There are 44 different options for Hillsboro, Oregon, Medicare Advantage plans in Washington County, which Hillsboro calls home.

That gives the roughly 11,000 senior citizens in Hillsboro more Medicare Advantage options than nearly every county in Oregon on top of the dozens of other Part D, Medicare Supplement, and SNP options.

However, the more options you have, the more work you’ll need to find the right plan.

Medicare plans in Hillsboro, Oregon

Supplemental plans for Hillsboro, Oregon Medicare, give Original Medicare Part A and B beneficiaries coverage they don’t receive with their baseline insurance to help reduce their healthcare costs.

Unlike Medicare Part A and B, private insurance companies distribute supplemental Medicare plans and charge different rates based on various factors.

Below, we’ll compare some Supplemental Medicare plans and their average costs based on a 70-year-old female Hillsboro resident.

Medicare Advantage plans

Only Multnomah County has more Medicare Advantage options (45) than Hillsboro, Oregon. And while populous counties in major states like California, Florida, and Texas have Medicare Advantage options in the 60s, you won’t find anywhere in Oregon richer with plans and providers than Hillsboro.

One of the most popular Medicare Advantage providers is FamilyCare. Their affordable Hillsboro, Oregon HMO Medicare Advantage plan comes with a $0 premium and a maximum out-of-pocket (MOOP) cost of $6,700.

Humana provides a similarly priced HMO Medicare Advantage plan with a $0 premium and a slightly lower MOOP of $5,700.

The most affordable Medicare Advantage plan in Hillsboro, Oregon, comes from Regence, which has a $0 premium and the lowest MOOP cost at $3,400.

The average cost of Medicare Advantage plans in Hillsboro, Oregon

PLAN PREMIUM MOOP Plan Type Star Rating
FamilyCare $0 $6,700 HMO  
Humana $0 $5,700 HMO  
Providence $0 $5,500 HMO  
Health Net $0 $3,950 HMO  
Regence $0 $3,400 HMO  

Medicare Supplement plans

Oregon Medicare Supplement or Medigap plans are additional insurance plans that Original Medicare enrollees use to receive extra benefits and lower their Medicare costs. Medigap plans can include various benefits ranging from coverage for blood transfusions to skilled nursing care, but not every option has the same coverage.

However, the federal government standardizes all Medigap plans, so the benefits for whichever one you enroll in are the same from state to state; the only change is the price tag.

Plan F is the most popular Hillsboro, Oregon, Medicare Supplement plan. Although it has the highest average monthly premium cost at $381.51, it provides more coverage than any other Medigap plan.

Plan N is another popular, more budget-friendly Medigap plan option. It doesn’t include as much coverage as Plan F, but the highest average premium cost peaks at $262.20.

Medigap Plan G is an excellent option between Plans F and N. It has more coverage than Plan N and nearly as much as Plan F, but the average high-end premium payment is slightly lower at $330.15 per month.

The average cost of Medicare Supplement plans in Hillsboro, Oregon

PLAN A $100.67 $359.89
PLAN B $162.82 $305.50
PLAN C $188.28 $353.00
PLAN D $163.46 $271.92
PLAN F $184.33 $381.51
PLAN HDF $35.00 $108.37
PLAN G $133.28 $330.15
PLAN HDG $35.00 $59.42
PLAN K $50.59 $123.00
PLAN L $101.36 $218.92
PLAN M $172.59 $255.18
PLAN N $115.90 $262.20

Medicare Part D prescription drug plans

Medicare Part D plans in Oregon cover prescription medications. Part D is a popular form of supplemental Medicare because no Medigap plans and only a handful of Medicare Advantage plans insure prescription medications.

Clear Spring Health’s affordable Part D plan requires a $480 deductible, a $16.20 monthly premium, and a two-star rating on a five-tier grading scale that assesses a plan’s overall coverage effectiveness.

Humana offers a higher-rated four-star plan but has a higher monthly premium at $22.70 and another $480 deductible. Aetna’s low-cost Part D plan in Hillsboro, Oregon, is the best of both worlds. Though not as highly rated at three stars, the plan is Hillsboro’s cheapest, with a $7.70 premium and $480 deductible.

The average cost of Medicare Part D plans in Hillsboro, Oregon

Aetna $7.70 $480 3
Wellcare $11.60 $480 3
Clear Spring Health $16.20 $480 2
Elixir Insurance $20.30 $480 3
Humana $22.70 $480 4

Special Needs plans

Hillsboro, Oregon’s Medicare Special Needs Plans (SNPs) are a subset of Medicare Advantage for people with special needs or chronic disabilities. Only a handful of providers offer SNPs, which aren’t available in all areas.

PacificSource has a low-cost, dual-eligibility SNP for Hillsboro enrollees with a $0 premium and $6,700 MOOP.

United Health Care’s institutional-eligibility SNP is another popular option. Though it has a higher $35 premium, the MOOP stops at an impressively low $750.

CareOregon’s SNP is also popular and one of Hillsboro’s cheapest HMO-POS plans. It has a $40.50 monthly premium and a $3,400 MOOP.

The average cost of Medicare Special Needs plans in Hillsboro, Oregon

PLAN PREMIUM MOOP Plan Type Eligibility
Pacificsource $0 $6,700 HMO Dual
UnitedHealthcare $4.20 $7,550 LOCAL PPO Chronic/Disabling
UnitedHealthcare $35.00 $750 LOCAL PPO Institutional
Ageright $40.50 $6,500 HMO Institutional
CareOregon $40.50 $3,400 HMO-POS Dual

How to sign up for Medicare plans in Hillsboro

Finding the perfect supplemental Hillsboro, Oregon, Medicare plan can be a chore with all the plans and providers you need to sort through. Luckily, our team makes it easy.

We’ll compare coverage rates from every Hillsboro Medicare Supplement provider so you can find an option that meets your healthcare and budget needs. Call or complete our online form to get rates today.

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.