Medicare provides health insurance to people 65 years and older regardless of income or medical history. Medicare beneficiaries can enroll in Original Medicare or Medicare Advantage plans. Let’s explore the Gresham, Oregon Medicare plans available.

Gresham Oregon Supplemental Medicare Plans

Medicare beneficiaries in Oregon can benefit by enrolling in Supplemental plans and reducing their healthcare costs. These plans pay for costs not covered by Original Medicare. All the information below pertains to male enrollees older than 65.

Cheapest Medicare Advantage Plans in Gresham, Oregon

In Gresham, Oregon, you can sign up for Medicare Advantage plans to receive more coverage and lower your Medicare costs. People can choose from 45 Medicare Advantage (MA) plans. Enrolling in a MA plan means getting your Part A and B benefits from a private insurance provider rather than the federal government; however, coverage stays the same.

The FamilyCare HMO plan has a $0 monthly premium and a maximum out-of-pocket (MOOP) limit of $6,700. FamilyCare provides comprehensive care for your overall health.

Humana’s HMO plan also has a $0 monthly premium and a MOOP cost of $5,700. Providence’s HMO plan has no premium and a MOOP limit of $5,500.

Health Net’s plan has a MOOP limit of $3,950 and no monthly premium. Health Net offers discounts on alternative treatment methods, such as acupuncture and massage therapy. The Regence plan has a competitively low MOOP of $3,400 and a $0 monthly premium.

PLAN PREMIUM MOOP Plan Type Star Rating
FamilyCare $0 $6,700 HMO N/A
Humana $0 $5,700 HMO N/A
Providence $0 $5,500 HMO N/A
Health Net $0 $3,950 HMO N/A
Regence $0 $3,400 HMO N/A

Affordable Medicare Supplement Plans in Gresham, Oregon

Gresham, Oregon Medicare Supplement plans provide health care insurance and pay for Medicare gap expenses. These plans have government standardization, and the benefits remain the same in every state and with every carrier. However, premium costs will vary depending on location and various other factors.

Most people choose Medigap Plan G, which ranges from $122.91 to $372.85 per month. Plan G covers most Medicare costs except the Part B deductible. People also pick Medigap Plan HDG, which ranges from $31 to $50.40 and has similar benefits but a higher deductible.

Medigap Plan F monthly premiums range from $160.31 to $399.87. Plan F pays for 20% of Part B coinsurance. Another option includes Plan HDF, which pays for expenses after a $250 deductible; premiums for this plan range from $31 to $111.12 per month.

Medigap Plan L ranges from $101.84 to $222.06 per month. Lastly, Plan M has low monthly premiums, but you have to pay for half of the Part A expenses. The monthly premiums range from $150.53 to $227.88.

LETTER PLAN LOWEST PREMIUM HIGHEST PREMIUM
PLAN A $103.37 $326.76
PLAN B $167.27 $344.87
PLAN C $191.00 $398.00
PLAN D $136.17 $272.28
PLAN F $160.31 $399.87
PLAN HDF $31.00 $111.12
PLAN G $122.91 $372.85
PLAN HDG $31.00 $50.40
PLAN K $51.98 $117.00
PLAN L $101.84 $222.06
PLAN M $150.53 $227.88
PLAN N $105.66 $268.00

Average Medicare Part D in Gresham, Oregon

Medicare Part D in Oregon helps Medicare beneficiaries by covering prescription drug expenses. People can choose between a stand-alone Part D plan or opt for a Medicare Advantage Plan with Prescription Drug coverage (MAPD). It is crucial to remember that only some MA plans have drug coverage, and there are no Medigap Plans with Part D coverage.

Aetna’s plan costs $7.70 a month plus the $480 deductible, but it has a high four-star rating.

The Wellcare plan costs $11.60 per month with a $480 deductible and has Similarly, Clear Spring Health plans have a monthly premium of $16.20 with a deductible of $480, but the plan only has a two-star rating.

Elixir Insurance’s three-star plan costs $20.30 a month with a $480 deductible. Lastly, Humana’s impressive four-star plan has a premium of $22.70 per month and a $480 deductible.

PLAN PREMIUM DEDUCTIBLE STAR RATING
Aetna $7.70 $480 3
Wellcare $11.60 $480 3
Clear Spring Health $16.20 $480 2
Elixir Insurance $20.30 $480 3
Humana $22.70 $480 4

Medicare Special Needs Plans

Special Need Plans cater to people with chronic conditions or disabilities. Although SNPs are a subset of Medicare Advantage plans, they are only available in select areas.

The PacificSource plan has no monthly premium and a MOOP limit of $6,700 for dual-eligible beneficiaries who have both Medicare and Medicaid coverage.

UnitedHealthcare’s plan costs $4.20 per month with a MOOP of $7,550 for beneficiaries with chronic or disabling conditions. CareOregon has a monthly premium of $40.50 with a MOOP of $3,400 and dual eligibility.

The Providence HMO plan for dual-eligible beneficiaries has a low MOOP of $3,400 and a monthly premium of $40.50.

PLAN PREMIUM MOOP Plan Type Eligibility
PacificSource $0 $6,700 HMO Dual
UnitedHealthcare $4.20 $7,550 LOCAL PPO Chronic/Disabling
CareOregon $40.50 $3,400 HMOPOS Dual
Providence $40.50 $3,400 HMO Dual
AgeRight $40.50 $6,500 HMO Institutional

FAQs

How Much Is Medigap Plan G in Gresham?

Medigap Plan G costs between $117 and $737 per month depending on age, sex, and medical history. Under this plan, Medicare Part A costs zero dollars, and Part B has a $203 deductible.

Where to Apply for Medicare in Gresham, Oregon?

To apply for Medicare in Gresham, Oregon, visit the local Social Security Administration Office. Personnel can help you enroll in Medicare in person, over the phone, or online.

What Happens if I Refuse Part D in Gresham, Oregon?

If you refuse Medicare Part D, you will lose out on drug coverage. Choosing to enroll later can cost penalties and expensive medical bills. Therefore, you should enroll in Part D when you first sign up for Medicare to avoid late enrollment premium penalties.

Is Medicare Part A Free in Gresham, Oregon?

Most people get free Medicare Part A. If you choose to buy supplemental coverage, you must pay monthly premiums.

Can Medigap Plans be Deducted from Social Security in Gresham, OR?

Yes. The Social Security Administration can automatically deduct your Medigap plan premiums from your monthly Social Security check.

How to Sign Up for Supplemental Medicare in Gresham

Medicare Advantage and Medigap plans help alleviate the burden of expensive medical bills. Medigap.com can help you find and enroll in the right plan. Our team compares the best Gresham, Oregon Medicare plans that fit your unique insurance and financial needs. Call us or complete our online form to get rates in your area now.

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.