Almost 1,357,000 Arizonans enjoy the benefits of Original Medicare. Of these residents, some are enrolled in all parts of Medicare. The rest are enrolled in some parts only.

When Original Medicare isn’t enough, it’s time to look at supplemental plans. Here’s what those options look like, along with the utilization numbers behind the various parts of Medicare.

Arizona Medicare: Facts & figures

  • Part A of Medicare in Arizona includes over 779,000 members.
  • Of the Arizonans in Part A, just under 706,600 recipients aged into the program. Over 72,500 beneficiaries entered Part A through disability.
  • Over 570,000 Arizonans enjoy Medicare Advantage plans.
  • Almost 952,000 people utilize Medicare Part D.

Medicare costs in Arizona

To understand the costs associated with Original Medicare, it’s crucial to understand Parts A and B. This includes each plan’s co-pays, deductibles, and co-insurance rates.

Part A is for your hospital visits, also known as inpatient care. This refers to any services rendered in the emergency room. Or, any stay in the hospital that lasts more than one day.

Part B is for all outpatient care. Think vaccines, routine exams, medical supplies, and anything that doesn’t involve a hospital stay.

Medicare Part A Costs in 2023 Medicare Part B Costs in 2023
  • Part A is premium-free for most
  • Part A deductible is $1,600 per benefit period
  • Inpatient hospital stay days 61-90 is $400
  • The standard Part B premium is $164.90
  • The annual deductible for Part B is $226
  • Medicare pays 80%, you pay 20% out-of-pocket

Original Medicare coverage

Around 676,000 Arizona residents are enrolled in Part A & B of Medicare. A closer look at this number reveals that a little over 618,000 have aged into the program. Almost 58,000 Arizonans are enrolled in both parts of Original Medicare after opting in through a disability.

Medicare Part A (Hospital Coverage)

  • Inpatient care in hospitals
  • Skilled nursing facility care
  • Hospice care
  • Home health care
Medicare Part B (Medical Insurance)

  • Services from doctors and health providers
  • Outpatient care
  • Home health care
  • Durable medical equipment
  • Some preventive services

Supplemental Medicare plans in Arizona

Healthcare costs continue to go up every year. A Medicare Supplemental plan can make a difference when people seek to stay cost-conscious and still secure comprehensive coverage.

This includes Medigap, Part C, and Part D. Unlike Parts A and B, these supplemental plan costs will depend on the beneficiaries’ location and selected plan.

Medigap plans exist to help fill the gaps in Original Medicare coverage. Private companies sell them and pay the most out-of-pocket costs. These plans also partner with the federal government to ensure affordable care options.

Another supplemental health care option is a Medicare Advantage plan or Part C. Private companies offer these plans. These companies must follow Medicare rules, meaning they must cover all of the services that Original Medicare covers.

You’ll always be covered for emergency, urgent care (even outside of Arizona), and dental and eye care.

When Arizonans opt for a Medigap plan, they can purchase a Part D prescription drug plan. This helps cover medications for Arizona residents and keeps the cost of prescriptions low.

Cities in Arizona with estimated premiums for supplemental coverage

You can find charts with estimated premiums for each type of supplemental coverage for the below cities:

Arizona Medicare resources

If you’re located in Arizona, you have several options to get the information you need surrounding Medicare coverage:


Who’s eligible for Medicare in Arizona?

To be eligible, you must be a US citizen or permanent legal resident who has lived in the United States for over five years. You’ll also have to meet at least one of the following criteria:

  • You’re 65 or older.
  • You have been on Social Security Disability Insurance (SSDI) for at least two years.
  • You have Lou Gehrig’s disease or end-stage renal disease (ESRD).

What is the income limit for Medicare in Arizona?

Arizona applicants can qualify for Medicaid for the aged, blind, and disabled. The monthly income limits are between $1,064 (single) and $1,437 (married). Beneficiaries in Arizona can also qualify for a Medicare Savings Program (MSP) with incomes up to $1,416 a month (single) and $1,920 a month (married).

How much does Medigap cost in Arizona?

Arizonans can expect to pay between $80 to $1,233 monthly for a Medigap plan. Remember that these premiums will vary depending on your insurer and how your premium is rated.

How to sign up for Medicare plans in Arizona

The above are some Medicare options in Arizona, but remember that this isn’t a complete rundown. To ensure you have all the information you need to secure proper coverage, consult a licensed agent.

We’re happy to offer this assistance free of charge — give us a call or complete our rate form to get price quotes for supplemental plans in the Grand Canyon State.

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Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.