When purchasing an Arizona Medicare Supplement plan, or Medigap plan, you’re getting a supplement plan that works alongside Medicare to fill in gaps in coverage.

They are standardized by the federal government. Benefits remain the same from carrier to carrier, regardless of the letter plan you enroll in.

If you need assistance understanding Medicare coverage options and Medigap plans, read on to discover more about the Medicare supplement plans in the state of Arizona.

Arizona Medigap Enrollment & Coverage Chart Per Letter Plan

Medigap coverage in Arizona is a primary source of supplemental Medicare coverage. This is because it protects beneficiaries from high out-of-pocket medical costs. That’s why nearly 185,000 Arizona residents chose to enroll in one of the twelve Medicare Supplement letter plans.

The chart below shows the number of beneficiaries in Arizona that enrolled in each letter plan:

PLAN A B C D F G K L M N
AR 488 373 1,393 357 36,741 16,584 490 277 3 7,293

What are the Most Popular Medigap Plans in Arizona?

As you can see from above, Medigap Plan F and Plan G are the most popular Medigap plans, with Plan N being the runner-up. Plan N seems to provide a balance of lower cost in premiums in exchange for a small copay when visiting the doctor or going to the emergency room.

Medigap Plan Coverage Chart for Arizona

The Medigap plan coverage chart below lists the benefits of each letter plan. The benefits will always remain the same from carrier to carrier.

Medicare Supplement Plans Costs in Arizona

There are numerous factors that impact your Medigap premium. The more common factors that influence your personal rate include your age, location, gender, tobacco use, household discounts, when you enroll, and how you pay for your premium.

The below charts will show the lowest and highest premium for each letter plan in Arizona.

Inexpensive Premium Per Medigap Letter Plan in Arizona

Let’s look at an example of a lower Medigap plan premium for each letter plan. The below chart premiums are based on a 65-year-old female.

PLAN A B C D F G K L M N
Premium $90 $132 $142 $134 $125 $110 $37 $76 $85 $90

Highest Premium Per Medigap Letter Plan in Arizona

Now, for the higher premium per Medigap letter per plan. Taking that same female who is 65 years old, this chart shows the most expensive premiums.

PLAN A B C D F G K L M N
Premium $416 $329 $373 $290 $464 $427 $127 $233 $258 $314

Top Medigap Plan Carriers in Arizona

Below you’ll find some of the top Medigap plan carriers within Arizona. The chart shows rates based on a 70-year-old male. Since the benefits will stay exactly the same regardless of the carrier you enroll with, it makes the most sense to go with the lowest premium option once you decide on a letter plan.

For example, if you decided you wanted to enroll in Plan N, then the most cost-effective option would be to enroll with Medico. This seems to also be the case for Plan F & Plan G.

CARRIERS PLAN F PLAN G PLAN N
Medico $163 $136 $106
New Era $184 $149 $111
American Financial $174 $151 $116
Aetna $193 $157 $116
Sbli Life $173 $147 $117

Cities in Arizona with Estimated Premiums for Medicare Supplement Coverage

You can find charts with estimated premiums for Medicare Supplement coverage for the below cities:

FAQs

How much does Medigap plan coverage cost per month in Arizona?

You can expect to pay somewhere between $80 to $180 a month in Arizona for a Medigap policy depending on the letter plan you choose to enroll in.

Can I switch Medigap plans in Arizona?

Yes, you can technically switch Medigap plans at any time. Unlike Original Medicare and Medicare Advantage, there is no Annual Enrollment Period. However, if you’re outside your one-time open enrollment window, you’ll have to go through medical underwriting. With that said, if you’re overall healthy, you should have no issue switching plans.

Are all Medigap plans the same in Arizona?

You’re able to choose from 10 Medicare Supplement insurance plans and two high-deductible options in Arizona. The benefits of each lettered plan are the same across different insurers. However, the premiums will vary from carrier to carrier for those same benefits.

What is Medicare Part B in Arizona?

Medicare Part B insurance is a part of the Medicare federal health insurance program. Part B covers outpatient care, preventive services, ambulance services, and durable medical equipment.

How to Sign Up for Medigap Plan in Arizona

If you have questions on how to sign up for a Medigap plan in Arizona, we’re here to help! Our licensed agents work with all the top carriers in the state. They can compare each letter plan with each carrier to make sure you get the lowest premium. Give us a call at the number above, or complete our online rate form to get started now.

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for Medigap.com. She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at Medigap.com. He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.