West Valley City, Utah, is home to many Medicare beneficiaries. Many beneficiaries in the area choose to use supplemental plans to extend their coverage.
Below is an overview of the strengths and weaknesses of each West Valley City, Utah, Medicare plan.
West Valley City, Utah Supplemental Medicare Plans
Using a supplement plan, you can cover expenses you would otherwise be responsible for paying yourself. Medicare beneficiaries can choose either a Medicare Advantage plan or a Medigap plan. We based the numbers in the charts below on a female 65-year-old patient, so your prices may vary.
Average Medicare Advantage Plans in West Valley City, Utah
There are 31 Medicare Advantage plans in West Valley City. Each program has unique pros and cons, but they all provide a valuable service to beneficiaries by protecting them from high healthcare costs.
A Humana health plan (Local PPO) is one of the best options. Humana has a good reputation for service, and its MOOP (maximum out-of-pocket) is $5,500, making it one of the best four-star plans. With this plan, beneficiaries pay $0 monthly premiums.
SelectHealth (HMO) is also an excellent choice for clients who put high-quality service first. This option has a five-star rating, zero monthly premiums, and an affordable MOOP. In addition, this plan is relatively straightforward to budget for, as it costs $5,400 per month.
Regence (Local PPO) is not only affordable and effective, but it also provides four-star service. Moreover, Regence doesn’t charge a monthly premium, and its $5,900 maximum out-of-pocket expenditure makes it appealing to beneficiaries who avoid HMO options. This plan even offers some prescription drug coverage.
|PLAN||PREMIUM||MOOP||Plan Type||Star Rating|
Cheapest Medicare Supplement Plans in West Valley City, UT
Compared to Original Medicare, Medicare supplement plans cover a more extensive range of healthcare services. These plans offer the same benefits regardless of where you live, but the prices vary widely.
West Valley City’s residents favor Plan G because it is affordable and effective. For Plan G, the price varies from $101 to $358. Generally, the insurance company will cover most of your medical expenses under this plan, although there may be some gaps.
Another Medigap option is Plan F. The Plan F Medigap plan has several advantages, but it also comes at a higher cost than other Medigap plans, costing between $110 and $381. Plan F covers Medicare excess charges and is the most robust overall Medigap plan.
In Utah, residents can expect to pay a premium between $74 and $270 when choosing Plan N. While this plan offers adequate coverage at a reasonable price, several downsides exist. Patients on plan N will be responsible for co-payments for most medical services.
|LETTER PLAN||LOWEST PREMIUM||HIGHEST PREMIUM|
Affordable Medicare Part D in West Valley City, UT
If you have Medicare, you can get coverage for prescription medications through Part D plans. Some Medigap policies and Medicare Advantage plans do not cover these expenses. As a result, enrolling in Medicare Part D in West Valley City, Utah, is necessary to establish adequate coverage.
Aetna offers the lowest monthly premium of $6.90 with a $480 deductible. This plan has a three-star rating. The deductible drops to $0 for Tier 1 drugs.
The monthly premium for Clear Spring is $16.10, with a deductible of $480. This deductible doesn’t apply to Tier 1 and 2 drugs. This plan only has a two-star rating, however.
UnitedHealthcare charges a monthly premium of $29.40 with a $310 deductible. That deductible is $0 for Tier 1 drugs. For these drugs, the plan also offers convenient home delivery.
Medicare Special Needs Plans in West Valley City, UT
Special Needs Plans (SNPs) serve beneficiaries with special health needs. Programs like these can ease the challenges of living with a disability by providing tailored care and coverage for those who qualify.
The SelectHealth plan in West Valley City offers dual enrollment for its members and a MOOP of $3,450. The premiums with this plan range from $0-42.90. There is no annual medical deductible.
A plan from Humana also comes with a $3,450 out-of-pocket monthly limit and dual eligibility. These plans offer $0 deductibles for drugs in Tiers 2-5. They also have $0 premiums and a $0 deductible for medical services.
Finally, Molina Healthcare’s plan provides a MOOP of $7,550 as a final option for beneficiaries seeking dual eligibility. This plan charges $33.20 for its monthly premium. It has a three-star rating.
How old do you have to be to qualify for Medicare in West Valley City, Utah?
To qualify for West Valley City, Utah, Medicare coverage, residents must reach 65 in most cases. However, residents with disabilities or significant health conditions can become eligible earlier.
In addition, if you qualify for Social Security benefits, you also qualify for Medicare in most cases.
What is the least expensive Medigap plan in West Valley City, Utah?
The cost of Medigap plans in West Valley City, Utah, depends on multiple factors. However, Plan N offers some of the lowest monthly premiums in the state for supplemental Medicare coverage.
Which Medigap plan covers the most in West Valley City, Utah?
In West Valley City, Utah, Medigap Plan F offers the most comprehensive coverage for beneficiaries. This plan protects beneficiaries from most medical expenses under Medicare but costs more than competing options. As a result, beneficiaries must balance price versus protection when choosing their plan.
Who qualifies for Medicare Advantage in West Valley City, Utah?
Utah Medicare Advantage plans are available to anyone who qualifies for Utah Medicare coverage. For those with disabilities, there are exceptions to the age requirement, which is 65.
What counts towards Medicare Advantage out-of-pocket maximum in West Valley City?
In Utah, any money beneficiaries spend on co-payments for medical services or treatment counts towards their out-of-pocket maximum.
Original Medicare does not have a MOOP, so this feature offers valuable protection to beneficiaries in the state.
How to Sign Up for Supplemental Medicare in West Valley City
Enrolling in Medicare can be challenging in West Valley City, Utah. Our knowledgeable staff at Medigap.com are proud to assist beneficiaries in choosing supplemental coverage.
Contact us or use our online rate form today to get the best rates for West Valley City, Utah, Medicare plans!