Universal American is the parent company of a large group of subsidiaries. Together, these companies offer life and health insurance products to seniors across the United States. They use the tagline “A Healthy Collaboration” to describe their close, personal involvement between health care providers and members to keep costs affordable and to improve the overall health and well-being of their customers.
For the most part, Universal American is very proud of the Medicare Advantage (Part C) policies that they offer their members. But don’t forget, Medicare supplement policies are also a simple, affordable option when it comes to supplementing your Medicare benefits.
|Medicare Supplement Plans||YES|
|Medicare Advantage Plans||YES|
|Medicare Part D Drug Plans||YES|
Comparison shopping is essential when searching for a Medigap policy. You literally cannot afford to pay too much for coverage. That’s why we’ve gathered the data below on Universal American premiums, and compared them to the national average. Take a look, and see if their prices fit within your budget.
This Table Represents National Average Costs of Medicare Supplement Plans
|Plan Type||Starting From||Part A Deductible||Part B Deductible||Excess||Nursing||Travel|
|Plan C||$118*||$0||$0||Not Covered||100% Covered||100% Covered||Request Info|
|$116*||$0||$0||100% Covered||100% Covered||100% Covered||Request Info|
|Plan G||$105*||$0||$147||100% Covered||100% Covered||100% Covered||Request Info|
|Plan B||$104*||$0||$147||Not Covered||Not Covered||Not Covered||Request Info|
|Plan N||$70*||$0||$147||Not Covered||100% Covered||100% Covered||Request Info|
|Plan D||$97*||$0||$147||Not Covered||100% Covered||100% Covered||Request Info|
|Plan A||$69*||$1||$147||Not Covered||Not Covered||Not Covered||Request Info|
|Plan L||$76*||$304||$147||Not Covered||75% Covered||Not Covered||Request Info|
|Plan K||$45*||$608||$147||Not Covered||50% Covered||Not Covered||Request Info|
|Plan M||$97*||$608||$147||Not Covered||100% Covered||100% Covered||Request Info|
Universal American is a very large and complex organization. Because of this, it can be difficult to pinpoint an exact rating for their financial strength. However, according to A.M. Best, their long-term rating is set at “fair” for he time being.
|A.M. Best Rating||bb|
|Standard & Poor’s Rating||A+|
|Moody’s Rating||No Rating|
*Ratings as of 2/17/15
Universal American has a wealth of experience in the Medicare supplement industry. They also have high ratings from some of the top agencies in the country, and a fleet of subsidiary companies providing products and services throughout the United States. They have achieved quite a reputation for themselves in the senior financial products market.
Telephone Number: 1-866-249-8668
To speak with a person:
44 South Broadway
White Plains, NY 10601-4411
Customers looking to get a rate quote, or learn more about plans have 2 options:
Mon-Fri, 8am-8pm EST