Over 65,000 people in Provo, Utah, are Original Medicare Part A and B beneficiaries. Among them, 37,447 are fee-for-service enrollees, while nearly 28,000 have a Medicare Advantage plan, good for a 42.6% participation rate that’s on par with the national average.
In the sections below, we’ll look at what Medicare Advantage can do for your healthcare benefits and explore other Provo, Utah, Medicare options.
Provo, Utah Supplemental Medicare plans
Medicare Advantage, Medicare Supplement plans, and Medicare Part D are three ways for Provo, Utah, beneficiaries with Original Medicare to cover the health and well-being services that Original Medicare doesn’t include.
Unlike Original Medicare, these supplemental Medicare options don’t have standardized prices, so your rates for each will vary based on your provider, age, gender, and location.
The prices in the charts below are for the average 65-year-old male Provo, Utah, Medicare enrollee.
Average Medicare Advantage plans in Provo, Utah
Provo, Utah, is home to 29 different Medicare Advantage plans, giving the city’s Original Medicare enrollees one of Utah’s most comprehensive selections of MA options. Each plan offers unique coverage benefits and prices, but they’re all valuable to anyone seeking assistance with vision, dental, and other similar services.
SelectHealth’s Provo, Utah, Medicare Advantage coverage is among the state’s best, with a perfect five-star coverage effectiveness rating. It also offers a competitively priced $0 premium and $5,400 maximum out-of-pocket cost (MOOP).
Humana’s Medicare Advantage plan is another highly rated, well-priced option for Provo enrollees. It has a four-star rating, a $0 premium, and a $5,000 MOOP. Additionally, it’s a Local PPO plan, unlike SelectHealth’s HMO coverage.
Cigna has a popular Medicare Advantage plan as well. Though it doesn’t have a coverage rating, it offers an affordable $0 premium and $5,200 MOOP.
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| SelectHealth | $0 | $5,400 | HMO | 5 |
| Aetna | $0 | $5,000 | LOCAL PPO | 4 |
| UnitedHealthcare | $0 | $5,900 | HMO | 4 |
| Humana | $0 | $5,000 | LOCAL PPO | 4 |
| Cigna | $0 | $5,200 | HMO | N/A |
Cheapest Medicare Supplement plans in Provo, UT
Medicare Supplement plans in Provo, Utah, help to lighten the load on your Medicare budget by covering inpatient and outpatient costs that Original Medicare doesn’t offer. Insurance companies commonly call them “Medigap” plans since they fill in the gaps in your essential health coverage.
Although private insurance companies provide Medigap plans, the federal government standardizes plan benefits, preventing them from changing with different carriers or locations.
Plan F is one of the most popular Medigap options in Provo, Utah, because it offers the most coverage. However, Plan F has the highest premiums because of its extensive benefits, ranging from $126 to $430.37 per month.
High-Deductible Plan F (HDF) is a sought-after alternative to standard Plan F with the same benefits but a higher deductible and lower premiums. Monthly prices for HDF range from $30 to $66.39.
Plan N is a popular, cost-effective solution for Provo, Utah, Medicare enrollees who want Medigap’s baseline coverage without the extra benefits. Plan N premiums vary from $82.20 to $304.90 per month.
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $80.00 | $282.73 |
| PLAN B | $137.50 | $344.50 |
| PLAN C | $160.74 | $409.75 |
| PLAN D | $106.00 | $239.09 |
| PLAN F | $126.00 | $430.37 |
| PLAN HDF | $30.00 | $66.39 |
| PLAN G | $106.34 | $404.79 |
| PLAN HDG | $30.00 | $50.24 |
| PLAN K | $46.95 | $118.37 |
| PLAN L | $72.83 | $216.72 |
| PLAN M | $87.72 | $244.46 |
| PLAN N | $82.20 | $304.90 |
Affordable Medicare Part D prescription drug plans
Medicare Part D plans cover costs for most prescription drugs. They are the only supplemental Medicare options in Provo, Utah, with medication coverage, aside from a selection of specialized Medicare Advantage plans.
Aetna’s Medicare Part D plan in Provo, Utah, has the most affordable monthly premium at $6.90. It also has a three-star rating and a competitive $480 deductible.
Humana’s Part D coverage has a four-star rating, making it one of the most extensive plans in Provo. It has a $22.70 premium and a $480 deductible.
UnitedHealthcare’s Part D coverage has the most affordable deductible in Provo at $310 and a four-star rating. Premiums for UnitedHealthcare’s Part D plan cost $29.40.
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $6.90 | $480 | 3 |
| Wellcare | $11.30 | $480 | 32 |
| Clear Spring | $16.10 | $480 | 2 |
| Humana | $22.70 | $480 | 4 |
| UnitedHealthcare | $29.40 | $310 | 4 |
Medicare Special Needs plans
Medicare Special Needs Plans (SNPs) are a subset of Medicare Advantage with unique coverage benefits for people needing specialized medical care. SNPs are not available at every provider, but Provo has a few well-regarded options.
Humana’s SNP is a competitively priced, Local PPO plan with a $0 premium and $3,450 MOOP.
SelectHealth’s SNP also has a $0 premium and $3,450 MOOP but is an HMO plan, unlike Humana’s Local PPO coverage.
Health Choice offers a popular SNP with a $42.90 premium and a $6,700 MOOP.
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| UnitedHealthcare | $0 | $7,550 | LOCAL PPO | Dual |
| Molina Healthcare | $0 | $7,550 | HMO | Dual |
| SelectHealth | $0 | $3,450 | HMO | Dual |
| Humana | $0 | $3,450 | LOCAL PPO | Dual |
| Health Choice | $42.90 | $6,700 | HMO | Dual |
FAQs
Are you automatically enrolled in Medicare Part D in Provo, Utah?
Provo, Utah, does not offer automatic enrollment for Medicare Part D. However, you will receive automatic enrollment for Part A and B if you get Social Security benefits when you turn 65.
What does Medicare Part B cover in Provo, Utah?
Medicare Part B covers most of your necessary outpatient services. Everything from Durable Medical Equipment (DME), mental health treatment, and Provo ambulance services fall under Part B’s coverage umbrella.
Do Medigap premiums go up every year in Provo, Utah?
Though not universal, most Provo, Utah Medigap providers increase the premium for your policy yearly. Some implement the price spike on your birthday, while others wait until your yearly enrollment anniversary.
What is Medicare Advantage plans available in Provo, Utah?
There are several affordable and highly rated Provo, Utah Medicare Advantage plans and providers beyond the listed options. AARP, Regence, and Lasso all offer popular options.
What Documents do I need to apply for Medicare in Provo, Utah?
Provo, Utah, insurance companies will request documents that verify your age, income, citizenship, and place of residence when you apply for Medicare.
Therefore, your Social Security number, birth certificate, and tax forms are essential when you sign up.
How to sign up for Medicare plans in Provo
Our Medicare plan experts make it easy to find the Provo, Utah, Medicare plans you need. We work with all local insurance companies and compare their prices for free so that you can find quality coverage within minutes.
Call us now. Or complete our online rate form to get the best rates today.
