day.

Company Highlights

  • Founded in 1905; over a century of experience in the industry
  • Offers a variety of financial products across all 50 states
  • Corporate focus on financial strength, integrity, service, and teamwork
  • Headquartered in Galveston, Texas

American National Life Insurance Medicare Plans

Sometimes, an insurance company will choose to limit the scope of product options in exchange for offering their customers expertise in a particular product. American National Life Insurance is one such company:

Medicare Supplement Plans YES
Medicare Advantage Plans NO
Medicare Part D Drug Plans NO

American National Life Insurance Premium Comparison

Did you know that average insurance rates will vary wildly across different geographic regions? You have to really do your homework to know what you should be paying for premiums in your area. In addition, it’s helpful to compare prospective costs with national averages, as shown in the chart below.
This Table Represents National Average Costs of Medicare Supplement Plans

Plan Type Starting From Part A Deductible Part B Deductible Excess Nursing Travel
Plan C $118* $0 $0 Not Covered 100% Covered 100% Covered
Plan F $116* $0 $0 100% Covered 100% Covered 100% Covered
Plan G $105* $0 $233 100% Covered 100% Covered 100% Covered
Plan B $104* $0 $233 Not Covered Not Covered Not Covered
Plan N $70* $0 $233 Not Covered 100% Covered 100% Covered
Plan D $97* $0 $233 Not Covered 100% Covered 100% Covered
Plan A $69* $1,556 $233 Not Covered Not Covered Not Covered
Plan L $76* $389 $233 Not Covered 75% Covered Not Covered
Plan K $45* $778 $233 Not Covered 50% Covered Not Covered
Plan M $97* $778 $233 Not Covered 100% Covered 100% Covered

Financial Strength Ratings

Between the three companies listed below, you can get a fairly accurate idea of American National’s financial strength. The financial strength of any company, especially an insurance company, is indicative of the company’s good business practices.

A.M. Best Rating A
Standard & Poor’s Rating A
Moody’s Rating No Rating

American National Life Insurance Review

Back in 1905, William Lewis Moody Jr. founded what is now known as American National Life Insurance. They offer a variety of financial products to their customers, including (but certainly not limited to) Medicare supplements. The company is publicly traded, but a significant amount of company stock continues to be controlled through private channels.

How To Get A Rate Quote

Customers looking to get a rate quote, or learn more about plans have 2 options:

  • Call a licensed insurance representative at: (877) 910-7579
  • Complete an online quote request at:

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.