Almost 1,357,000 Arizonans enjoy the benefits of Original Medicare. Of these residents, some are enrolled in all parts of Medicare. The rest are enrolled in some parts only.
When Original Medicare isn’t enough, it’s time to take a look at supplemental plans. Here’s what those options look like, along with the utilization numbers behind the various parts of Medicare.
Arizona Medicare: Facts & Figures
- Part A of Medicare in Arizona includes over 779,000 members.
- Of the Arizonans in Part A, just under 706,600 recipients aged into the program. Over 72,500 beneficiaries entered Part A through disability.
- Over 570,000 Arizonans enjoy Medicare Advantage plans.
- Almost 952,000 people utilize Medicare Part D.
Medicare Costs in Arizona
To understand the costs associated with Original Medicare, it’s crucial to understand Parts A and B. This includes each plan’s co-pays, deductibles, and co-insurance rates.
Part A is for your hospital visits, also known as inpatient care. This refers to any services rendered in the emergency room. Or, any stay in the hospital that lasts more than one day.
Part B is for all outpatient care. Think vaccines, routine exams, medical supplies, and anything that doesn’t involve a hospital stay.
|Medicare Part A Costs in 2023||Medicare Part B Costs in 2023|
Original Medicare Coverage
Around 676,000 Arizona residents are enrolled in both Part A & B of Medicare. A closer look at this number reveals that a little over 618,000 have aged into the program. Almost 58,000 Arizonans are enrolled in both parts of Original Medicare after opting in through a disability.
|Medicare Part A (Hospital Coverage)
||Medicare Part B (Medical Insurance)
Supplemental Medicare Plans in Arizona
Healthcare costs continue to go up every year. When people are seeking to stay cost-conscious and still secure comprehensive coverage, a Medicare Supplemental plan can really make a difference.
This includes Medigap, Part C, and Part D. Unlike Parts A and B, these supplemental plan costs will depend on the beneficiaries’ location and selected plan.
Medigap plans exist to help fill the gaps in Original Medicare coverage. They’re sold by private companies and pay most out-of-pocket costs. These plans also partner with the federal government to ensure affordable care options.
Another supplemental health care option is a Medicare Advantage plan, also known as Part C. These plans are offered by private companies. These companies must follow Medicare rules, meaning they must cover all of the services that Original Medicare covers.
You’ll always be covered for emergency and urgent care (even outside of Arizona), along with dental and eye care.
When Arizonans opt for a Medigap plan, they can also purchase a Part D prescription drug plan. This helps cover medications for Arizona residents and keeps the cost of prescriptions low.
Cities in Arizona with Estimated Premiums for Supplemental Coverage
You can find charts with estimated premiums for each type of supplemental coverage for the below cities:
Arizona Medicare Resources
If you’re located in Arizona, you have several options to get the information you need surrounding Medicare coverage:
- The Arizona State Health Insurance Assistance Program is a free health benefits counseling service for Medicare beneficiaries.
- The Arizona Health Care Cost Containment System (AHCCCS) is Arizona’s Medicaid program and the state’s health care program for those who do not qualify for Medicaid.
- Arizona’s Community and Family Health Services (CFHS) provides public health services throughout the Grand Canyon State.
- Because Arizona has a large number of Native American residents, those meeting specific criteria may be eligible for Medicare, Medicaid, and Native American health insurance.
- If you’re looking for a supplemental plan, we’re also here as your resource.
Who is eligible for Medicare in Arizona?
To be eligible, you must be a U.S. citizen or permanent legal resident who has lived in the United States for more than five years. You’ll also have to meet at least one of the following criteria:
- You’re 65 or older.
- You have been on Social Security Disability Insurance (SSDI) for at least two years.
- You have Lou Gehrig’s disease or end-stage renal disease (ESRD).
What is the income limit for Medicare in Arizona?
Arizona applicants can qualify for Medicaid for the aged, blind, and disabled. The monthly income limits are between $1,064 (single) and $1,437 (married). Beneficiaries in Arizona can also qualify for a Medicare Savings Program (MSP) with incomes up to $1,416 a month (single) and $1,920 a month (married).
How much does Medigap cost in Arizona?
Arizonans can expect to pay between $80 to $1,233 each month for a Medigap plan. Keep in mind that these premiums will vary depending on your insurer and how your premium is rated.
How to Sign Up for Supplemental Medicare in Arizona
The above are some Medicare options in Arizona, but keep in mind that this isn’t a complete rundown. In order to ensure you have all of the information you need to secure proper coverage, be sure to consult a licensed agent.
We’re happy to offer this assistance free of charge — simply give us a call or complete our rate form to get price quotes for supplemental plans in the Grand Canyon State.