Oregon Medicare Part D Plans help cover prescriptions not covered under Original Medicare. In Oregon, there are 622,729 participants enrolled in Part D Plans.

Additionally, there are 275,671 residents enrolled in a stand-alone program versus 372,272 enrolled in an MAPD (Medicare Advantage Prescription Drug) plan.

Oregon Medicare Part D plans for 2024

Medicare Part D is the prescription coverage portion of Medicare provided by private insurance companies. Part D covers the prescriptions you can pick up at your local pharmacy. We will review the different types of Part D plans below.

Part D plans with the lowest premium

Aetna is one of the most popular Oregon Medicare Part D Plans. This three-star plan has a $7.70 premium with a $480 deductible.

Wellcare offers another plan that residents can choose from. This plan has an affordable monthly premium of $11.60 and a $480 deductible.

Humana is a good choice for pharmacies like Kroger, Walmart, or Costco. Humana’s drug plan has a high four-star rating and a monthly premium of $22.70.

Aetna $7.70 $480 3 No
Wellcare $11.60 $480 3 No
Clear Spring Health $16.20 $480 2 No
Elixir Insurance $20.30 $480 3 No
Humana $22.70 $480 4 No

Part D plans with a zero-dollar deductible

Some Wellcare plans have a zero-dollar deductible in Oregon. Wellcare makes generic prescriptions affordable, and the zero-dollar deductible plan has a $68.90 monthly premium.

Asuris also has a zero-dollar deductible. While this plan has a high premium of $114.50, it also has a three-star rating.

Many Oregon residents also choose UnitedHealthcare for its reputable name. UnitedHealthcare has a $101.00 monthly premium as well as gap coverage.

Wellcare $68.90 $0 3 No
Aetna $75.30 $0 3 Yes
UnitedHealthcare $101.00 $0 3 Yes
Asuris $114.50 $0 3 Yes

Part D plans with gap coverage

There are also many Oregon Medicare Part D plans that have gap coverage. For example, UnitedHealthcare has two main plans with gap coverage, and while one has a low premium of $29.30, it has a high deductible of $310.00. The other plan has a zero-dollar deductible but with a $101.00 premium.

Cigna’s plan also has a three-star rating, a $100 deductible, and a monthly premium of $50.60.

You can also choose Asuris, which has a zero-dollar deductible. However, while it has a zero-dollar deductible, its monthly premium is higher at $114.50.

UnitedHealthcare $29.30 $310.00 4 Yes
Cigna $50.60 $100.00 3 Yes
Aetna $75.30 $0 3 Yes
UnitedHealthcare $101.00 $0 3 Yes
Asuris $114.50 $0 3 Yes

Part D plans with a Low-Income Subsidy

There are 145,921 beneficiaries eligible to receive a Low-Income Subsidy (LIS) plan in Oregon.

The first LIS plan residents can choose is Aetna. Aetna has a low monthly premium of $32.70, a $480 deductible, and no gap coverage.

There’s also Wellcare, which allows residents to buy cheap generic prescriptions. This plan has a premium of $35.50 and a three-star rating.

UnitedHealthcare is another popular Part D plan with a $36.50 monthly premium. This popular plan also has a four-star rating, indicating its overall effectiveness.

Aetna $32.70 $480 3 No
Clear Spring Health $33.50 $480 2 No
Wellcare $35.50 $480 3 No
Cigna $36.40 $480 3 No
UnitedHealthcare $36.50 $480 4 No

Amount of beneficiaries that fall into each Part D coverage phase

Oregon Medicare Part D Plans carry certain coverage phases. Each phase provides a different level of coverage for prescription medications.

For example, the “donut hole” phase, or coverage gap, is when you see higher out-of-pocket expenses than in other stages.

Deductible Phase Initial Coverage Phase Coverage Gap Phase Catastrophic Phase
176,072 262,474 55,303 37,790

Oregon cities with Medicare Supplement coverage’s estimated premiums

The below cities have had charts created to show estimated premiums for Medigap plans in Oregon:


Can you buy Medicare Part D by itself in Oregon?

Yes, you can purchase Medicare Part D by itself in Oregon by buying a stand-alone prescription drug plan.

However, many Oregon residents also succeed by enrolling in a Medicare Advantage with Drug coverage, which has the benefits of a traditional MA plan plus Part D coverage.

You can only enroll in these plans during initial or open enrollment periods at certain times of the year.

How often are you evaluated for Medicare Part D Extra Help in Oregon?

If you are below a certain monthly income and have assets under specific limits, you might be eligible for Extra Help in Oregon. You can undergo Extra Help evaluation every three months during a Special Enrollment Period or annually.

What is the most popular Medicare Part D plan in Oregon?

There are many popular Medicare Part D plans Oregon residents like to use. However, the four highest-rated plans are:

  • Aetna SilverScript — For a meager monthly premium and a deductible, these plans offer excellent value.
  • UnitedHealthcare (AARP) — While monthly premiums are more expensive than other carriers, using preferred and in-network pharmacies can help you save more.
  • BlueCross BlueShield (Anthem) — These plans have many advantages, including zero-dollar copays for many generic prescriptions.
  • Humana — Many people choose Humana simply because it’s widely available, making buying generic medications significantly more affordable and accessible.

What is the average cost of a Medicare Part D Plan in Oregon?

There’s no set average cost for an Oregon Medicare Part D plan.

The total cost varies depending on your prescriptions, the plan for visiting a pharmacy within your network, and if you receive Extra Help. It’s also essential to compare deductibles and monthly premiums when deciding which plan to enroll in.

Do I need Medicare Part D if I don’t take any drugs in Oregon?

Just because you currently don’t take any prescriptions doesn’t mean you wouldn’t benefit from enrolling in a Medicare Part D plan. Many people enroll in a Part D plan to avoid a late enrollment fee.

If you’re currently not taking any prescriptions, you can choose a plan with little to no monthly premiums to help you avoid paying penalty fees later.

How to get help signing up for a Medicare Part D plan in Oregon

With so many different Medicare Part D plans available in Oregon, deciding which one to choose can be challenging. You can work with our qualified and knowledgeable team to make the process easier.

Our licensed insurance agents can help pair you with the right plan that meets your insurance and budget needs. We work with all major carriers and will help you compare top programs for free.

Call us today, or fill out our short online rate form to be paired with the best rates for Oregon Medicare Part D plans.

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for Medigap.com. She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at Medigap.com. He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.