Salt Lake City, Utah, has nearly 300,000 Original Medicare beneficiaries with Part A and B coverage. Over 112,000 of those enrollees receive Medicare Advantage benefits on top of their baseline Medicare coverage for a city-wide 37.6% MA participation rate.
Below, we’ll examine the benefits of other popular Medigap plan options available in Salt Lake City, Utah.
Medicare plans in Salt Lake City, Utah
Salt Lake City, Utah, Original Medicare enrollees can add to their Part A and B coverage with Medicare Advantage, Medicare Supplement plans, and Part D plans. Each option covers different health services, with rates varying depending on various factors like provider and location.
The charts below depict the average rates for a typical 70-year-old female Salt Lake City, Utah, Medicare enrollee.
Medicare Advantage plans
31 Medicare Advantage plans are available in Salt Lake City, Utah, tied for most of any city in Utah. That wide variety gives Salt Lake City, Utah, Medicare beneficiaries several affordable and highly rated choices.
SelectHealth’s Medicare Advantage plan is one of Salt Lake City’s most comprehensive, with a five out of five-star coverage effectiveness rating. It also has a $0 premium and $5,900 maximum out-of-pocket cost (MOOP).
Regence’s Medicare Advantage plan is another popular option with substantial benefits and competitive pricing. It has a $0 premium, a $5,400 MOOP, and a four-star rating.
Aetna’s Medicare Advantage coverage is one of Salt Lake City’s few HMO-POS options. It’s also one of the city’s most affordable plans, with a $0 premium and a $5,500 MOOP.
The average costs of Medicare Advantage plans in Salt Lake City, Utah
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Medicare Supplement plans
Medicare Supplement, or Medigap, plans to cover most inpatient and outpatient services that Original Medicare Part A and B don’t. Supplement plans receive government standardization, so their benefits remain the same regardless of location or insurance provider.
Plan F is also among Salt Lake City’s most popular Medicare Supplement plans; the premiums vary from $122.58 to $381.62.
Plan N is one of Salt Lake City’s best budget-friendly Medigap options. Though it doesn’t offer as many benefits as Plan F or G, it covers the Medicare Supplement essentials for a lower premium range of $81.63 to $270.25 per month.
The average costs of Medicare Supplement plans in Salt Lake City, Utah
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Medicare Part D prescription drug plans
Medicare Part D plans cover prescription drug costs for Salt Lake City enrollees. Since Part D policies are the only Medicare option with medication coverage aside from some Medicare Advantage plans, they are essential for having more well-rounded coverage.
Aetna’s Part D plan has the cheapest premium rate at $6.90. It also includes a $480 deductible.
UnitedHealthcare’s Part D plan in Salt Lake City, Utah, has a higher $29.40 monthly premium but offers a lower $310 deductible.
Humana’s Part D coverage is some of the strongest in Salt Lake City. It has a four-star coverage rating, a $480 deductible, and a $22.70 monthly premium.
The average costs of Medicare Part D plans in Salt Lake City, Utah
Special Needs plans
Medicare Special Needs Plans (SNPs) are a subset of Medicare Advantage with unique coverage benefits for enrollees with specialized medical needs. Though SNPs aren’t available everywhere, Salt Lake City has a few options.
SelectHealth’s SNP is an HMO plan with a $0 premium and competitively priced $3,450 MOOP. Humana’s SNP also has a $0 premium and $3,450 MOOP, but it’s a Local PPO plan. American Health’s SNP is the only one with institutional eligibility. It has a $42.90 premium and a $1,800 MOOP.
The average costs of Medicare Special Needs plans in Salt Lake City, Utah
How to sign up for Medicare plans in Salt Lake City
Medigap.com is the best resource to compare rates and find the perfect plan for your needs if you’re looking for supplemental Medicare in Salt Lake City, Utah.
We make it easy to get started – call our team or complete our online rate form to receive rates from all providers in your area. Don’t wait any longer – start comparing plans today and find the right coverage for you!