Universal American is the parent company of a large group of subsidiaries. Together, these companies offer life and health insurance products (including their Universal American Medicare Plans) to seniors across the United States. They use the tagline “A Healthy Collaboration” to describe their close, personal involvement between health care providers and members to keep costs affordable and to improve the overall health and well-being of their customers.
Affiliated Brand Names
- Universal American
- Universal American Corp
- Universal American Holdings, LLC
Company Highlights
- Specific focus on Medicare Advantage plans
- Subsidiary members include American Pioneer, American Progressive, and Pyramid Life, among others
- 40 Years of experience writing Medicare Supplement (Medigap) plans
- Headquarters located in White Plains, NY
Universal American Medicare Plans Offered
For the most part, Universal American is very proud of the Medicare Advantage (Part C) policies that they offer their members. But don’t forget, Medicare supplement policies are also a simple, affordable option when it comes to supplementing your Medicare benefits.
| Medicare Supplement Plans | YES |
| Medicare Advantage Plans | YES |
| Medicare Part D Drug Plans | YES |
Universal American Medicare Plans Comparison
Comparison shopping is essential when searching for a Medigap policy. You literally cannot afford to pay too much for coverage. That’s why we’ve gathered the data below on Universal American premiums, and compared them to the national average. Take a look, and see if their prices fit within your budget.
This Table Represents National Average Costs of Medicare Supplement Plans
| Plan Type | Starting From | Part A Deductible | Part B Deductible | Excess | Nursing | Travel | |
|---|---|---|---|---|---|---|---|
| Plan C | $118* | $0 | $0 | Not Covered | 100% Covered | 100% Covered | Request Info |
| Plan F Most popular |
$116* | $0 | $0 | 100% Covered | 100% Covered | 100% Covered | Request Info |
| Plan G | $105* | $0 | $147 | 100% Covered | 100% Covered | 100% Covered | Request Info |
| Plan B | $104* | $0 | $147 | Not Covered | Not Covered | Not Covered | Request Info |
| Plan N | $70* | $0 | $147 | Not Covered | 100% Covered | 100% Covered | Request Info |
| Plan D | $97* | $0 | $147 | Not Covered | 100% Covered | 100% Covered | Request Info |
| Plan A | $69* | $1 | $147 | Not Covered | Not Covered | Not Covered | Request Info |
| Plan L | $76* | $304 | $147 | Not Covered | 75% Covered | Not Covered | Request Info |
| Plan K | $45* | $608 | $147 | Not Covered | 50% Covered | Not Covered | Request Info |
| Plan M | $97* | $608 | $147 | Not Covered | 100% Covered | 100% Covered | Request Info |
Financial Strength Ratings
Universal American is a very large and complex organization. Because of this, it can be difficult to pinpoint an exact rating for their financial strength. However, according to A.M. Best, their long-term rating is set at “fair” for he time being.
| A.M. Best Rating | bb |
| Standard & Poor’s Rating | A+ |
| Moody’s Rating | No Rating |
*Ratings as of 2/17/15
Universal American Video
Universal American Review
Universal American has a wealth of experience in the Medicare supplement industry. They also have high ratings from some of the top agencies in the country, and a fleet of subsidiary companies providing products and services throughout the United States. They have achieved quite a reputation for themselves in the senior financial products market.
- Market Experience
- Fast Claims Processing
- Strong Financial Reserves
- Competitive Rates
- Customer Satisfaction
How To File A Claim With Universal American
Telephone Number: 1-866-249-8668
To speak with a person:
- Press 1 for English
- You will be connected to a customer service representative
Company Contact Information
Customer Service:
1-866-249-8668
Mailing Address:
Universal American
44 South Broadway
Suite 1200
White Plains, NY 10601-4411
How To Get A Rate Quote
Customers looking to get a rate quote, or learn more about Universal American Medicare Plans have 2 options:
- Call a licensed insurance representative at: (877) 910-7579
- Complete an online quote request at:
https://www.medigap.com/form/
