Many West Jordan, Utah, Medicare beneficiaries choose to enroll in Supplemental Medicare plans. Throughout this article, we will discuss the pros and cons of these plans for seniors in West Jordan, Utah.

West Jordan, Utah Supplemental Medicare Plans

The benefit of buying a Medicare Supplement plan is that it covers services that are usually out of pocket for the beneficiary.

Medicare Advantage plans and Medigap plans offer different benefits to people with Medicare. West Jordan Medicare beneficiaries find the advantages of these plans worthy of the cost.

Average Medicare Advantage Plans in West Jordan, Utah

The available West Jordan, Utah, Medicare Advantage plans total 31. Private insurance providers support these plans, which offer crucial protection to state citizens. The price and coverage of each option vary, but they all provide state beneficiaries with meaningful coverage.

Humana health plans (Local PPO) are a good option. Humana has a solid reputation for quality service and coverage and a low MOOP (maximum out-of-pocket) of $5,500. With this plan, beneficiaries pay $0 monthly premiums.

Clients seeking premium service should also consider SelectHealth (HMO). This option has a perfect five-star rating, zero monthly premiums, and a much larger MOOP than alternatives in the area. The provider also sets prices beneficiaries can afford for this plan with a monthly cost of $5,400.

Regence (Local PPO) is not only affordable and offers solid protection, but it also provides four-star service. The Regence plan does not charge a monthly premium, and with a maximum out-of-pocket monthly expense of $5,900, it is an attractive alternative to an HMO plan. This plan even offers some prescription drug coverage.

PLAN PREMIUM MOOP Plan Type Star Rating
SelectHealth $0 $5,400 HMO 5
Regence $0 $5,900 LOCAL PPO 4
Aetna $0 $5,500 HMOPOS 3
Cigna $0 $5,500 LOCAL PPO 3
Humana $0 $5,500 LOCAL PPO 4

Cheapest Medicare Supplement Plans in West Jordan, Utah

Medicare supplement plans cover a wide range of medical expenses. Due to their broader coverage, these plans protect beneficiaries against unpredictable costs. No matter where you live, you’ll be able to access the same benefits, but you’ll pay a different price.

Beneficiaries like Plan G because it provides some of the most effective coverage. You must pay between $117 and $404 for this Medigap policy. Although some coverage gaps remain, the plan covers most medical expenses.

Medigap Plan F in West Jordan offers premiums between $140 and $430, which is more expensive than most other options on the market. Plan F, however, provides the most comprehensive coverage of all Medigap plans and covers Medicare excess charges. It does not cover the Part B deductible.

Utah beneficiaries can also purchase Plan N, which ranges in price from $93 to $304. While this plan offers adequate coverage at a reasonable price, several downsides exist. Benefit recipients of Plan N will typically have to pay a copayment for most types of medical care, which can increase costs.

LETTER PLAN LOWEST PREMIUM HIGHEST PREMIUM
PLAN A $91.00 $345.56
PLAN B $150.50 $344.50
PLAN C $181.91 $409.75
PLAN D $123.62 $274.47
PLAN F $140.96 $430.37
PLAN HDF $40.00 $70.39
PLAN G $117.07 $404.79
PLAN HDG $36.86 $60.66
PLAN K $51.76 $128.00
PLAN L $77.33 $258.91
PLAN M $95.45 $303.54
PLAN N $93.88 $304.90

Affordable Medicare Part D in West Jordan, UT

A Medicare beneficiary’s Part D insurance will cover the medication their doctor prescribes to them. It is essential to have this coverage since Medicare Advantage plans and some Medigap policies do not cover these expenses. Consequently, most beneficiaries in West Jordan, Utah, need to register for part D.

Aetna offers the least expensive local plan with a monthly premium of $6.90 and a deductible of $480. This plan has a three-star rating. The deductible drops to $0 for Tier 1 drugs.

The Wellcare plan has a higher premium at $11.30 a month plus a $480 deductible. This deductible falls to $0 for Tier 1 and 2 drugs. Cost-sharing can help based on your chosen pharmacy.

It is interesting to note that UnitedHealthcare offers a lower deductible of $350, but its monthly premium is $29.40. That deductible is $0 for Tier 1 drugs. For these drugs, the plan also offers convenient home delivery.

PLAN PREMIUM DEDUCTIBLE STAR RATING
Aetna $6.90 $480 3
Wellcare $11.30 $480 3
Clear Spring $16.10 $480 2
Humana $22.70 $480 4
UnitedHealthcare $29.40 $310 4

Medicare Special Needs Plans in West Jordan, UT

Special Needs Plans (SNPs) are available to Medicare Advantage beneficiaries with specific disabilities or health needs. Check if you qualify for one of these plans, as some beneficiaries can benefit significantly.

Humana’s SNPs are available to dual-eligible individuals with a MOOP of $3,450. These plans offer $0 deductibles for drugs in Tiers 2-5. They also have $0 premiums and a $0 deductible for medical services.

Additionally, the SelectHealth plan offers a $3,450 monthly out-of-pocket budget and dual eligibility. The premiums with this plan range from $0-42.90. There is no annual medical deductible.

The American Health plan offers institutional eligibility and a MOOP of $7,550. This plan also charges a $42.90 premium. However, it does not cover the Part B premium.

PLAN PREMIUM MOOP Plan Type Eligibility
SelectHealth $0 $3,450 HMO Dual
Molina Healthcare $0 $7,550 HMO Dual
UnitedHealthcare $0 $7,550 LOCAL PPO Dual
Humana $0 $3,450 LOCAL PPO Dual
American Health $42.90 $7,550 HMO Institutional

FAQs

How do I apply for Medicare in West Jordan, Utah?

In most cases, the government automatically enrolls Utah residents in Medicare once they reach the age of 65. However, this does not always occur, so you can contact the Social Security Department if you need to apply for coverage.

What are the four types of Medicare Advantage plans in Utah?

Medicare Advantage plans are available in Utah in four different types. Health care plan beneficiaries may choose between HMOs, PPOs, PFFSs, or special needs plans, each with specific advantages and drawbacks.

What does Part D pay for in West Jordan, Utah?

West Jordan, Utah, Medicare Part D plans cover prescription drug costs for Medicare beneficiaries. These medications are integral in treating many illnesses and conditions, but Original Medicare does not cover them.

What are Medigap premiums based on in West Jordan, Utah?

Different Medigap plans determine premiums differently in West Jordan. For example, some premiums change as beneficiaries age, while others stay stable throughout their life.

Does Medigap cover drugs in West Jordan, Utah?

Medigap plans do not generally provide prescription drug coverage in West Jordan, Utah. While these plans extend coverage beyond Original Medicare, beneficiaries must usually seek Part D plans for this coverage.

How to Sign Up for Supplemental Medicare in West Jordan

It is common to feel overwhelmed during the Medicare enrollment process in West Jordan, Utah. Here at Medigap.com, we dedicate ourselves to helping you find the right West Jordan, Utah, Medicare coverage.

If you live in West Jordan and are looking for affordable coverage, fill out the online form or call us for the best rates in your area today!

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for Medigap.com. She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at Medigap.com. He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.